Charisma Greene is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. Prior to her current role, she worked at J.P. Morgan Securities and JPMorgan Chase Bank. In addition to her advisory work, she is involved with NewLuc DMV LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Colleen Schuler is a CFP®-certified financial advisor with 22 years of industry experience, currently practicing at LPL Financial since 2023. Her prior experience includes roles at Fulton Financial Advisors, Raymond James Financial Services, and M&T Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Joel Margolis is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured tools and modeling techniques.

Kenneth Cooper is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 49 years of industry experience. His prior roles include long tenures at MetLife Securities, Metropolitan Life Insurance Company, and Mass Mutual Investors Services. He is also a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services supported by research-driven model portfolios and third-party subadvisors.

Raymond Patsy is a CFP®-designated financial advisor with 42 years of industry experience, currently affiliated with LPL Financial since 2025. He previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC for four years and spent 22 years at H. Beck, Inc. He is also involved as a volunteer with the nonprofit D.A.R.&E. in Arlington, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brian Gorman is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Merrill, and various other positions prior to entering the financial sector. Outside of his advisory work, he serves as a basketball referee for youth games through OneTeam Officiating LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Gracie is a financial advisor at OSAIC with 38 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked for Lincoln Financial Advisors Corporation for 37 years. Outside of his advisory role, he is involved as an owner and agent of Heritage Financial Consultants LLC, offering various insurance products including group benefits and annuities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and provides integrated brokerage and advisory services. The firm uses a variety of asset-allocation tools and offers access to multiple investment platforms and third-party money managers.

Ali Haider is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at Fidelity Direct Mortgage, JP Morgan Chase Bank, and PNC Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to guide its investment approach, offering both brokerage and advisory solutions.

Steven Robinson is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and product distribution. The firm combines institutional trading capabilities with wealth management and offers research, custody, underwriting, and capital markets services.

Kevin Howard is a financial advisor with Cetera, holding a PFS™ designation and Series 63 and 65 licenses, and has 25 years of industry experience. Prior to joining Cetera in 2025, he operated his own CPA firm and managed Flying Cloud Money Management, LLC for multiple decades. He serves as Treasurer for Columbia Pro Cantare, a nonprofit choral organization, providing accounting and compliance support. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, employer retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

John Cahill IV is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at PNC Investments for six years before joining Wells Fargo Clearing in 2018. Outside of his advisory role, he serves as a Firefighter II and driver with the Kent Island Volunteer Fire Department. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Christopher Connolly is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research-driven, model-based asset allocation tailored to clients’ goals and risk tolerance.

Vladimir Greben is a financial advisor with LPL Financial in Owings Mills, MD, holding Series 63 and Series 66 licenses and having 30 years of industry experience. He previously worked at J P Turner & Company Capital Management, LLC for eight years before joining LPL Financial in 2015. Outside of his advisory role, he manages Greben Asset Management Inc. and Greben Wealth Management, entities used for business and investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services utilizing both proprietary and third-party models, supported by technology tools but with investment decisions made by advisors.

Daniel Cote is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Cetera Advisors LLC, UBS Financial Services, Morgan Stanley, and Merrill. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and various affiliated trust, insurance, and lending services.

Austin Miller is a financial advisor at Equitable Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Vicus Capital, Partners Financial Group, Penn Mutual, and Cetera Advisor Networks. Outside of his advisory work, he was involved in his family's farm business for six years. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs. The firm utilizes both in-house and third-party advisory models and provides ERISA fiduciary services through credentialed representatives.

Jordan Braverman is a financial advisor with Equitable Advisors in Columbia, MD, holding a Series 66 designation and entering his first year in the industry. His prior experience includes positions at James Madison University and involvement with La Food Marketa. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm employs a network of Investment Adviser Representatives and offers access to both firm-offered and third-party advisory programs.

Douglas Schamburg Jr. is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, he spent ten years at McCormick & Co. He is involved in community activities as a basketball commissioner and camp coach with the Fallston Recreation Council. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Daniel Newell is a financial advisor with Stifel in Hunt Valley, MD, holding Series 63 and Series 65 designations and 47 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously spent nine years at RBC Capital Markets Corporation. Newell also serves as a personal representative for a non-family trust. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Matthew Emerson is a CFP® professional currently with LPL Financial, where he has worked since 2024. He has six years of industry experience, with prior roles at Lincoln Financial Advisors, Triad Advisors LLC, American Community Wealth Management, and Vantage Financial Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Victoria Walker is a Series 66 licensed financial advisor with 13 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. since 2019 and previously spent seven years with Wells Fargo Clearing. Walker also serves as Acting Branch Manager at Merriweather Money Management, LLC, where she manages daily branch operations and oversees compliance and business activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutional clients, and charitable organizations. The firm utilizes risk profiling and analytical modeling to tailor its non-discretionary planning and encourages implementation through its advisory programs and other providers.