Patricia Kazumba is a CFP® and Series 66 licensed advisor with Cambridge Investment Research Advisors, where she has worked since 2015. She has 23 years of industry experience. In addition to her advisory role, she is also an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary strategies.

Carla Gomez is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets since 2012. Outside of her advisory role, she serves on the board of her local homeowners association in Vienna, Virginia. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies utilizing both in-house and third-party investment managers.

Lindsay Snyder is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 24 years of industry experience, including roles at Fulcrum Advisory Services, LLC, and Truist Investment Services, Inc. Outside of her advisory work, she is also an independent insurance agent representing various independent insurance companies. Cambridge Investment Research Advisors, Inc. serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Cristina Gabalda is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley for seven years before joining Ameriprise in 2022. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Richard Jones II is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively. His background also includes time with Virginia Commonwealth University and a brief role at Fat Dragon Kitchen and Bar. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by its Schwab Center for Financial Research.

Joy Stephens is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. Her prior roles include positions at J.P. Morgan Securities, Charles Schwab Bank, Charles Schwab, and National Philanthropic Trust. Outside of her advisory work, she is involved in e-commerce ventures and co-owns a real estate investment business with her spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jennifer Harmon Von Bredow is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and 12 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services since 2021, with prior experience at Voya Financial Advisors and ACI Group. In addition to her advisory role, she is a commissioned notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated investment managers.

Brian Suto is a financial advisor with Charles Schwab based in Reston, VA, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Eduardo Guzman Valiente is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 22 years of industry experience. He has been with Raymond James since 2003 and has served in various capacities within the firm since 2010. Outside of his advisory role, Guzman Valiente is active as an attorney, owning and operating a law practice that provides legal and tax services related to retirement plans and trusts, as well as managing multiple business entities and estate responsibilities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm provides non-discretionary planning tailored to client goals using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Stephen Mohyla Jr. is a CFP®-designated financial advisor with over 32 years of industry experience. He currently works at OSAIC and has held prior roles at Woodbury Financial Services, Cetera Wealth Services, Equitable Advisors, and Mony Securities Corporation. Outside of his advisory work, he serves as a high school varsity basketball official. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs and emphasizes model-based asset allocation, portfolio optimization, and multiple custodial arrangements.

Kent Overholt is a Private Wealth Advisor at Merrill Private Wealth Management. Since joining Merrill in 1987, he has developed extensive insight into the complex investment decisions and challenges facing ultra-high-net-worth families. Kent works closely with longstanding clients and colleagues to create customized financial strategies aimed at helping clients manage liquidity events, wealth preservation, family interests, and philanthropy. Kent's role involves multi-generational relationship management and collaboration within the team on investment management, asset preservation, business succession planning, intergenerational wealth planning, philanthropy, credit, and lending. He assists families through the Merrill Private Wealth Center for Family Wealth with matters related to family wealth education and governance. Kent also conducts strategy and portfolio reviews, implements portfolio recommendations, and manages client access to credit and lending services linked to Bank of America, N.A. Kent holds a Bachelor's degree in Advertising and Public Relations from Bloomsburg University in Pennsylvania. He is a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). Outside of his professional responsibilities, Kent co-founded the non-profit organizations Collect 4 Kids and Dancers Make a Difference. He divides his time between McLean, Virginia, and Easton, Maryland, and is married with three children.

Sam Ramadan is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 licenses. He has less than one year of industry experience and previously worked in various roles including positions at Surovell, Isaacs & Levy, PLC, and service in the Loudoun County legal system. Outside of finance, his background includes work in the restaurant and country club industries. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Yemewedish Girma is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2018, following a decade at UBS Financial Services Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Stephen Stavrou is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has worked at firms including Northwestern Mutual, JP Morgan Chase, and Bank of America. Outside of his advisory roles, he operated a dog walking business from 2022 to 2023. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using firm-approved software tools and offers a range of programs including estate settlement and employer-sponsored planning.

Peter Ambrose is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 securities licenses and bringing 39 years of industry experience. He has been with Merrill since 2004. Outside of his advisory role, he serves as a FINRA arbitrator, dedicating time monthly to industry dispute resolution. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, and institutional investors.

Bradley Martin is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he has held roles at Paul Martin, Yes Hearing, SmartBrief, All Digital Dental Design Studio, and Star City Games. He also serves as an administrator or executor of an estate and trustee of a revocable trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs, including third-party asset managers, and offers ERISA fiduciary services to qualified plans.

Connell Lee is a financial advisor with Ameriprise in Ashburn, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise since 2011, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory role, Lee teaches financial planning topics such as retirement and investing through adult education programs in Fairfax and Loudoun counties. Ameriprise is a large institutional firm offering a retirement-income planning service primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Julianne Okim is a financial advisor with Raymond James Financial, holding a Series 66 credential and three years of industry experience. Her background includes roles at Edward Jones and Montgomery County Public School, as well as founding Okim Wealth Management, LLC. She has also been involved in entrepreneurial ventures such as Game Day Glamerous. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Christopher Hardware is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds the CFP® designation and securities licenses Series 66, Series 65, and Series 63. He has been with Wells Fargo Bank NA since 2018 and with Wells Fargo Clearing Services, LLC. since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Nathaniel Hamilton is a Series 66-licensed financial advisor with Equitable Advisors, and he has one year of industry experience. Before joining Equitable Advisors in 2025, he worked at Financial Growth Partners and has a background that includes roles in education and the brewing industry. Equitable Advisors serves a diverse client base, including individual investors, pension plans, corporations, and nonprofits, offering financial planning, retirement consulting, and asset management programs. The firm delivers its services through a network of investment professionals and utilizes various third-party advisory platforms alongside proprietary programs.