Craig Beden is a financial advisor at Mass Mutual Investors Services with over 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. He has been with MassMutual Life Insurance Company and its subsidiary since 1984. Beden serves as a board member of the THANC Foundation. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, and its planning process involves collaborative, annual engagements using firm-approved analytical tools.

Shajhan Sabir is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Accredited Asset Management Specialist™ (AAMS™), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA) designations, all earned through the College for Financial Planning Institutes Corp. These credentials indicate his commitment to providing informed, personalized advice in all aspects of wealth planning. Shajhan has over two decades of experience in the financial services industry. Prior to joining Merrill, he served as a Senior Financial Advisor at Wells Fargo Advisors. His expertise covers financial strategies, retirement income planning, education savings, and estate considerations. Shajhan works to deliver comprehensive, tailored strategies that align with clients’ unique priorities, supporting their long-term financial goals. He earned both his Bachelor’s and Master’s degrees from the University of the Punjab. Shajhan communicates fluently in English, Hindi, Urdu, and Punjabi.

Joseph Kelly is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and four years of industry experience. Before joining Morgan Stanley in 2019, his career included roles at Oracle, Symbiont Group, the United States Congress House of Representatives, and the University of Dallas. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Francis Surette is a financial advisor with Mass Mutual Investors Services in McLean, VA, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience and has been with Mass Mututal Investors Services and MassMutual Life Insurance since 2013. His prior activities include sales in life, health, and group life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships and offers various specialized planning programs and educational seminars.

Charles Kunda is a financial advisor with Morgan Stanley Wealth Management in Washington, DC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and institutional research to support its advisory process.

Patrick Brown is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. He previously worked at Bank of New York Mellon for two years and has a background that includes roles at West Virginia University, Caci, and Kilroys. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to individual, high-net-worth, corporate, charitable, and institutional clients. The firm leverages centralized investment resources and offers a range of tailored services, including Executive Wealth and Private Family Office support, with access to both discretionary and non-discretionary managers.

Sheila Cheek is a financial advisor at Edward Jones with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering various advisory strategies and affiliated investment products through a large nationwide network of financial advisors.

Jose Rodriguez is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping professionals, business owners, executives, and families navigate the complexities of wealth management by integrating investment management, retirement planning, wealth transfer, and banking and lending strategies into coordinated financial plans. Fluent in English and Spanish, Jose takes a comprehensive approach to understand clients' goals, values, and long-term priorities. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jose earned his bachelor's degree from American University and completed his high school education at Carol Morgan School. He is a member of Sigma Chi Fraternity. Raised in the Dominican Republic by parents with careers in banking, Jose developed an appreciation for guiding clients beyond transactions toward meaningful financial goals. He currently resides in Washington, DC, with his Standard Schnauzer, Mangu. Outside of work, he enjoys fishing, horseback riding, skiing, spending time with his family, and traveling.

Timothy Veith is a Senior Financial Advisor with the VBC Group, affiliated with Merrill Lynch Wealth Management. He works with ultra-high-net-worth clients to develop customized financial strategies and long-term initiatives aimed at growing and preserving their wealth. Timothy focuses on understanding clients' goals, concerns, and aspirations to create personalized wealth strategies that address the distinctive needs of multiple generations. He also contributes to portfolio management within the VBC Group by conducting research and implementing trading. Timothy began his financial services career in 2006 as a Registered Client Associate with Smith Barney and joined Merrill Lynch Wealth Management in 2008. He holds a Bachelor's degree in Business Administration from James Madison University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He specializes in areas such as corporate executive services, family wealth management strategies, legacy planning, managing new wealth, portfolio management services, and individual and corporate investment strategy. Timothy resides in Rockville, Maryland, with his wife and their three children.

James Ritter is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, structuring client engagements as annual, collaborative relationships focused on goal analysis and written recommendations.

Keith Lee is a financial advisor with Equitable Advisors holding a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Nike and has been involved with the Racial Equity Institute since 2023. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Edward Hayes is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2018 and previously worked at Spouting Rock Capital Advisors LLC. Hayes serves as a board member for the Society of Presidential Descendants, a nonprofit organization based in Atlanta, Georgia. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, including tailored financial planning that utilizes firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

George Cabalu is a financial advisor with Wells Fargo Advisors in McLean, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to his current role. Outside of his advisory work, he owns and operates an income-related LLC based in Arlington, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche areas like business-owner transition and special-needs analysis, and combines advisory services with other financial products and referral channels.

Francis Donnelly is a CFP® with two years of industry experience, currently affiliated with LPL Financial in Alexandria, VA. His prior roles include positions at M&T Bank, Wells Fargo, Truist Financial Corp, US Bank, and TIAA Bank. Donnelly also holds a notary appointment with M&T Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Shaun Fulton is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, and previously at Bank of America and Merrill from 2011 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models as part of its financial planning process.

Jennifer Mc Guire is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes positions at UBS and roles in education at American University, Northwestern University, San Juan Hills High School, and Ladera Ranch Middle School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Cusick is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in Washington, DC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations through a centralized consulting team.

Sarah Simon is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and 14 years of industry experience. She has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations.

Kenyon Wagner is a financial advisor with Equitable Advisors in Falls Church, VA. He holds a Series 66 designation and has 10 years of industry experience. His career includes tenure with Axa Advisors and Axa Equitable prior to his current role. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Grant Thompson is a Series 65-licensed financial advisor at Edelman Financial Engines in Alexandria, VA, with two years of industry experience. His work history includes prior roles at Pure Performance and Financial Engines Advisors, L.L.C., as well as non-financial positions at Legum & Norman Realty Inc, Shenandoah University, and Brightview Landscapes. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a range of solutions including workplace retirement plans, planner-led wealth management, and online advice, combining proprietary modeling with planner oversight and emphasizing diversified portfolios and long-term investment strategies.