Richard La Rose Jr. is a financial advisor with Ameriprise, holding the Series 66 designation and 25 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves on the finance team at New Life United Methodist Church, overseeing the church’s financial statements and investment programs. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice. The firm’s approach incorporates proprietary investment research and third-party data within a framework influenced by affiliated product relationships.

Moatir Ahmed is a financial advisor at Fidelity with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and employs formal governance and proxy-voting procedures.

Zachary Martindale is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and previously worked at North Star Resource Group, where he provided life insurance, securities, and planning services. Outside of his advisory role, he is also involved in the sale of fixed insurance products. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Denise Togger is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. She has held roles at Atlantic Union Bank, Union Investment Services, and Union Bank & Trust, alongside a long tenure at Raymond James Financial. Outside of her advisory work, she owns and operates a farm in Virginia. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools, and maintains a municipal advisor affiliation that supports its public finance work.

Amber Cleck is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her prior experience includes seven years at Truist (formerly BB&T). She is based in Richmond, VA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning solutions.

David Perry is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2026. He has been leading and coaching a team of financial professionals focused on financial planning and relationship building. Prior to his current role, he served as Branch Leader at Fidelity Investments from 2023 to 2026 and Team Leader for Workplace Planning and Advice from 2021 to 2023. David's professional experience includes roles as Vice President Financial Consultant and Associate Financial Consultant at Charles Schwab, and multiple positions at Fidelity Investments starting in 2015, including Workplace Planning and Guidance Consultant and Financial Associate. He began his career as a Financial Services Representative at State Employees Credit Union in 2014. No information on his education, credentials, personal interests, or community involvement has been provided.

Kenneth Sizemore is a financial advisor with Morgan Stanley in Richmond, VA, holding a Series 66 designation and over 10 years of industry experience. He has worked with Morgan Stanley since 2015 and with Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based return estimates to support client financial plans.

Ilce Tallarico is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at Merrill Lynch, Pierce, Fenner & Smith, Inc., Bank of America, and PNC Investments. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and access to alternative investments.

Laura Gilchrist is a financial advisor with Mass Mutual Investors Services in Henrico, VA, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has worked at several firms, including Wells Fargo Clearing Services and AXA Advisors LLC. Outside of her advisory work, she serves as a board member on the Harbour Cove Townhouse Association's landscaping committee. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and provides a range of educational seminars and event-driven planning programs.

Emily Woods is a financial advisor with Ameriprise in Powhatan, VA, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise since 2019 and previously worked at Clear Advantage Enterprises Inc for five years. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-based recommendations. The firm combines modeling, tax-efficiency analysis, and algorithmic tools to support retirement income strategies, emphasizing asset management within Ameriprise accounts.

Alison Lewis is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She previously worked at Davenport & Company LLC for seven years and has served as an arbitrator for FINRA since 2012. Outside of her advisory work, she owns an online luxury resale and consignment business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides financial planning and consulting services to a diverse client base, including individuals, institutions, and municipal entities, offering a range of portfolio management styles and municipal advisory services.

Paula Bridgman is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Wells Fargo entities since 2009. Outside of her advisory role, she serves as a trustee for her mother. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory with other financial products and referral channels.

Vivian Junco Leon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her career includes roles at Wells Fargo Clearing, LPL Financial LLC, and Wells Fargo Bank. She is currently based in Richmond, VA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with other financial products and referral channels.

William Rector III is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS and its predecessor Painewebber Incorporated since 1985. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and using proprietary research to tailor client plans based on goals and risk tolerances.

Myleah Carter is a financial advisor at Ameriprise with Series 66 registration and two years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Norfolk State University. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, offering tailored recommendations that integrate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team and supports a broad range of advisory, brokerage, and insurance solutions.

Pamela Brockwell is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of America, N.A. and BB&T spanning over 16 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alaa Hakki is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise and MML Investors Services LLC, including Massachusetts Mutual Life Insurance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and fiduciary-based, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Barbour Farinholt Jr. is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously worked at Davenport & Company LLC, Collegiate School, Harlem Lacrosse, and 3rd Lacrosse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, providing financial planning and consulting services with a range of portfolio management styles and affiliated research.

Andrew Jeretina is a financial advisor at Edward Jones in Midlothian, VA, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Madison Wootton is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. Prior to joining Raymond James in 2023, Madison held advisory roles at Truist Advisory Services and Bb&T Securities, as well as at Scott & Stringfellow, Inc. She is an officer and board member of The John Lewis Mottley Cemetery Corporation, a nonprofit organization that manages a family cemetery and oversees its finances. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutions, and municipalities. The firm provides financial planning and consulting services with a range of portfolio management approaches and is notable for its municipal advisory capabilities and extensive affiliate network.