Rickey Degangi is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Katie Bajracharya is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Stanford is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services and proprietary research.

Kara Lamar is a Financial Consultant at Fidelity Investments, where she has been serving since 2023. She has held multiple roles within Fidelity Investments since 2015, progressing through positions including Planning Consultant, Relationship Manager, Financial Representative, and other specialized roles in brokerage operations and account services. Her professional experience spans various aspects of financial consulting and client relationship management. Kara's approach to financial planning involves understanding the client's personal and family aspirations and values to develop customized wealth strategies. Outside of her professional role, Kara's personal interests include fitness, enjoying food, attending social events with friends, spending time at the lake, music, and traveling.

Ryan Reusch is a financial advisor at UBS Financial Services with one year of industry experience. He holds the Series 66 designation and previously worked at Venturi Private Wealth and the University of Oklahoma. His background also includes roles outside finance, such as with the X Games and City of Southlake. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, providing services ranging from financial planning to portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Mark Babyak is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Bank of America, N.A. and Merrill since 2006. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Jesse Cassell is a financial advisor with LPL Enterprise holding a Series 66 designation and currently based in Charlotte, NC. He has one year of industry experience and previously held roles at Marellis, Iron Hill Brewery, Lucky Duck, and the University of South Carolina. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Brian Smith is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he specializes in helping clients reach their long-term financial goals, including saving for retirement through investments. He works closely with clients to build customized strategies tailored to their specific comfort levels with risk and provides access to actively managed portfolios that employ tax-efficient management strategies designed to minimize costs and taxes. Brian's expertise includes personal retirement planning, portfolio management services, tax minimization, and retirement income. He collaborates with professionals on financial planning, tax mitigation strategies, and investments, offering ongoing advice and guidance as clients' needs evolve. He holds the Personal Investment Advisor (PIA) designation. He earned his High School Diploma from Loyola Blakefield and attended the College of Charleston and Towson University without earning a degree. Outside of his professional responsibilities, Brian is involved in his community as an LTRC Basketball Coach and has interests that include basketball, camping, golfing, hiking, music, skiing, spending time with family, tennis, traveling, and volleyball.

Timothy Ferguson is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Bank, N.A. from 2007 to 2016. Outside of his advisory role, he owns a triathlon training business where he creates training plans for triathletes and runners. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services with a notable inclusion of insurance-related vehicles and bank deposit sweep options.

Robert Carmichael is a CFP® and ChFC® affiliated with Edward Jones in Charlotte, NC, with 11 years of industry experience. He has been with Edward Jones since 2015. Previously, he was president of an inactive franchise operation, Danka Family Services, Inc., which closed in 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

William Gary is a Certified Financial Planner (CFP®) with 43 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously held long-term roles at Nationwide Insurance Companies and Nationwide Advisory Services. Gary is also an independent insurance agent through Holdenrid Insurance Group and owns a business entity, William K Gary & Associates Inc. Cambridge Investment Research Advisors is a large SEC-registered advisory firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered through a network of independent Financial Professionals, utilizing both proprietary and third-party model strategies.

Anna Stolz is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 66 and Series 63 designations and previously worked at Goldman Sachs. Stolz serves on the Finance and Marketing Committee of the Women's Impact Fund, a nonprofit organization based in Charlotte, NC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and incorporates an ESG eligibility framework in constructing investment recommendations.

John Akeroyd is a Market Leader at Fidelity Investments, where he leads a team of financial professionals. His role involves partnering with clients to develop comprehensive financial plans that address investment strategies, charitable giving, and generational wealth transfer tailored to clients' needs and goals. John has been with Fidelity Investments since 2013, progressing through roles from Assistant Branch Leader to VP, Branch Leader, before assuming his current position in 2021. His experience encompasses leadership within the organization and client-focused financial planning. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Kimberly Overcash is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and 29 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Wachovia Bank, N.A. and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christopher Kale is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Lowe’s Home Improvement and The FIND Lab. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions through its extensive platform.

Frank Clemente is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options including discretionary management and a broad range of financial products like insurance-related vehicles and bank deposit sweep programs.

Caroline Littrell is a financial advisor at Morgan Stanley with four years of industry experience. She has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and The Vanguard Group, and has prior experience in insurance and banking. Outside of finance, she was involved with The Main Cup, a business venture she managed for five years. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutions, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Katherine Coton is a CFP® professional with nine years of industry experience, all of which she has spent at Edward Jones since 2017. Prior to her financial advisory career, she worked in full-time education for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large nationwide network of financial advisors and offers a variety of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other specialized services.

Martha Bonner is a financial advisor at Merrill with three years of industry experience. She holds a Series 66 designation and previously worked at Tringali Occupational Therapy Services for five years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samantha Wolffis is a financial advisor at Merrill with a Series 66 designation and eight years of experience in the industry. She has been with Merrill since 2018 and previously worked in the food service industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.