Thomas Newbrey is a financial advisor at LPL Financial with 36 years of industry experience. He has been with LPL Financial since 2009 and holds Series 63 and Series 65 licenses. He operates a business entity, TRN Asset Management, which is tax-related and not investment focused. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolio options, and retirement plan consulting through a national network of investment adviser representatives.

Lisa Marino is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at BOFA Securities, Inc. since 2023, following prior roles at The Vanguard Group, Inc. from 2016 to 2023 and a position at Grand Canyon University from 2017 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal teams and third-party managers.

Nelson Thompson is a Series 66-licensed financial advisor with Morgan Stanley in Charlotte, NC, and has 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012. Outside of his advisory work, he is involved in designing and purchasing custom jewelry through Amanda Thompson Design. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized strategies including private funds and structured products.

Macintosh Donner is a CFP® with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Charlotte, NC. Prior to joining Schwab in 2022, he worked at The Vanguard Group from 2020 to 2022. He holds Series 63 and Series 66 registrations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and operational support.

Charles Miller is a Financial Consultant at Fidelity Investments, where he currently provides comprehensive financial planning and guidance. He collaborates closely with clients and their families to develop financial plans that align with their goals and vision. Before his current role, Charles served as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as an Investment Solutions Representative from 2021 to 2022. His experience spans various aspects of investment consulting and solutions within the financial services industry.

Douglas Groome is a financial advisor with OSAIC in Charlotte, NC, holding the ChFC® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including prior work at Signator Investors, Inc. from 2016 to 2018. He is also a sole proprietor selling fixed insurance products, focusing on life, disability, and long-term care insurance. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services that include financial planning, retirement plan consulting, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management.

Andrew Bergeron Jr. is a financial advisor at Wells Fargo Clearing with two years of industry experience. He has previously worked at Vanguard Marketing Corporation and First Citizens Bank and Trust Company. Bergeron has experience outside finance including roles at the University of North Carolina at Chapel Hill and with Nags Head Ocean Rescue. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics.

Jonathan Smith is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Wells Fargo Clearing and has held prior roles at firms including Mutual of America Securities LLC, Alight Solutions, and Northwestern Mutual. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Lina Clarke is a financial advisor at Merrill in Charlotte, NC, with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors, Deutsche Bank Securities, and Wells Fargo Clearing Services. Clarke has been with Merrill since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Duke III is a financial advisor at Merrill with a Series 66 designation and under two years of industry experience. His prior work includes roles at Bank of America and a variety of positions outside the financial sector, including at Topgolf and a restaurant business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Mejia is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Trent Thomas is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2006 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services supported by a large-scale, integrated operational structure.

Benjamin Parker is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2016, working in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Bennett is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked for FIRST Citizens Investor Services for 11 years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Katherine Vega is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at Wells Fargo Clearing and Wells Fargo before joining Merrill and Bank of America in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meredith Reilly is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Boston College and Bank of America before joining Merrill in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Fraebel is a financial advisor with J.P. Morgan Securities in Charlotte, NC. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Accenture LLP and Insight Sourcing Group Holdings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

John Anderson is a Wealth Management Advisor with extensive experience in the financial services and risk management industry since 1991. He holds a Bachelor of Science in Business Administration from the University of Alabama and holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). John is a Portfolio Manager within Merrill IAP and works with a select group of clients including families, retirees, business owners, physicians, attorneys, professional athletes, entertainers, corporate executives, and non-profit organizations. John's approach centers on understanding clients' life priorities, investment personality, and financial situations to provide personalized wealth management focused on achieving client goals. His expertise covers areas such as college education planning, corporate executive services, executive compensation, family wealth management strategies, defined benefit and contribution plan consulting, legacy planning, managing new wealth, retirement planning, and services for sports and entertainment professionals. He is committed to integrity, trust, and placing clients' best interests first. Active in his community, John has served on the Board of the Johnston YMCA, Charlotte Latin School Alumni Governing Board, and as a Parish Council Member of St. Nektarios Greek Orthodox Church. His personal interests include fishing, golfing, music, skiing, spending time with his family, tennis, watching movies, and practicing yoga.

Noah Ingalls is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2022, he worked at UBS Financial Services and Churchill Real Estate. He also spent four years associated with Queens University of Charlotte. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Centario Grier is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Mass Mutual Investors Services and NYLIFE Securities, among other firms. Grier is a 50% owner of J&G Legacy Financial Group LLC, which operates for Cetera business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.