Megan Speeth is a financial advisor with Fidelity in Ponte Vedra Beach, FL, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked in various capacities at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments since 2013. Megan is a listed party on an LLC, Pine Ridge Ventures LLC, which she established with her spouse. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diverse portfolios including mutual funds, ETFs, and ETPs.

Ryan Yount is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2012. Outside of his advisory role, he has obtained a Saltwater Products license that allows him to sell fish, though he does not currently operate a related business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Stephen Kowitski is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with LPL Financial since 2014 and also maintains a role at VyStar Credit Union since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Jeremiah Paradis is a financial advisor at Merrill with 9 years of industry experience. He holds Series 65 and Series 66 licenses. His prior experience includes ten years at Financial Transition Services and thirteen years at TMCC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aidan Kelly is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His work history includes roles at Fidelity Investments and experience in various sectors such as retail and education. Kelly has also been involved in several unrelated businesses including a golf club and a tavern. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across multiple investment vehicles.

Zachary Prince is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked for nine years at Contentment Pizza LLC (Mellow Mushroom). He also spent five years at the University of North Florida. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Joshua Jacobson is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients through goals-based wealth planning, with expertise in executive compensation, family wealth management strategies, and personal retirement planning. Joshua holds the Chartered Retirement Planning Counselor (CRPC) designation and earned his Bachelor's Degree from the University of North Florida. His approach centers on creating structured plans that align with clients' personal priorities while managing appropriate levels of risk. Outside of his professional work, Joshua enjoys football, golfing, and spending time with his family.

Paul Moulton is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2012 as well as Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Melamed is a financial advisor with Ameriprise in Jacksonville, FL, holding Series 63 and Series 66 licenses and 29 years of industry experience. His prior positions include roles at Cetera Advisors LLC and Frontonu Capital. He has been with Ameriprise since 2018. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset criteria, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team to deliver tailored, algorithm-supported advice.

Brooke Will is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining Fidelity, Brooke worked at Wells Fargo Clearing and Wells Fargo Bank. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, employing a blend of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm is also registered with the CFTC as a commodity pool operator and serves as a formal adviser to multiple registered investment companies and fund-of-funds.

Severan Roche is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and with one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, Tacolu, and positions in educational institutions. Outside of financial advising, he is involved as a partner with Juice Plus+, a non-investment related business. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that delivers advisory services through model-driven strategies managed by unaffiliated asset managers.

Neal Higgins is a financial advisor at Fidelity with 18 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Higgins has been with Fidelity Investments and its affiliated entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and serves a diverse client base with model portfolios and advisory solutions.

Jonathan Diaz is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. His career includes roles at Wells Fargo Bank NA and Dick's Sporting Goods. Outside of his advisory role, he is involved in crowd management through a separate position with S.A.F.E. Management. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services on a non-discretionary basis. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Purcell is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Lendinghouse and Florida Real Estate Loans. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also has distinctive roles such as serving as a commodity pool operator and advising registered investment companies, and it incorporates AI-driven methods in its investment process.

Tyler Rochester is a financial advisor at Fidelity with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2016, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Prior to joining Fidelity, he worked at West Marine for three years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Holly Van Wagner is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS Financial Services since 2015, with a brief period at Morgan Stanley in 2017-2018. UBS Financial Services Inc. serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Brandyn Gonzalez is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. Prior to his career in finance, he was employed at Auto Chlor Systems of Jacksonville and Verizon Wireless. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Catherine Walsh is a financial advisor at Wells Fargo Advisors with one year of industry experience. She holds a Series 66 designation and previously worked at the Alfred I. duPont Charitable Trust and the US Peace Corps. She serves as a board member at St. Paul’s Catholic Church in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and tailors recommendations using proprietary research and tools, with implementation options available through various brokerage and advisory programs.

Donna Fielding is a financial advisor at Fidelity with Series 63 and Series 66 designations and 30 years of industry experience. She has worked with various divisions within Fidelity since 2006, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC serves a broad client base, including retail and institutional investors, through investment management and advisory services that combine proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its advisory roles to registered investment companies, use of AI-driven research methods, and formal governance procedures.

Clara Tamayo is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. She previously worked for the State of Florida for six years before joining Fidelity Investments in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund-of-funds and charitable accounts. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.