Erich Krzyzak is a CFP® with seven years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Orlando, FL. He has worked at Wells Fargo Clearing Services since 2018 and previously at JPMorgan Chase from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Colleen Galarza is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo since 2016, following a brief tenure at UBS Financial Services in 2007. Outside of her advisory role, she is a guided imagery and meditation teacher, co-owning a related business called Soul’s Compass. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a large network of advisors and utilizes research-driven, diversification-based investment approaches.

Jessica Neumann is a financial advisor with J.P. Morgan Securities in Orlando, FL, holding a Series 66 designation and two years of industry experience. Her work history includes roles at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2023, with previous employment in various industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG criteria, supported by centralized due diligence and affiliated implementation services.

Christopher La Bar is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Schwab, he worked in roles at Full Time Education, Papa Johns, and Captive Aire. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management and financial planning services supported by a multi-asset model portfolio approach.

Urundi Knox is a financial advisor with LPL Enterprise LLC in Orlando, FL, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Enterprise, he worked at Northwestern Mutual in both investment services and life insurance roles. Outside of advising, he is involved with Willie Mack III LLC, a sports and fitness-related activity based in Orlando. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Michael Urso is a CFP® and PFS™ credentialed financial advisor with 27 years of industry experience. He is currently with Cetera and has held positions at Avantax and 1st Global Advisors. In addition to his advisory roles, he is a CPA and owns Michael Urso, CPA, Inc., which provides accounting and tax services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and custodial relationships.

Debbie Latimer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. She has been with Wells Fargo Clearing for 10 years. Outside of her advisory role, she serves on the finance committee of Highland Falls Country Club in Highlands, NC, contributing to financial oversight and strategic planning. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversified investment strategies.

Louis Feinberg is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 63 designation and bringing 55 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm‑approved tools and analyses.

Jason Jones is a Series 66-licensed financial advisor with 15 years of industry experience, currently serving at Cambridge Investment Research Advisors. His prior work includes roles at Edward Jones, Cetera, and Synergy Wealth Alliance. He has been a board member of the Rotary Club of Seminole County Sunset since 2014 and is involved with Hidden Potential Florida. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through a large network of financial professionals and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Michael Brewer is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support its advisory services.

Kraig Vanatti is a Series 66-licensed advisor with J.P. Morgan Securities, bringing five years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2020. Prior to this, he worked at the University of Central Florida and was involved with DMZ Entertainment LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized reporting. Their advisory process relies on centralized due diligence combining quantitative and qualitative research, supporting recommendations across a range of eligible strategies.

Henley Ridore is a financial advisor at Morgan Stanley in Orlando, FL, holding Series 63 and Series 66 credentials with eight years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured discovery processes and firm-approved tools.

Linda Taylor is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. She has worked at Cetera and affiliated entities since 2015 and previously at Allstate Financial Advisors, Equitable Advisors, and Atlantis Wealth Management. Outside of her advisory role, she is involved in a handyman services business supporting her spouse’s full-time operations and serves as an agent for vision care and fixed insurance plans. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform for a broad client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm provides diverse portfolio management and financial planning services with access to affiliated and third-party managers, overseeing over $256 billion in assets through a nationwide network of advisors.

Deidra Schornack is a financial advisor at Fidelity with 15 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Fidelity since 2011, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to various clients, including retail and institutional investors. The firm uses proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage a wide range of portfolios, including model portfolios delivered to intermediary platforms.

Michael Perez is a Planning Consultant at Fidelity Investments, where he works with investors to develop customized retirement strategies. He partners with clients to navigate complex financial situations, aiming to provide clarity and actionable plans tailored to individual needs. Michael has been with Fidelity Investments since 2024, progressing through roles as Financial Representative and Relationship Manager before his current position. His experience encompasses client relationship management and financial planning. Outside of his professional work, Michael has interests that include boating, cars, cooking and baking, fishing, exploring food, and scuba diving.

Richard Tanner is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He previously worked at Truist Investment Services, INC. from 2012 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a broad range of investment advisory services, financial planning, and retirement plan consulting, supported by research from Wells Fargo Investment Institute and employs diversification principles and modern portfolio theory in its investment evaluations.

Larissa Morgan is a financial advisor with Charles Schwab in Orlando, Florida, holding a Series 66 designation and eight years of industry experience. She has been with Charles Schwab since 2015, with a one-year tenure at ReliaQuest in between. She serves as a trustee for family trusts at Stifel, Nicolaus & Co., managing accounts on a fully discretionary basis. Charles Schwab primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab’s Center for Financial Research.

Cameron Mauchin is a CFP® and Series 66 licensed advisor with Charles Schwab, bringing five years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab, and BNY Mellon, as well as prior work at Publix Supermarkets. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, combining multi-asset model portfolios with access to alternative investments and centralized custodial and order-routing services.

Terry Geter is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at Next Financial Group Inc, Stewardship Legacy Coaching, LLC, QA3 Financial LLC, and G. A. Repple & Company. Outside of his advisory role, he is involved in consulting and tax preparation through his business, Apshawa Consulting & Services, and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms, supported by advanced operational and research tools.

Parandi Patel is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines primarily non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset strategic allocation portfolios supported by research from the Schwab Center for Financial Research.