Nancy Castro is a financial advisor at Morgan Stanley with eight years of industry experience. She has worked previously at Safra National Bank of New York and Bank Hapoalim, B.M. Outside of her advisory role, she owns a rental property business. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools.

Luis Ugalde is a financial advisor with Primerica Advisors in Sunrise, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Primerica Advisors since 2011 and has worked with Primerica Financial Services since 2008. Outside of advisory services, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap fee structure, focusing on curated investment models and ongoing oversight.

Kyle Howgate is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to his current role, Kyle spent time at Family First Life, Sparrow, and Puerta Villarta, and completed ten years of full-time education. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm also offers institutional trading capabilities and a broad range of capital markets and wealth management services.

Michael Romance is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns and manages rental properties in Greenville, North Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm utilizes structured planning tools and modeling techniques to deliver advisory services, managing approximately $2.74 trillion in client assets.

Matias Valdes is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning arrangements.

Irl Solomon is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds the Series 66 designation and has worked at RBC Capital Markets since 2015 and at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client's Advisory Risk Profile.

William French is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Northwestern Mutual and The Northern Trust prior to joining Morgan Stanley. Outside of his advisory role, he serves on the boards of an agricultural venture and finance committees at two religious organizations in Fort Lauderdale, Florida. Morgan Stanley Wealth Management provides comprehensive financial planning and advisory services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and global investment analyses to support tailored financial strategies.

Jonathan Fleischer Peicher is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Prior to his advisory career, he was co-owner of a Venezuelan lumber sawmill business that exported wood crafts, a venture that has been inactive for the past two years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Stephen Sherman is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including corporate financial planning agreements and various investment solutions.

Ronald Guiler is a CFP®-designated financial advisor with Ameriprise Financial Services, bringing 42 years of industry experience. His prior roles include positions at IFP Securities, LPL Financial, and Independent Financial Partners. Outside of advisory work, he is president of Executax Corp., a tax preparation and accounting firm he has led since 1972. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Jerome Kirstein is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors, Inc. and Investacorp Inc. He is also a commissioned Notary Public in Florida. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Jonathan Perry is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 65 and Series 63 licenses and having 19 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2022 and at Morgan Stanley Smith Barney LLC since 2019. Prior to that, he was with UBS Financial Services and UBS International from 2006 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies developed by its Global Investment Committee.

Jorge Valdes II is a financial advisor with J.P. Morgan Securities in Miramar, FL, holding Series 63 and Series 66 licenses and three years of industry experience. He has worked at several firms including Bank of America, Merrill, E*TRADE Securities, Morgan Stanley, and Wells Fargo prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporate, foundation, and defined contribution plan clients, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and centralized due diligence processes.

Nicholas Giambri is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Guardian Global Group, Raymond James Financial Services, and Morgan Stanley. He was also involved with Theboutsheet.com for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers multiple advisory programs, comprehensive financial planning, and utilizes both discretionary and non-discretionary management strategies supported by extensive research and technology.

Michael Ulione is a financial advisor at Edward Jones in Ft. Lauderdale, FL, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Equitable Advisors. Before entering finance, he also worked in the hospitality industry, including self-employment with Pinnacle Hospitality Consultants. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs and investment solutions.

Rhonda Weinman is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2008. She holds Series 63 and Series 65 licenses. Outside of her advisory role, she acts as a trustee for an irrevocable life insurance trust for her family. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering customized financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management strategies.

Delia Wright is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera in Fort Lauderdale, FL. Her prior experience includes roles at Morgan Stanley, UBS Financial Services, and Windham Capital Management. In addition to her financial advisory work, she teaches spin classes at Cyclebar. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporations, and institutions, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Pilar Estrella is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. She is also a co-owner of a real estate investment property in Tamarac, FL. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, incorporating models like Secular Return Estimates and Monte Carlo simulations.

Armando Olivieri is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Marc Kopelman is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. He has been with Raymond James since 2009 and also leads Kopelman Ventures, Inc. Outside of his advisory work, he serves on the investment committee for the Jewish Federation of Broward County and is treasurer and board member for the Ocean Riviera Association, a residential condominium nonprofit. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting primarily on a non-discretionary basis, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.