Philip Carroll is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab & Co., Hennion & Walsh, Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and secular return estimates in its financial planning process.

Mariana Brichesi is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Merrill prior to her current role. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual relationships and Corporate Financial Planning agreements.

Jane Cruickshanks is a Certified Financial Planner® with 37 years of industry experience. She is currently affiliated with OSAIC and has previously worked with Securities America Advisors, Inc. and Investacorp Inc. Jane serves as President of JCM Financial Services Inc., where she offers insurance products, and is Vice President of Cambridge Realty Management Corporation. She is also a member of the Rotary Club of Weston, the Weston Chamber of Commerce, and the City of Pembroke Pines Police and Firefighters Pension Board. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers, using a variety of tools and platforms to construct portfolios across multiple asset classes.

Andres Manjarres is a Financial Advisor at Merrill Lynch Wealth Management. With over 12 years of experience in the financial services industry, he has worked for major institutions including JP Morgan Chase, Wells Fargo, and Merrill Lynch. Throughout his career, Andres has focused on providing personalized wealth management strategies tailored to his clients' unique financial goals. His expertise includes family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Andres holds the designation of Personal Investment Advisor (PIA) and is fluent in English and Spanish. Andres has an educational background with a High School Diploma from Colegio Americano and has attended Hudson Community College and Broward College without degree conferral. He is actively involved in community organizations such as Come Over Ministry, Hispanic Heritage Chamber of Commerce, Parent Teacher Partnership Imagine Charter School, and Real Church. His personal interests include cooking, dancing, gymnastics, photography, reading, soccer, spending time with family, and volleyball.

Lisa Piscitelli is a Series 66 licensed financial advisor with Merrill, based in Weston, FL, and has 25 years of industry experience. She has been with Merrill and its predecessor firms since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal investment teams and third-party managers, serving individual, high-net-worth, and institutional clients.

Elizabeth Regalado is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at TD Bank N.A., Fidelity Investments, and Merrill, as well as work in education at Florida International University and Broward County Public Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Martin Fleischer is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. Fleischer serves on the board of directors for Scheck Hillel Community School, a private co-ed PK-12 school in Miami, Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.

Michael Ryan is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop personalized financial strategies aligned with their goals and values. His approach emphasizes straightforward communication, thoughtful planning, and helping clients make informed decisions with confidence. Michael holds a Bachelor's Degree from Indiana University and has earned the Personal Investment Advisor (PIA) designation. His expertise includes education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. Outside of his professional work, Michael is involved in the community through the Indiana University Alumni West Michigan and The Lions Club. He also serves in the United States Marine Corps Reserve. In his free time, he enjoys basketball, boating, football, hiking, ice hockey, swimming, watching movies, and spending time with his family.

Jacob Feldman is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and six years of industry experience. He has worked at Bank of America since 2019 and has been with Merrill since 2019 as well. Jacob was involved in student activities at the University of Florida from 2017 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, including pension plans and charitable organizations.

Juan Scheele is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Northwestern Mutual, and Guidant Management Group, along with a background in education at Nova High School and the University of Central Florida. He has also been involved with Extended Travel and Newmil Marine. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mindy Nightingale is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding a Series 66 designation and bringing 20 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management services.

David Behar is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Before joining Raymond James in 2023, he spent nine years with Morgan Stanley and its Private Bank division. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Nicholas Korompilas is a financial advisor at Morgan Stanley with eight years of industry experience. He previously worked at Calamos Wealth Management LLC for nine years and Northern Trust for two years. Korompilas holds Series 65 and Series 63 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and advanced modeling techniques.

Edward Cartagena is a financial advisor with Fidelity in Plantation, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining Fidelity, his work history includes various roles in education and service industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

John Gregory is a Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with clients to develop financial plans tailored to their unique situations, utilizing the full range of Fidelity's offerings. Prior to this, he served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Relationship Manager from 2023 to 2024. John's professional experience at Fidelity Investments spans multiple roles, providing him with a broad understanding of client needs and investment strategies. He emphasizes education and collaboration in his approach to financial consulting. Outside of his professional work, John has personal interests that include hiking, playing instruments, reading, running, snowboarding, and traveling.

Andrew Oleinick is a CFP®-designated financial advisor with four years of industry experience, currently serving clients at UBS Financial Services in Ft. Lauderdale, FL. His prior experience includes roles with Lincoln Financial Advisors and Lincoln Financial Securities. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor client plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of investment products and capital markets services.

Mona Salguero is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Merrill and Bank of America. She is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and models.

Mario Diaz Jr. is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shaun Orcinolo is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Based in Fort Lauderdale, FL, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery conversations and sophisticated modeling tools to support its clients’ financial goals.

Jason Lohr is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors, LLC prior to his current role. He is based in Fort Lauderdale, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.