Thomas Krol is a financial advisor at LPL Financial with a Series 65 designation and two years of industry experience. His prior work includes roles at Brickell Analytics and Nomi Health, as well as positions at The White House and political organizations in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced research tools.

Lilliam Leon Gonzalez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has been with UBS since 2017 and previously worked at HSBC Securities (USA) Inc. and HSBC Private Bank from 2014 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Edward Mirsky is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with UBS since 2010. Outside the financial industry, he is a partner in TOPGAN DRONES, LLC, a company focused on unmanned aerial vehicle applications, and owner of a personal holding company for real estate investments in Spain. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.

Michael Marino is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, including prior experience at National Financial Network. Marino attended Fordham University from 2015 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning and investment strategies supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Alejandro Gonzalez is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and 12 years of industry experience. He has been with J.P. Morgan Securities since 2017, following four years at Axa Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence with quantitative and qualitative research and includes a framework for ESG eligibility.

Rodrigo Sideris is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is a partner in several small business ventures. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a wide range of portfolio management styles and affiliated research.

Alfredo Michael is a Private Wealth Manager with Merrill Lynch Wealth Management, focusing on serving Ultra-High-Net-Worth individuals and families. He re-joined Merrill in August 2023 and brings over 15 years of experience in the financial industry. His client focus areas include executive compensation, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, sports and entertainment, and retirement income. Alfredo graduated from Florida International University in 2008 with a bachelor's degree in finance, a minor in economics, and a certificate in international bank management. He began his career with Merrill Lynch Wealth Management in 2008 through the Global Wealth Management summer analyst program, progressing to a GWIM Analyst role in 2009. In 2012, he joined J.P. Morgan International Private Bank as a banker analyst in the Andean region, later advancing to associate, vice president, and executive director roles. He holds Series 7, 63, and 65 FINRA registrations and completed an Executive MBA with a concentration in finance at the University of Miami in 2014. In 2020, he completed a Negotiation Mastery Course at Harvard Business School. Alfredo is fully bilingual in English and Spanish. Outside of his professional work, his personal interests include adventure sports, boating, cooking, fishing, golfing, scuba diving, skiing, soccer, and traveling.

Sugeil Perez is a financial advisor with Wells Fargo Clearing in Winter Haven, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Outside of advisory work, Perez co-owns and operates a bar in Miami Lakes, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Monique Nunez De Albuquerque is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank NA since 2017. Prior to that, she was with Family Wealth Partners from 2015 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on Eligible Strategies, including an ESG eligibility framework, supported by affiliates that provide implementation and portfolio services.

Dusty Havens is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has worked with PFSI Investments Inc. and Primerica Financial Services since 2018 and previously worked for Miami-Dade County Public Schools for five years. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies managed by third-party asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Amy Burgess is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, she is involved in managing her Ameriprise franchise business through multiple entities. Ameriprise serves clients primarily with a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, customized retirement income recommendations, supported by a centralized consulting team.

Kieran Locke is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. Locke serves as Treasurer and board member for the Refugee Assistance Alliance, a nonprofit supporting newly arrived refugees to the U.S. J.P. Morgan Securities provides institutional consulting to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations in its recommendations.

Jasmin Maldonado is a financial advisor at UBS Financial Services with two years of industry experience and a Series 66 credential. She has been with UBS since 2002. Outside of her advisory work, she operates a life coaching business called Micelio Life Coaching. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides clients with research-driven, tailored financial plans.

Maria Balkunas is a Series 66-credentialed financial advisor with 16 years of industry experience, currently with Morgan Stanley in Miami, FL. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, and previously at Wells Fargo Clearing from 2016 to 2021. Outside of her advisory role, she is a partner in a pet grooming business, Juvani LLC, located in Weston, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and specialized groups.

Matthew Marino is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured tools and a team of Financial Advisors and the Estate Planning Strategies Group.

Desiree Borland is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010. Outside of her advisory role, she is involved with Stages Pet LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may integrate an ESG eligibility framework.

Pablo Artigas Maritano is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Santander and Société Générale. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, manager searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research to support model asset allocations, with clients retaining final decision-making authority.

Modesto Mora is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and 17 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Mora Investment Management, Inc., an entity he manages, is used primarily for maintaining group health insurance for his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through a range of advisory programs and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and investment modeling techniques.

Alberto Boulton is an International Wealth Advisor at Merrill Lynch Wealth Management. He began his career with Merrill after moving to Miami, bringing with him a multicultural background that supports his work with diverse clients. Alberto's role involves securities trading, accounts rebalancing, evaluating investment opportunities and strategies, and performing client reviews. He holds a Bachelor's Degree from Florida International University and a Master's Degree in Finance from the University of Miami. Alberto has earned the Certified Private Wealth Advisor (CPWA) designation, granted by the Investments & Wealth Institute in conjunction with Yale University. His expertise encompasses family wealth management strategies, legacy planning, liquidity management, portfolio management services, small business strategies, special needs planning strategies, and addressing the financial needs of women. Alberto's personal interests include baseball, boating, camping, golfing, hiking, horseback riding, skiing, spending time with his family, tennis, and traveling. He is a member of the Investment and Wealth Institute.

Bita Asgari is a financial advisor at RBC Capital Markets in Miami, FL, holding Series 63 and Series 65 licenses with seven years of industry experience. She has worked at Merrill, Bank of America, N.A., and Bofa Securities, Inc. prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and customizes investment strategies based on clients' Advisory Risk Profiles, utilizing both in-house and third-party managers.