Hector Quinones Sanchez is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he worked with EHP - The Employer's Choice and Symmetry Financial Group, where he was involved in preventive care plans and insurance services. His previous experience includes roles at Memorial Healthcare System and World Kinect Corporation. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory programs and third-party asset managers to deliver tailored investment solutions.

Barbara Corrao is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Raymond James & Associates since 1996. Outside of her advisory role, she is a founder and director of Pinion, Inc., a nonprofit organization. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, drawing on a range of portfolio management styles and affiliated research, while maintaining mostly non-discretionary client relationships.

Nicole Lee is a financial advisor with Morgan Stanley in Boca Raton, Florida, holding Series 63 and Series 65 certifications and bringing 28 years of industry experience. She has been with Morgan Stanley since 2016. Lee also serves as a trustee and co-trustee for multiple trusts in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved tools to develop financial plans.

Doris Clarke is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked with PFS Investments, Inc. and Primerica Financial Services since 2007. In addition to advisory duties, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Scott Sosna is a CFP® with 33 years of experience in financial advising, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is involved in independent insurance brokering and co-owns businesses that invest in existing companies and manage personal business expenses related to Ameriprise activities. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Robert Lord is a financial advisor with Edward Jones in Pompano Beach, FL, holding Series 63 and Series 66 licenses. He has 25 years of industry experience and has been with Edward Jones since 2000. Outside of his advisory role, he is involved in farming activities that include raising livestock and growing pumpkins, as well as managing various rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is noted for its large retail advisor network and affiliated financial services beyond traditional advisory offerings.

Aden Chong is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation. He has one year of experience in the industry and has previously held roles at Consolidated Electrical Distributors Inc. and in various positions associated with the University of Kentucky. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Margareth Patino is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 31 years of industry experience. She has worked at LPL Financial since 2012 and previously held roles at New England Securities, Uvest Financial Services Group, Inc., and Truist Investment Services, INC. Patino is also involved as an insurance agent with Alpha Solutions Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Raz Kechichian is a Financial Consultant with Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans that align with their unique goals, whether that involves retirement planning, saving for education, or protecting their financial future. Raz has accumulated experience in the financial services industry through his previous roles, including Financial Solutions Advisor at Merrill Lynch from 2022 to 2023 and Financial Advisor at Edward Jones Investments from 2018 to 2022. His career reflects a focus on client partnership and tailored financial strategies. Outside of his professional responsibilities, Raz enjoys biking, outdoor adventures, table tennis, and traveling.

Khalid Hammad is a financial advisor at Morgan Stanley with 21 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Outside of his advisory role, he is the owner of SweatFactory Enterprises, LLC, a retail and online store based in Plantation, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its advisory services.

Peter McCulloh is a Planning Consultant with Fidelity Investments, a role he has held since 2026. In this capacity, he works closely with clients to understand their financial situations, family needs, and long-term objectives. He assists clients in developing and maintaining financial plans, implementing strategies, and adjusting those strategies as needed to align with evolving circumstances and goals. Peter's experience at Fidelity Investments includes roles as a Relationship Manager from 2025 to 2026, Financial Representative from 2024 to 2025, and Financial Services Representative from 2023 to 2024. Prior to joining Fidelity, he completed a Summer Investment Banking Internship at EF Hutton in 2022. Outside of his professional responsibilities, Peter enjoys activities such as going to the beach, fitness, football, social events with friends, golf, and traveling.

Simon Kopel is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sebastian Villegas is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Jpmorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kristin Reyes is a Series 66 licensed financial advisor at Merrill with five years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously spent eight years at AT&T. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Howard Hechtman is a financial advisor at Osaic with one year of industry experience. He holds a Series 65 designation and has been self-employed since 1989, operating a sole proprietorship that provides accounting and tax services. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party money managers to construct diversified portfolios tailored to client needs.

Susan Peets is a Senior Financial Advisor with over 20 years of experience in wealth management at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, tax minimization, and retirement income, helping clients create personalized financial strategies tailored to their unique goals and values. Susan holds the Personal Investment Advisor (PIA) designation and completed her high school education at Auburn High School. She emphasizes the importance of understanding clients' priorities through one-on-one conversations to develop flexible strategies that adapt to changing market conditions. In addition to her professional work, Susan is engaged in community activities through volunteering, reflecting her commitment to the Merrill tradition of service. Her personal interests include boating, music, running, spending time with family, traveling, and watching movies.

Christopher Prindle is a CFA charterholder with over 30 years of experience in the financial services industry. He is currently with Morgan Stanley, having held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. His prior experience includes positions at J.P. Morgan Chase Bank and J.P. Morgan Securities. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Andrew Sukhin is a CFP® professional with 35 years of industry experience. He is currently with Raymond James & Associates and has over a decade of prior experience at Morgan Stanley, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Juan Chong is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2014. Prior to this, he held positions at UBER, Contender Claims Contender, and Ro Projects. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Andre Gonzalez is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2022. His prior positions include roles at Synovus Bank, Synovus Securities Inc., and Wells Fargo affiliates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.