Stephanie Waldrop is a Series 66-licensed advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Waldrop serves on the Small Business Advisory Council for the Northern Palm Beach County Chamber of Commerce and is a member of the Finance Committee for Leadership Palm Beach County. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning through dedicated Financial Advisors and the Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based financial planning process.

Alan Greenberg is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he teaches a continuing education course on real estate investment trusts at Hofstra University and delivers market overview and asset allocation presentations at the Chautauqua Institute. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee.

Paul Rampolla is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Raymond James since 2003 and previously worked for Dale Carnegie for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kenneth Smail is a financial advisor with Raymond James & Associates and holds a Series 66 credential. He has 17 years of industry experience, including prior roles at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of finance, he owns an epoxy coatings business that specializes in garage floor applications. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning and advisory services supported by extensive research, a broad range of portfolio management styles, and specialized municipal advisory capabilities.

Thomas Udovich Jr. is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and is a partner at Acadium Financial Partners. His prior experience includes roles at SunTrust Advisory Services and SunTrust Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and investment consulting, employing risk profiling and analytical tools to support client goals.

Ian Sheekey is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans and investment strategies aimed at helping them achieve greater control over their current and future financial goals. He has held several roles at Fidelity Investments since 2020, including Investment Consultant, Financial Representative, and Workplace Planning Consultant. Prior to joining Fidelity, Ian gained experience as a Wealth Management Intern at Ewing Cona Wealth Management at Hightower Advisors in 2019. Ian's career progression reflects his commitment to financial consulting and investment services. Outside of his professional work, Ian enjoys activities such as spending time at the beach, comedy, fitness, exploring food, and attending social events with friends.

Alyssa Liples is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she collaborates with a dedicated team to deliver personalized financial services, focusing on creating tailored comprehensive plans for clients and their families. Alyssa has been with Fidelity Investments since 2017, progressing through roles from Customer Experience Associate to Financial Representative, and then to her current position since 2020. This experience has provided her with a broad understanding of wealth management and financial planning. No additional information on education, credentials, personal interests, or community involvement has been provided.

Daniel Morales is a Series 66-licensed financial advisor with Equitable Advisors in Palm Beach, FL, where he has worked since 2018. He has eight years of industry experience and previously worked with AXA Advisors, LLC. Morales also has professional experience outside finance, including roles at Polo Club Apartments and Dotaciones y Escolares SAS. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Julie Wilbus is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63, 65, and 66 credentials with 11 years of industry experience. Her prior roles include positions at Morgan Stanley, First Republic, and JPMorgan Chase. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with banking, lending, and trustee services.

Gail Deluca is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Kelli Baumgardner is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at UBS since 2018 and previously at First American Title in 2017. UBS Financial Services serves individual, corporate, and institutional clients offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides research-backed, model-based investment strategies.

Patrick Kenny is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 14 years of industry experience, including prior roles at Metlife Securities and MassMutual Life Insurance Company. Outside of advising, he co-hosts a broadcast show focused on real estate building and networking. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars using firm-approved tools to support comprehensive client planning.

Laureann Hinds Mc Kinnon is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining J.P. Morgan, she worked at Wells Fargo Clearing and Wells Fargo Bank NA. Outside of her advisory role, she co-owns a logistics company that delivers dry goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support recommendations and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.

Joshua Skivington is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2016. Skivington serves as a board member and finance committee member at Rosarian Academy in West Palm Beach, where he reviews budgets, plans five-year school strategies, and approves investment policies. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering tailored financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Gabriel Wadsworth is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 65, 66, and 63 credentials and seven years of industry experience. His career includes multiple roles at JPMorgan Chase Bank and J.P. Morgan Securities, alongside periods at CAPSTONE Investment Group and involvement with Olympia Golf & Country Club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Jose Cordero is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Chubb/ACE American Insurance Company, and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Scott Waldman is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked previously at Citigroup Global Markets and Morgan Stanley Smith Barney. Outside of his advisory role, he serves as a board member for the LIV Golf League Stingers franchise. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers both direct and corporate financial planning solutions.

James Radler is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The J&R Group. He began his career in financial services in 1989 and joined Merrill in 1992 after serving on a portfolio management team with a major Boston-based money management firm. Within The J&R Group, he provides wealth management guidance to both individual and corporate clients, specializing in areas such as retirement benefits consulting and equity compensation plans. Jim is a qualified Portfolio Manager who manages personalized or defined strategies on a discretionary basis, utilizing individual stocks and bonds, model portfolios, and third-party investment strategies. His expertise includes corporate retirement services, institutional philanthropic management, retirement planning strategies for institutions and affluent individuals, concentrated stock strategies, retirement and estate planning, and private money management. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jim received a bachelor's degree in political science from Northwestern University in Evanston, Illinois. He enjoys reading, golfing, traveling, and spending time with his family in Winnetka, Illinois.

Michael Mcgarrity is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Banc of America Investment Services, Inc. He owns and operates MCG Wealth, LLC, an investment-related business based in Palm Beach Gardens, FL. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Angela Garber is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.