Nathan Lowe is a financial advisor with J.P. Morgan Securities in Boynton Beach, FL, holding Series 63 and Series 65 registrations and bringing 12 years of industry experience. His prior roles include positions at Truist Investment Services, Bank of America, Merrill, and Wells Fargo Advisors. Outside of finance, he is the owner and performer of Nate Lowe Music, providing live music for small events. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations, providing non-discretionary advisory services supported by centralized due diligence and an in-house manager solutions team.

Omar Castro is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds Series 65 and Series 66 designations and has worked previously at Bank of America, Merrill, and J.P. Morgan in various capacities. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Richard Altieri is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes over a decade at Morgan Stanley Smith Barney and six years at Morgan Stanley Private Bank, National Association. He is based in Boca Raton, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a non-discretionary advisory model.

Adam Fetterman is a financial advisor at Morgan Stanley with 34 years of industry experience. He has worked with Morgan Stanley Private Bank since 2021 and was previously with UBS Financial Services from 2008 to 2020. Fetterman holds a Series 63 designation and is based in Boca Raton, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model financial outcomes.

Suzanne Kosior is a financial advisor with Merrill in Palm Beach, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill and Bank of America since 2011. Outside of her advisory role, she owns and operates a real estate rental business in New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Bockstein is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has over 30 years of experience in the financial services industry. Prior to his current role, Andrew held senior positions including Senior Vice President roles at DCM Advisors, LLC, Efficient Market Advisors at Cantor Fitzgerald, Franklin Templeton Investments, and VOYA Investment Management. He also worked as a Financial Consultant at 1717 Capital Management Company and as a Financial Representative at New England Securities. Throughout his career, Andrew has focused on holistic financial planning to help clients address their current needs and pursue long-term financial success. His extensive experience spans asset management, distribution, and client advisory services. Outside of his professional work, Andrew enjoys biking, family activities, golf, pets, skiing, and traveling.

Matthew Misquith is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 credential and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Societe Generale. He also has experience with Smartfoods Vending LLC and has been affiliated with Florida State University and the University of Tampa. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Peter Dunne is a financial advisor at Merrill with 40 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes over a decade at Bank of America, N.A., and 15 years with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gilda Gallardo is a financial advisor with Merrill in Boca Raton, FL, holding a Series 66 designation and 17 years of industry experience. She previously worked at Morgan Stanley before joining Merrill in 2017. Outside of her advisory role, Gallardo is the owner of an inactive specialty food online store and maintains an active real estate license, engaging in personal investment activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ellen Herting is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2006. Prior to her current role, she has also worked at Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party management teams.

David Loeb is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 credentials and has 31 years of industry experience. His career includes roles at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A., as well as First Republic Investment Management, Inc. and First Republic Securities Company, LLC. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by an in-house manager solutions team and centralized due diligence.

Elyssa Kupferberg is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Stifel since 2015. Kupferberg serves on several nonprofit boards, including the Florida Atlantic University School of Social Work Advisory Board, the Jewish Federation of South Palm Beach County, and the Israel Cancer Association. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Anthony Lucido is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has three years of industry experience and previously worked at The Benjamin School and has been involved with Dirtbags Baseball, Palm Beach Gardens Recreation, and Publix in various capacities. Equitable Advisors serves a broad range of clients, including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying extensively on LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Ryan Beliveau is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Cetera Investment Advisers LLC since 2024 and previously with Allied Wealth Partners and Minnesota Life Insurance Co. Outside of his advisory roles, he is involved in educational health coaching through the Holistic Wholeness Institute and owns a tax reporting entity. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports a large network of advisors and manages over $256 billion in assets.

David Grossbard is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His career includes roles at Avantax Insurance Agency, Sylvan Financial Advisors, and The Investment Center, Inc. In addition to his advisory work, he has involvement with Otterstedt Insurance Agency, where he refers clients for property and casualty insurance. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various discretionary and non-discretionary program options.

William Browne is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo entities since 2016. Based in Boca Raton, FL, he has worked within one of the largest firms in the industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Frederick Rioles III is a Series 66-credentialed financial advisor with two years of experience, currently with Ameriprise in Boca Raton, FL. His prior work history includes roles at the Boston Red Sox and Uber, as well as involvement in entrepreneurial ventures such as Surfside Succulents. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Daniel Leon is a financial advisor with Equitable Advisors in Boca Raton, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Equitable Advisors since 2017 and previously worked at Axa Advisors from 2017 to 2020. Daniel also has experience at Florida Atlantic University. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm participates in LPL-sponsored programs and endorsed third-party manager platforms to deliver both advisory and brokerage solutions.

Miranda Bennett is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. She previously worked at ZIMMERMANN for two years and spent eight years with Jennifer Miller. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering a range of discretionary and non-discretionary services and model portfolios built from mutual funds, ETFs, and ETPs.

Stephen Hoch is a financial advisor with Robert Baird & Co. in Wellington, FL, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he is the owner and member of WOFTAM LLC, a non-investment related business. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies including separately managed accounts and overlay services.