William Nemphos is a financial advisor with Ameriprise in Ocean City, MD, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a structured, algorithm-supported process to deliver personalized retirement income advice.

Glen Omanson is a financial advisor with Cetera in Boca Raton, FL, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with multiple firms including Avantax and B. Riley Wealth Advisors. Outside of his advisory role, he manages United Team Ventures LLC, which provides health insurance sales, property and casualty insurance services, tax preparation, and real estate activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services utilizing multiple program structures and affiliated as well as third-party managers.

William Levy is a financial advisor at Morgan Stanley with 37 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2015. He holds Series 63 and Series 66 designations and is based in Boca Raton, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and uses firm-approved tools such as Monte Carlo simulations to model outcomes.

Michael Leanch is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual since 2018 and was previously with Ameriprise Financial Services, Inc. for 12 years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Jason Klein is a CFP® with 19 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior roles include positions at Merrill, CitiBank, Bank of America, and HSBC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services on a non-discretionary basis, with clients retaining final decision-making authority.

John Bottiglia is a financial advisor at Raymond James & Associates with 40 years of industry experience. He has been with Raymond James since 2007. Outside of his advisory role, he serves as executor for an estate in Fort Wayne, Indiana. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide network of advisors and affiliated research.

Patricia Cain is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition planning and special-needs analysis, and integrates advisory services with other financial products and referral channels.

Mason Avni is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, he worked at Fidelity Investments and JPMorgan Chase Bank, N.A. Mason's background includes roles outside finance, such as with Aldi and Commercial Building Consultants LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Debra Talarico is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and 18 years of industry experience. She has been with Ameriprise in various capacities since 2015. Her other business activities include involvement in real estate ownership outside of investment purposes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, dependable income sources, and tax-aware withdrawal strategies. The firm employs a centralized team to produce tailored Recommendation Reports and ongoing advice, with a distinctive approach that includes restrictive enrollment criteria and integration of affiliated investment products.

Ryan Yelin is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Acentria Insurance and Tanium, and held roles outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Juan Rionda is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 65 licenses and over 33 years of industry experience. He has been with Merrill since 1993 and also has 15 years of experience at Bank of America, N.A. Outside of his advisory role, he serves on the finance committee of The Little Club, a private country club in Gulfstream, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Book is a financial advisor with Mass Mutual Investors Services holding the ChFC® designation and Series 63 license. He has 34 years of industry experience, including long-term roles at MassMutual Life Insurance Co and Lenox Advisors, Inc. His background also includes managing 1311 Enterprises, LLC d/b/a Fifth Avenue Financial for 15 years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements supported by firm-approved software and offers specialized services such as Divorce Planning and employer-sponsored planning programs.

Joseph Wilson is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves on the Investment Committee for Heritage Christian Services Foundation, a human services agency supporting children, older adults, and individuals with intellectual and developmental disabilities, and he owns an electrical and industrial supply distribution business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to a broad range of investment products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and capital market insights to tailor client strategies.

Maria Rodriguez is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Whitledge is a financial advisor at Primerica Advisors with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Oppenheimer and Managed Account Services, LLC. Outside of his advisory role, he owns JKM Legacy Holdings, Inc., a company involved in real estate investing. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts within a wrap-fee structure.

Eric Billingslea is a Wealth Management Senior Relationship Manager currently engaged in delivering personalized service experiences to families across generations. In his role, he acts as a primary point of contact, committed to addressing individual client needs and preferences. Since 2014, Eric has worked as a Planning Consultant at Fidelity Investments, where he supports clients in wealth management services. He facilitates discussions with Wealth Management Advisors when deeper wealth planning is needed, ensuring clients receive appropriate service and support. Outside of his professional responsibilities, Eric enjoys spending time at the beach, watching football, and participating in outdoor adventures.

G Bryan Cichon is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Merrill since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Stacy Rabin is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. She has worked at Merrill since 1991 and has also been associated with Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Ronald Mercatante is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 25 years of industry experience. His career includes roles at Kovack Advisors, Inc. and Kovack Securities, Inc., and he has been involved in insurance-related activities for more than two decades. Outside of his advisory work, he is engaged in tax services and owns an administrative firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers a range of investment implementation options, proprietary and third-party model strategies, and features institutional resources such as advisor transition support and formal compliance programs.

Rany Janover is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 63 designation and 28 years of industry experience. He has worked at Ameriprise since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic tools overseen by a Retirement Income Oversight Committee.