Ty Cohen is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Guardian Life Insurance Company, Strategies For Wealth, and Viva Pictures. Outside of his advisory role, he owns and operates an e-commerce site, ATLAS 25 LLC, overseeing its online storefront and supplier fulfillment on weekends. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services to deliver tailored investment solutions.

Mark Cibulas is a CFP® professional affiliated with Raymond James & Associates, with 29 years of experience in the financial services industry. He has held positions at T. Rowe Price for over two decades and has been with Raymond James & Associates since 2021. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning and advisory services supported by extensive research and multiple portfolio management options.

Jason Miyashita is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and with 21 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, he is involved as an owner in family-run investment and real estate businesses based in Guam. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide network of advisers.

Jason Goode is a financial advisor at Raymond James Financial Services Advisors with eight years of industry experience. He holds the Series 66 credential and has worked at Raymond James Financial Services Advisors, Morgan Stanley, and Edward Jones. Outside of advising, he is involved in several personal investment ventures, including CoLabs Holdings LLC and multiple Ballast Point Ventures funds. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs for municipal advisory and SIMPLE IRA employer consulting.

Caroline Kwiatkowski is a financial advisor at LPL Financial with four years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Varde Partners and Northern Trust Asset Management. Outside of her advisory role, she is involved with Retirement Solutions of Florida, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

James Dolan is a CFP® professional with over 32 years of industry experience. He has been with LPL Financial since 2002 and holds a Series 63 registration. In addition to his advisory role, he operates Vision Financial Group, Inc. and is involved in managing real estate investments, including an office building that partially houses LPL offices. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies.

Julie Kinney is a financial advisor with Merrill based in St. Petersburg, FL, holding Series 63 and Series 65 licenses and with 33 years of industry experience. She has been with Merrill since 1992 and has concurrently worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Olivia Fragola is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation. Fragola’s prior work experience includes positions at Universal Financial Consultants and various educational institutions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, pension plans, and municipal entities, offering tailored financial planning and investment consulting through multiple advisory programs.

Susan Kuczynski is a financial advisor at Raymond James & Associates with 20 years of industry experience. She has been with Raymond James & Associates since 2012 and holds a Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.

Joshua Boulware is a CFP® and ChFC® with 11 years of industry experience. He has worked at Raymond James & Associates since 2025 and previously spent 10 years at Edward Jones. Outside of his advisory role, he serves as a board member providing mentoring for Victorious Encore, an education-focused organization in Miami. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and investment consulting services that leverage a range of portfolio management styles and affiliated research.

Matthew Stiphany is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. His prior experience includes roles at Sanford C. Bernstein & Co., LLC, Calton & Associates, Inc., and T. Rowe Price. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Palmer Ogden III is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and bringing 19 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and their affiliated entities. He acts as power of attorney on his spouse's IRA. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Stephanie Stanfield is a financial advisor at Cetera with 22 years of industry experience. She holds the Series 66 designation and has worked at Cetera Investment Services LLC since 2016 and Regions Bank since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large nationwide network of independent advisors and employs a multi-manager platform with a wide range of program options.

Frank Zito Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2015. Outside of his advisory role, he is the owner and president of Why Knot Properties, LLC, a real estate holding company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing collaborative, annual financial planning engagements using firm-approved analytical tools.

Jennifer Rodriguez is a financial advisor with Raymond James & Associates in Tampa, FL, holding a Series 66 designation and 18 years of industry experience. She has worked at Raymond James since 2009 and also has a part-time role as a travel agent with Cruise Planners and Mirabella Travel. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research resources.

Alyse Chatelain is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2015 in St. Petersburg, FL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension plans, charitable organizations, and municipal entities. The firm provides a range of services including financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, and is notable for its municipal advisory services and diverse portfolio management options.

Alexander Gornto is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2008 and joined Merrill Lynch in 2015. In his role, he focuses on developing strategies and providing advice tailored to individuals, their families, and businesses by understanding their short- and long-term financial objectives. His client expertise includes legacy planning, managing new wealth, and personal retirement planning. Alex holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science degree in Finance from the University of South Florida. His approach involves coordinating with clients’ tax and legal advisors to deliver integrated wealth management plans that emphasize risk minimization and capital preservation. Alex and his team serve a clientele that includes physicians, attorneys, entrepreneurs, corporate executives, retirees, and small business owners. He lives in Saint Petersburg with his wife, Danielle, and their three children. Outside of work, Alex is active in the community supporting Ronald McDonald House and mentoring area youth through coaching. His personal interests include basketball, golfing, tennis, and spending time with his family.

John Webermeier is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2010, with prior experience at Ameriprise from 2007 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that encompass various investment and planning strategies.

Jeffrey Hollifield is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He previously worked at Metlife Securities Inc. for 30 years before joining Mass Mutual in 2016. Hollifield is also an independent insurance agent, specializing in disability, life, accident, health insurance, and fixed annuities. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements and additional programs including estate settlement and employer-sponsored planning.

Caitlin Brown is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked exclusively within various Raymond James entities since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, providing tailored financial planning and investment consulting through a range of portfolio management styles and affiliated resources.