Karl Roelofs is a financial advisor with LPL Financial in Clearwater, FL, holding Series 66 and Series 65 designations and bringing 17 years of industry experience. He worked at Invest Financial Corporation from 2010 to 2018 before joining LPL Financial, where he has been since 2018. Outside of his advisor role, he is involved with Roelofs Financial Group LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutional clients. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of advisors and a range of advisory and non-advisory financial services.

Kayla Pelletier is a Series 66 licensed financial advisor with Cambridge Investment Research Advisors, based in St. Petersburg, FL. She has six years of industry experience and has been with Cambridge Investment Research and its affiliated entities since 2016. Cambridge Investment Research Advisors serves a diverse client base, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates a multi-billion dollar asset base through thousands of financial professionals and offers a variety of account implementation platforms and proprietary model strategies.

John Coakley is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He previously worked for Waddell & Reed, Inc. for 16 years and held various roles at insurance carriers for 17 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Dallas Keeney is a CFP® professional with three years of industry experience, currently affiliated with Raymond James & Associates in St. Petersburg, FL. Prior to joining Raymond James, he held roles at Church and Dwight, the University of Florida, R.S. Hughes, The Walt Disney Company, TEKsystems, and the University of Central Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary relationships supported by proprietary research and a variety of portfolio management styles.

Jay Blair is a financial advisor with UBS Financial Services in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Blair is involved as a primary investor and officer in real estate partnerships focused on residential and land investments in Buffalo, NY. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Melinda Perez is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 20 years of industry experience. She has worked in various capacities within Raymond James and its affiliates since 2009. Outside of her financial career, she is involved with TaTo Salsa, a business she has been connected to since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Douglas Katchen is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Allstate Insurance Co and Questar Asset Management. Outside of finance, he is connected to a family-owned appliance repair business but does not participate in its operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with access to a broad range of portfolio management styles and affiliated research.

Marc Wilkins is a financial advisor at Cetera with 16 years of industry experience and holds the Series 66 designation. His prior roles include positions at Lincoln Financial Securities Corporation, Wells Fargo Clearing, Commonwealth Financial Network, and Kestra Investment Services. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, financial planning services, and access to third-party money managers.

Steven Sidell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Raymond James & Associates since 2002. Outside of his advisory work, Sidell is involved with Kairos Prison Ministry, where he leads groups into correctional facilities and manages related financial logistics. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers a range of financial planning and advisory services, employing fact-based planning tools and a variety of portfolio management styles.

Daniel Maurino is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses and nine years of industry experience. His prior roles include positions at First Command Brokerage Services, Modern Capital Management Company, and other financial firms. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

David Sutton is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Raymond James & Associates since 2014. Sutton serves on the advisory board of the Winthrop P. Rockefeller Cancer Institute, contributing to strategic planning for the institute’s Myeloma Clinic. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering tailored financial planning and investment consulting supported by extensive research and diverse portfolio management strategies.

Megan Williams is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds the Series 66 designation and has worked at Raymond James and its affiliates since 1998. Outside of her advisory role, she serves as Treasurer for her daughter's Girl Scout Troop and is an acting Trustee for a family trust. She also represents Raymond James on the University of South Florida Accounting Circle Board. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting services with a range of portfolio management styles supported by affiliated research and sub-advisers.

Lauren Dumas is a financial advisor with J.P. Morgan Securities in Tampa, FL. She holds a Series 66 designation and has three years of industry experience. Prior to her current role, she has been associated with JPMorgan Chase Bank NA since 2006. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework within a non-discretionary program.

Jake Homolash is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has three years of industry experience with prior roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Oppenheimer. Outside of finance, he has worked briefly in the restaurant industry. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with a focus on financial planning, third-party asset managers, and affiliated insurance and trust services.

William Sallade is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has been with various Raymond James entities since 2016. Sallade is also the CEO of Sallade Financial LLC, a sole proprietorship used to receive 1099 income related to his advisory work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools including risk profiling and probability modeling to support client goals.

Paul Brock is an advisor at Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and joined the firm in 2026. Prior to his current role, he worked in education for 14 years and held positions at Davey Tree, Turkey Creek Golf Course, Innisbrook Golf Resort, and Jersey Mike's Subs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, drawing on a range of management styles and affiliated research.

John Carelli III is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 15 years of industry experience. He previously worked at Janney Montgomery Scott before joining Raymond James in 2017. Outside of his advisory role, he occasionally provides accounting and financial guidance for his wife's online email marketing automation company, J. Carelli Consulting, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Waldemar Vidal is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James & Associates since 1984. Outside of his advisory role, he serves as president of the Smuggler's Cove Condominium Association in Treasure Island, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base with financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, offering a range of portfolio management styles and affiliated research.

Rebecca Zwerin is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and over 20 years of industry experience. She has been with Raymond James & Associates since 2005. Outside of her advisory role, she is involved in rental real estate. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and various organizations. The firm offers financial planning and consulting services with a primarily non-discretionary approach, utilizing a range of portfolio management styles supported by affiliated research and sub-advisers.

Vanessa Garl is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its advisory process.