Evan Rush is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 66 and Series 63 licenses and having nine years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and T. Rowe Price Investment Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

David Channer is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at Morgan Stanley and has held various roles in marketing, community outreach, and youth sports organizations. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning and consulting through a range of portfolio management styles and affiliated research resources.

Curtis Raven is a financial advisor with Cetera, holding a Series 66 credential and 13 years of industry experience. He operates multiple businesses including Raven Law Group PLLC, where he provides legal and tax services as an attorney and CPA, and Generations Tax & Wealth Management, a CPA and wealth management firm. He is also involved in marketing warranty service contracts and merchant service referrals in the Tampa, FL area. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and a multi-manager platform that includes various investment strategies and program structures.

Anita Lemon is a financial advisor at Raymond James Financial with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Raymond James Financial Services since 2008. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Clint Madden is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He previously worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Outside of his advisory role, he owns and operates Toned at Home LLC, providing one-on-one personal training focused on strength building and overall health improvement. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Christopher Frye is a financial advisor at Thrivent Investment Management in Clearwater, FL, holding a Series 66 designation with four years of industry experience. He previously worked at MetLife Inc. for nine years before joining Thrivent in 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning covering topics such as retirement, estate, and tax planning, delivered as either one-time or ongoing engagements without discretionary trading authority.

Joseph Fernandes is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses and bringing one year of industry experience. Prior to joining Morgan Stanley, he worked at RSM US LLP and has experience in diverse roles including positions at Luke's New York Bagels and Stanley Chair Co., as well as academic involvement at the University of Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm uses structured discovery conversations and approved planning tools, including Monte Carlo simulations, to develop tailored financial plans.

Danyell Munassi is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 credential and nine years of industry experience. She has been affiliated with Raymond James since 2016 and is the owner of MarketMeGuru, LLC, a marketing business. Munassi is also a partner in MD Allen, LLC, an entity involved in managing inherited real estate. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research resources.

Peggy Cozine is a financial advisor with Cetera in Clearwater, FL, holding a Series 66 designation and 24 years of industry experience. She has worked at Cetera and affiliated entities since 2013 and also operates a tax planning and preparation business as an enrolled agent. Her additional activities include involvement in tax services separate from her investment advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account management.

Amrou Kenjawi is a financial advisor at Merrill with six years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining Merrill in 2018, Kenjawi worked at Wells Fargo Clearing Services and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Salvatore Ricco is a ChFC® credentialed financial advisor with 39 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. Based in Tampa, FL, he also operates as an independent insurance agent through Ricco Wealth Partners, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, trusts, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals.

Akemi Bove is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients in the Tampa Bay area. Since beginning her career in financial services in 1997, she has focused on helping clients pursue personal financial goals, including education planning, retirement income, legacy planning, and strategies for executives, business owners, families, and divorcees. Her approach involves working closely with clients to develop personalized financial strategies aimed at turning their objectives into reality. Akemi holds a Bachelor's degree from Kwansei Gakuin University in Japan and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation, as well as the Personal Investment Advisor (PIA) credential. She is a member of the CFP Board of Standards, Inc. and brings expertise in investment management, retirement planning, concentrated stock strategies, and tax minimization to her practice. Outside of her professional work, Akemi volunteers with Volunteer Way in her local community. She resides in Pasco County with her husband and two daughters. Akemi speaks both English and Japanese, and her personal interests include cooking, gardening, music, and reading.

Matthew Hetrick is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and H. Beck, Inc. He is based in Palm Harbor, FL. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary accounts with over $256 billion in assets under management.

Tablo Wright is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliates since 2016, as well as Foresters Financial Services from 2016 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

John Kern Jr. is a financial advisor at Fisher Investments with five years of industry experience and holds a Series 66 designation. His prior roles include positions at Morgan Stanley, PwC, and Core Avionics. Fisher Investments serves institutional and private clients globally, offering discretionary portfolio management across various asset classes. The firm utilizes a centralized Investment Policy Committee to construct diversified portfolios and employs tax-aware and risk management strategies.

Josh Dunn is a CFP® certified financial advisor with 18 years of industry experience, currently with Raymond James Financial Services Advisors Inc. He has held prior roles at PNC Investments and JPMorgan Securities LLC. Dunn is based in Saint Petersburg, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers non-discretionary planning and tailored investment consulting using risk profiling and modeling tools, and maintains unique affiliations and programs supporting municipal finance and employer retirement plans.

Michelle Evanich is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Jacqueline Jenkins is a financial advisor with LPL Financial, holding a Series 65 credential and bringing 13 years of industry experience. She previously worked at First Command Advisory Services, First Command Insurance Services, Inc., and First Command Financial Planning, Inc., each for approximately eight to nine years. She is co-owner of J D Investments Of Tampa Inc., a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management options supported by proprietary and third-party research.

Noel Sherry is a financial advisor at LPL Financial with 44 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with LPL Financial since 2009. Outside of his advisory role, he is involved with The Non-Ordinary Therapy Group, which provides marriage and family therapy services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing a range of portfolios and research resources.

James Donoghue is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2012. He holds leadership roles outside of advising, including president and CEO of Insights by KJJD, which operates his Ameriprise team office. Donoghue is also involved in community service as a board member of the Clearwater Marine Aquarium and participates on local municipal advisory committees in Dunedin, FL. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, written recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional provider.