Gary Bernard is a financial advisor with Equitable Advisors in Clearwater, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 42 years of industry experience. His prior roles include positions at Ameriprise from 1987 to 2005 and Axa Advisors from 2010 to 2020. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients through financial planning, retirement plan consulting, and various asset-management programs. The firm uses a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Brian Kashlak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He worked at A. G. Edwards & Sons, Inc. from 2001 to 2008 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Robert Coston is a financial advisor at Edward Jones in Clearwater, FL, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its extensive retail advisor and branch network as well as affiliated capabilities such as a trust company and proprietary mutual funds.

Tsvetelina Georgiev is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has worked with Raymond James Financial Services and Carillon Fund Distributors, and is a managing partner of Inspire Holdings LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering tailored financial planning and investment consulting through various portfolio management styles and affiliated research.

Patrick Shurdut is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with four years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Wealth Management since 2020, with prior experience at Equitable Advisors LLC. Before entering the financial industry, he spent several years at Bryant University and Scituate High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning and a variety of advisory programs, utilizing structured planning processes and advanced modeling tools to assist clients.

David Feaster Jr. is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Eric Forsyth is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he is an officer at KRED KORPORATION, a retail and online store based in Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process using firm-approved tools and supports comprehensive wealth management through various affiliated entities.

Tatyana Peshko is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Morgan Stanley, Wells Fargo Clearing, Citigroup Global Markets, and Ameriprise. Outside of her advisory work, she is the sole owner of a non-investment-related rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, institutional, and charitable clients.

Christopher Taylor is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. He has worked within various divisions of Raymond James since 2017 and was previously affiliated with the University of South Florida for four years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Sean Morr is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and three years of industry experience. His background includes roles at Micro1, Southern Technical College, and Baycare Health Systems. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Stephen Pfaff is a CFP® credentialed financial advisor with 30 years of industry experience. He is currently with Cetera and has previously worked at Summit Financial Group Inc. and operated Pfaff Financial Advisors Inc. since 2001. His activities include insurance sales, specializing in fixed, health, and disability insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Pedro Estrada is a financial advisor with Raymond James Financial in Saint Petersburg, FL. He holds Series 63 and Series 65 licenses and has three years of industry experience. Outside of his advisory role, he owns Estrada Signing Services LLC, which facilitates loan closings and notarizes documents. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory program.

Ines Ross is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wachovia Bank, N.A. beginning in 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm uses research from Wells Fargo Investment Institute and third parties to evaluate investment managers and options, serving over 14,000 advisors and managing approximately $671 billion in assets.

Bryan Lemke is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and having nine years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs and institutional consulting services.

Kelsey Stockhausen is a Series 66-registered financial advisor with seven years of industry experience. She has worked at OSAIC since 2023 and previously held roles at FSC Securities Corp and Wagner Advisor Group. She also assists Vice President and CFP Cathy A Wagner in client meetings and service oversight. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisors and advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and risk-tolerance analyses to construct portfolios across various asset classes and investment restrictions.

Moriah Webb is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2022. Prior to that, she was with Merrill for three years and has held roles at the Florida State University Foundation and the FAMU-FSU College of Engineering. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Jonathan Skouby is a financial advisor at Raymond James & Associates with a Series 66 designation and three years of industry experience. He previously worked at Stifel Financial and Avik Services LLC, among other positions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Grace Bernhardt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and seven years of industry experience. She has worked at Raymond James for a total of nine years across different roles and spent two years with Carillon Fund Distributors, Inc. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting combined with various portfolio management styles and firm-supported research.

Dylan Adams is currently a Planning Consultant at Fidelity Investments. In this role, he collaborates with clients and their designated Financial Consultants to develop and maintain financial plans tailored to individual needs and preferences. His professional experience includes positions at Fidelity Investments where he has served as a Planning Consultant since 2025, a Relationship Manager from 2024 to 2025, and a Financial Representative from 2023 to 2024. Prior to that, he worked as a Workplace Investor Services Representative at T. Rowe Price from 2018 to 2019.

John Seward is a financial advisor with LPL Financial in Clearwater, FL, holding a Series 65 designation and having 21 years of industry experience. He has worked at LPL Financial since 2018 and previously at Invest Financial Corporation, Bayshore Advisory Services, and Roberts, Seward & Company, PA. Outside of his advisory role, he is involved in accounting and tax services through affiliated business entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, leveraging both in-house research and third-party strategies.