Sahand Elmtalab is a financial advisor with Mass Mutual Investors Services in Minneapolis, MN, holding the ChFC® designation and Series 63 license, with 17 years of industry experience. He has been with MassMutual and its affiliated firms since 2013. Outside of his advisory role, he is involved in sports memorabilia trading, serves on a city economic development authority committee, and holds positions in multiple business ventures including sales consulting and real estate. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, emphasizing collaborative client relationships and goal-based investment strategies.

Sheilah Lynch is a financial advisor with Thrivent Investment Management in Minneapolis, MN, holding a Series 66 credential and nine years of industry experience. She has been with Thrivent and its related entities since 2014. Outside of her financial advisory role, she pursues creative and musical interests as a songwriter and artist. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a broad range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Russell Stains is a financial advisor with Morgan Stanley in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning approach incorporates firm-approved tools and modeling techniques but does not include individual security recommendations as part of standalone plans.

Tracy Hanson is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation and having 23 years of industry experience. She has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients' risk profiles through a combination of in-house and third-party managers.

Patrick Sienko is a financial advisor at RBC Capital Markets with 47 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized strategies based on clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers and providing discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

Mason Schuler is a financial advisor with LPL Financial in Maple Grove, MN, holding Series 63 and Series 66 licenses. He has one year of industry experience and has previously worked at several firms, including elk Marketing and Quad Logic. Outside of his advisory role, Mason is a business owner of Schuler LLC, a non-investment-related venture. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and advanced technologies across its discretionary and non-discretionary management services.

Nicholas Moloczij is a financial advisor at Ameriprise in Woodbury, MN, holding Series 63 and Series 66 designations with seven years of industry experience. He has been with Ameriprise and its affiliated entities since 2016, following three years at Keller Williams Realty. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering written recommendations that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored advice through a centralized consulting team and supports a broad range of advisory, brokerage, and insurance solutions.

Amy Erck is a financial advisor at Morgan Stanley with a Series 66 credential and five years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2018 and has prior experience at The Fountain Group, Beacon Hill Staffing Group, Kroll Ontrack, and operated a law office from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery tools and scenario modeling, and manages approximately $2.74 trillion in client assets.

Joseph Steiner is a financial advisor at Wells Fargo Clearing in Minneapolis, MN, with seven years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following nine years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sarah Heim is a financial advisor with Ameriprise in St. Paul, MN, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. Her prior experience includes six years at RBC Capital Markets before joining Ameriprise Financial Services Inc and later Ameriprise. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Arthur Sauerhaft is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 licenses and possessing 38 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Outside of his advisory role, he owns and operates Kingston Shatnez Lab, which tests garments for compliance with Torah laws. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement income planning advice that incorporates asset allocation, withdrawal strategies, and Social Security options.

Nathan Holm is a financial advisor with Ameriprise in St Louis Park, MN, holding Series 63 and Series 66 licenses. He has 20 years of industry experience, including 15 years with Ameriprise Financial Services, Inc. prior to joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income advice, supported by a centralized consulting team and algorithmic automation overseen by a dedicated committee.

Lindsay Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2005, focusing on developing financial strategies for high net worth individuals and business owners. Lindsay holds the CFP® certification and the Personal Investment Advisor (PIA) designation. She earned Bachelor's degrees in Economics and Finance, along with a minor in Accounting, from the University of Wisconsin-La Crosse. Lindsay's professional expertise includes college education planning, divorce transition planning, services for endowments, foundations and non-profits, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Lindsay lives in Minnetonka with her husband, Matthew, and their two children. She is actively involved in her community, supporting non-profit organizations such as Wishes & More, and serves on the Gleason Lake Association Board. Her personal interests include interior decorating, music, painting, and spending time with her family.

Rochelle Slattery is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with firms including Securities America Advisors and Arbor Point Advisors. In addition to her advisory role, she supervises representatives in insurance sales and investment activities as an OSJ Principal. OSAIC serves a diverse client base including individual, high-net-worth, pension, and charitable investors through a broad network of affiliated advisors and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-provided asset-allocation tools and access to third-party managers.

Andrew Olson is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 65 designations with 27 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies based on clients’ risk profiles, combining in-house and third-party investment managers and providing a variety of portfolio management and financial planning services.

Brian Mickelson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is Chief Financial Officer and financial advisor for TC Family LLC, where he manages company financials. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed, non-discretionary recommendation reports that incorporate modeling, tax strategies, and income planning. The firm delivers these services through a centralized consulting team and combines algorithmic tools with advisor oversight.

Blaise Poupore is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and U.S. Bancorp Investments. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Schaun Kirks is a financial advisor at Ameriprise in Minneapolis, MN, with 30 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for RBC Capital Markets Corporation for 18 years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Brian Gray is a financial advisor with Ameriprise in Jordan, MN, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005, including American Enterprise Investment Services, INC, where he currently works. Ameriprise provides a retirement-income planning service tailored to individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm serves a broad client base and offers a comprehensive range of advisory, brokerage, and insurance solutions.

Davis Breen is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He has been affiliated with Cetera and its related entities since 2017. Outside of his advisory role, he is involved as a client support specialist at Sterling Retirement Resources. Cetera Investment Advisers LLC is a nationwide firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management and retirement services. The firm offers multiple program options and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.