Frank Difino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has a longer tenure at JPMorgan Chase Bank, N.A. dating back to 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG eligibility processes.

Lushone Bennett is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at UBS Financial Services Inc. for 13 years prior to joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and the Global Investment Committee’s market outlooks.

Donald Sakamoto is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 37 years of industry experience. He has been with LPL Financial since 2014 and previously worked at Level Four Advisory Services, LLC. Outside of his advisory role, he owns and operates CMDS Insurance Brokerage and is involved with Level Four Insurance Services, LLC, which offers non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Yekaterina Teryokhina is a financial advisor at Morgan Stanley in Deerfield, IL, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Osaic FA, Inc., Ayco (Goldman Sachs), and AXA Equitable. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate Financial Planning agreements.

Andrew Fine is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials. He joined Morgan Stanley Private Bank, N.A. in 2026 and has prior work experience at Medline Industries and Horizon Therapeutics. Morgan Stanley Wealth Management provides advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach includes structured discovery conversations and proprietary planning tools, although clients are responsible for plan implementation and updates.

Sandeep Merneedi is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has worked previously at Thrivent Investment Management, Thrivent Financial, Northwestern Mutual, and other financial firms. Outside of his advisory role, he co-owns House of Aure LLC, a clothing design business focused on Indian ethnic men's apparel, which he operates with his wife. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of advisory and brokerage services.

Alfonso Anguiano is a financial advisor at LPL Financial in Chicago, IL, holding a Series 66 designation with 13 years of industry experience. His work history includes roles at Old National Bank and First Midwest Bank (formerly Popular Commercial Bank). LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and model portfolios supported by LPL Research and third-party subadvisors.

Christopher Stevens is a financial advisor at UBS Financial Services with 16 years of industry experience. He previously worked at Merrill Lynch from 2007 to 2024 before joining UBS in 2024. Stevens holds the Series 66 designation and is based in Northbrook, Illinois. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Nahrain Markey is a Planning Consultant at Fidelity Investments, where she works with clients to develop comprehensive financial plans tailored to their personal values and the needs of their families and loved ones. She has held this role since 2024. Prior to this, she served as a Financial Representative and Financial Service Representative at Fidelity Investments in 2023 and 2024. Her earlier experience includes various banking roles, such as Personal Banker and Relationship Manager at Citibank from 2006 to 2014, and Personal Banker at Chase Bank from 2004 to 2006. This background has provided her with a breadth of experience in financial services and client relationship management.

Benjamin Asper is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with J.P. Morgan Securities since 2012. Outside of his advisory role, he is a co-owner of Popnson, LLC, a rental property business, and a partner in Third West LLC, a real estate investment entity. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Candice Mclaws is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. She previously worked at Morgan Stanley for 10 years before joining Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joanna Logothetis is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank, N.A. and a brief role at Pottery Barn. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary Institutional Consulting Services program that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Enrique Fuentes is a financial advisor with Merrill in Chicago, IL, holding a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, The Northern Trust, and Sherwin-Williams. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Cless is a CFP®-designated financial advisor with Charles Schwab, where he has worked since 2000 and at Charles Schwab Bank since 2005, totaling 25 years of industry experience. He is an administrative manager for C4 Management Company LLC, an asset management firm based in Northbrook, IL. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing capabilities.

Mark Koznicki is a CFP® with 26 years of industry experience, serving at Edward Jones since 2000. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns and manages a commercial rental property in Chicago. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Dhara Shah is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, and JP Morgan Chase Bank. Outside of her advisory role, she serves as an executor and power of attorney for her parents. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Diana Chernyhovsky is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Equitable Advisors since 2003. She previously worked at Axa Advisors, LLC, overlapping with her current firm tenure. Her outside business activities include operating in insurance brokerage through DBAs such as Cube Financial Partners, Surgeons Capital Management, and The Bailey Group. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm provides financial planning, retirement-plan support, and access to a range of asset management programs through third-party managers and LPL, utilizing a hybrid referral and implementation model.

Andrew Plocker is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling.

Alexandria Szafranski is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and possessing 12 years of industry experience. She has been with J.P. Morgan in various capacities since 2015, including her current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their investment recommendations.

Eric Eugene is a CFP®-designated financial advisor with J.P. Morgan Securities, bringing 28 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has ownership involvement in Wilson Property, LLC, a property management business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.