Keith Karnes is a financial advisor at Ameriprise Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Ameriprise, Karnes worked at Wells Fargo Clearing for six years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income reliability and tax-aware withdrawal strategies.

Kharla Sowells is a financial advisor at Edward Jones in Ft Worth, TX, holding a Series 66 designation with three years of industry experience. Her work history includes real estate roles at Coldwell Banker Realty and BHGRE Gary Greene, as well as periods of self-employment. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Santosh Terala is a financial advisor at Ameriprise with seven years of industry experience. He has been with Ameriprise Financial Services since 2018, including its affiliated entities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Lyndon Westerberg is a CFA® charterholder with 22 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Fort Worth, TX. He has been with J.P. Morgan Securities since 2003 and has also worked at JPMorgan Chase Bank, N.A. since 1996. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence, quantitative and qualitative research, and may include ESG criteria, with implementation and portfolio services supported by affiliated entities.

Carol Jenkins is a financial advisor at LPL Financial with 37 years of industry experience. She has held positions at Linsco Private Ledger since 2005 and Ameriprise from 1989 to 2005. Jenkins holds a Series 63 designation and is involved with Peace Lutheran Church, where she assists with bookkeeping and financial reconciliation for mission activities in Honduras. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a broad network of advisors.

Brian Steidinger is a Series 66-licensed financial advisor with Wells Fargo Clearing in Fort Worth, TX, where he has worked since 2016. He has 15 years of industry experience. Outside his advisory role, he organizes an executives networking group and serves as treasurer for White's Chapel Methodist Church in Southlake, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a research-driven investment approach and offers both brokerage and advisory solutions at large scale.

Hayden Gothard is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Stifel and previously worked at MML Investors Services and Mass Mutual Life Insurance Company. He also has experience at TD Ameritrade and a law office, and attended Texas Christian University. Stifel serves a diverse client base, including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment methodology from its Investment Strategy Group.

Kirk High is a financial advisor with RBC Capital Markets in Fort Worth, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Citigroup Global Markets for 10 years before joining RBC in 2009. Outside of his advisory role, he is a passive investor in several non-investment businesses, including management training and fire and water damage restoration companies. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing a range of in-house and third-party investment managers and emphasizing customizable investment strategies.

Cayden Dare is a financial advisor at Edward Jones in Fort Worth, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Sewell Lexus of Fort Worth and ProAction Fluids. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

David Alvarez is a financial advisor with Edward Jones in Grapevine, TX, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Edward Jones in 2023, he worked at Merrill and held various roles including positions at Bank of America and Riddle and Bloom. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and is notable for its large retail advisor and branch network as well as affiliated capabilities beyond advisory services.

Richard Rawlins is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera in Southlake, TX. His career includes roles at Avantax and multiple entities under the Cetera umbrella. He serves as CEO and board member of Fairpointe Wealth Partners, a nonprofit organization, and is also on the board of Young Life in Grapevine Colleyville. Cetera is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors, serving individual, institutional, corporate, and charitable clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Jackson Philbrook is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience in various roles including at Tecovas and Northern & Crain Realty. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios and deliver advisory solutions.

Chantelle Higgins is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked within Fidelity's various divisions since 2001. Outside of her advisory role, she manages rental property in Keller, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver systematic model portfolios.

Arturo Hinojosa is a financial advisor with Wells Fargo Clearing based in Fort Worth, TX, holding a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo, he worked at Truist Advisory Services and Morgan Stanley, among other firms. Outside of his advisory role, he is involved as a consultant in trade compliance and logistics and participates as a crew member for grappling competition events. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research from Wells Fargo Investment Institute to guide diversified portfolio construction and offers both brokerage and advisory solutions across a broad client base.

Eliazer Hernandez is a financial advisor with Ameriprise, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Anthony Balderas is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 66 designations and 11 years of industry experience. Prior to joining Wells Fargo in 2026, he worked at JP Morgan Chase Bank, N.A., JP Morgan Securities, LLC, and TD Ameritrade in various capacities. He serves as a board member for the Center For Transforming Lives, a nonprofit focused on supporting single mothers and children through education and housing programs. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options, and acts as an ERISA fiduciary when providing investment advice.

Jason Helsel is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, Casino Events, and Box Office. He is also a named officer of a family insurance agency that is currently dormant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services.

Marcus Qualls is a financial advisor with Robert W. Baird & Co. in Fort Worth, TX, holding a Series 66 designation and 20 years of industry experience. He has worked at Baird since 2019 and previously spent 14 years with Ameriprise Financial Services, Inc. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services, tailoring advice to client goals and risk tolerances through a mix of in-house and third-party managers and offering both traditional and non-traditional investment strategies.

Andrew Lewis is a financial advisor with J.P. Morgan Securities in Fort Worth, TX, holding Series 63 and Series 65 designations and 12 years of industry experience. His prior work includes positions at Wells Fargo Clearing and Wells Fargo Bank NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may incorporate an ESG eligibility framework.

Heather Grapes is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 65 and Series 63 licenses. She has 10 years of industry experience, all with Wells Fargo Clearing, and has been associated with Wells Fargo Bank, N.A. for over 20 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.