Sunil Satnarain is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, NA since 2017, following three years at HSBC Private Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process uses a combination of quantitative screening and qualitative research, supported by centralized due diligence, and incorporates an ESG eligibility framework within eligible strategies.

Claire Erickson is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Her prior work includes positions at UBS, Bank of New York, and various educational institutions, including Rollins College and Westminster Academy. Outside of finance, she has experience running Erickson Chiropractic. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios composed of mutual funds, ETFs, and ETPs.

David Alford is a financial advisor with Raymond James & Associates in Frisco, TX, holding the Series 63 and Series 65 designations and bringing 37 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2020. Outside of finance, he owns a craft beer business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, relying on tailored, non-discretionary advice supported by extensive research and a variety of portfolio management options.

Jeremy Silvas is a financial advisor with Raymond James & Associates in Frisco, TX, holding Series 63 and Series 66 licenses and 28 years of industry experience. His prior experience includes roles at Bank of America, Merrill Lynch, UBS Financial Services, Citigroup Global Markets, and Fidelity. Outside of his advisory work, he is involved in managing a household employer arrangement for his disabled son. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individual, institutional, and municipal clients. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services supported by comprehensive research and a range of portfolio management styles.

David Lawrence is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise since 2017, following a tenure at Cetera Advisor Networks LLC from 2013 to 2017. Outside of his advisory role, he owns DSL Enterprises, LLC, which manages his Ameriprise business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver annual, customized recommendation reports, supported by a centralized consulting team and algorithmic tools.

Justine Juele is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 15 years of industry experience. Her career includes roles at TD Ameritrade and Wells Fargo Clearing before joining Vanguard in 2022. Vanguard Advisers offers automated and human-supported investment advice, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to create portfolios using Vanguard funds and ETFs, emphasizing scale and digital delivery through its extensive advisor team.

Risdon Woodard III is a CFP® and ChFC® with 50 years of experience in financial advising. He joined LPL Financial in 2024 after nearly five decades with Lincoln Financial Advisors Corporation. He is involved in various business activities outside of advising, including ownership roles in several business entities for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Lewis Phaosada is a financial advisor at J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 65 credentials. He has worked in various roles since 2016, joining J.P. Morgan Securities in 2026. Prior to this, his experience includes positions at Ka Thai North Dallas, PNC Bank, and other firms. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

Cynthia Hernandez is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes an ESG eligibility framework, with implementation supported by affiliated investment-management entities.

Aaron Francis is a financial advisor with Merrill in Frisco, TX, holding a Series 66 license and 18 years of industry experience. His prior roles include positions at UBS Financial Services, Scottrade, Inc., and Equitable Advisors. He serves as the executor of an estate and trustee for a living trust, managing assets and disbursing them according to the terms of the estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutional investors.

Stephen Nsien is a financial advisor with J.P. Morgan Securities in Frisco, TX. He holds Series 63 and Series 65 designations and has four years of industry experience. His prior roles include positions at Fisher Investments and Ontellus, as well as a decade-long tenure at Digestive Center Associates. Outside of his advisory work, he operates a notary business focusing on notarizing documents in correctional facilities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Hui Ling Paez is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 licenses and possessing four years of industry experience. Prior to joining Vanguard Advisers, she worked for several firms including Charles Schwab TD Ameritrade and Johnson & Johnson Taiwan. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely composed of Vanguard funds and ETFs, supported by a large digital platform and team servicing model.

Christopher Lee is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. He assists clients in building financial plans and educates them on various financial options, aiming to simplify concepts to focus on application and execution. He has been with Fidelity Investments since 2014, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, Christopher worked as an Operations Consultant at Bank of America from 2011 to 2014 and as a Credit Risk Analyst at United Bank from 2010 to 2011. Outside of his professional career, Christopher's personal interests include cars, family activities, golf, snowboarding, and traveling.

Travis Taylor is a financial advisor at Merrill with 28 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Merrill since 1999, previously associated with Bank of America, N.A. Taylor serves on the Social Enterprise Steering Committee of Grace Avenue United Methodist Church in Frisco, TX. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Suhrob Karimov is a financial advisor with Ameriprise in Frisco, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for seven years and at Crest Cadillac, part of Berkshire Hathaway Automotive, for two years. Karimov also provides financial advice through RBFCU. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations focused on income sources, tax efficiency, and withdrawal strategies.

Steven Sarosy is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been associated with various Cetera entities since 2024 and previously spent seven years with Avantax Insurance Agency. Outside of his advisory work, he serves as a recreation specialist for the City of Irving and is involved on the board of the Future Leaders of Irving, focusing on educational programs. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary program options.

John Hill is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2017, progressing through various positions including Investment Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, Personalized Planning & Advice, and Customer Relationship Advocate. John specializes in financial planning and investment guidance, partnering with families to develop comprehensive financial plans aimed at achieving financial freedom and resilience across varying market conditions. His approach focuses on empowering clients to make measurable changes in their financial lives through robust strategies. Outside of his professional work, John has interests in cars, family activities, and golf.

David Goldmeyer is a financial advisor at Edward Jones in Lewisville, TX, holding a Series 66 designation with four years of industry experience. Before joining Edward Jones in 2022, he worked at RGH Enterprises, Inc. Cardinal Health, Inc. from 2020 to 2021, and at Nestle Health Science from 2007 to 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Homer Ramirez is a CFP® professional with 14 years of industry experience, currently serving at Raymond James & Associates since 2024. Prior to this, he worked for nine years at JPMorgan Securities LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Lloyd Woelfle is a CFP® with 50 years of industry experience, currently affiliated with Ameriprise in Frisco, TX. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of Woelfle-Notman, LLC, a business that manages his Ameriprise practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning advice through a centralized team working alongside advisors. The firm’s approach includes detailed retirement income recommendations focused on income sources and tax-efficient withdrawal strategies within an investment framework influenced by its affiliated product ecosystem.