Barton Bonney serves as Resident Director at Merrill Lynch Wealth Management. He brings over 22 years of experience in finance and investment to his role, having previously held the position of Executive Director at JP Morgan Private Bank. There, he concentrated on endowments and foundations, private equity managers and firms, and high net worth families. Before this, Barton spent 16 years in institutional equities, supporting portfolio managers and analysts at hedge funds, investment advisors, and state pension funds with their investment decisions. He managed the institutional desk in Dallas for Lehman Brothers and subsequently for Barclays Capital. Barton earned a Bachelor of Arts degree from Southern Methodist University. Beyond his professional work, Barton served 12 years on the Board of Directors of Capital For Kids, an organization dedicated to supporting North Texas children. He resides in Southlake, Texas, with his wife, Andrea, and they have one son, Harrison. His personal interests include camping, fishing, golfing, hiking, and hunting.

Ramon Romero is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with Fidelity Investments since 2000, including roles with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients, including charitable and registered investment companies, and is known for its use of systematic methodologies and its role in constructing model portfolios for intermediary platforms.

Brian Turbeville is a CFP® and Series 66 credentialed advisor with six years of industry experience. He is currently with Charles Schwab & Co., Inc. and has previously worked at TD Ameritrade Investment Management, Edward Jones, and Capital One Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Danella Timlin is a financial advisor at Fidelity with nine years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Fidelity Investments and Fidelity Brokerage Services since 2019. Prior to that, she was with Personal Money Planning, LLC and Lacefield Compliance Consulting. Outside of her advisory role, she serves as an independent contractor for the California Amateur Mixed Martial Arts Organization, where she handles timekeeping and judging at amateur MMA events. Fidelity's Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a systematic approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Kyle Appling is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He previously worked at Ameriprise for three years and Comerica Securities for 28 years. Outside of his advisory role, he is the owner of Appling Properties LLC, a real estate business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools, with flexible implementation through brokerage or advisory programs.

Christian Galland is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with Charles Schwab since 2017 and previously worked at Scottrade from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Jonathan Red Fox is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade, Inc. and operated Joseph Red Fox LLC. Outside of his financial career, he is active in music as a DJ and producer. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary managed-account services alongside brokerage and custody solutions. The firm’s integrated model utilizes multi-asset portfolios and alternative investment options supported by centralized operations and research.

Andrew Sherrill is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has been associated with Fidelity since 2011, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research and quantitative analysis, incorporating algorithmic portfolio construction and oversight of sub-advisers, and it maintains a distinctive regulatory status and advisory roles within the industry.

Michael Ritchie is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior experience includes eight years at TD Ameritrade and three years at Kohl's. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and order-routing systems.

Nyarai Moore is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 12 years of industry experience. She previously worked at Stifel and Wells Fargo before joining Charles Schwab in 2022. Outside of her advisory role, she has worked as a food delivery driver for Door Dash. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing operations.

Zach Atkinson is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, Central Relationship Manager, and Investment Solutions. In his current role, Zach focuses on empowering individuals and families to plan for and save toward their retirement goals and financial future. Zach holds insurance licenses in Arkansas and California. His approach is informed by his life experiences, which enhance his ability to communicate effectively and support clients in pursuing their financial objectives. He is passionate about the financial services industry and the role it plays in helping people plan for their futures. Outside of his professional work, Zach is engaged in family activities, fitness, outdoor adventures, parenthood, and volunteering.

Yujie Zhang is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Prior to joining Schwab in 2017, Zhang worked at TD Ameritrade from 2007 to 2017. Outside of advisory roles, Zhang was involved with rental property management from 2011 to 2022. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides investment guidance via multi-asset model portfolios and combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts.

Gabriela Tyler is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. She has worked at Fidelity Investments since 2020, following roles at Wells Fargo Bank NA and several other companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various fund structures.

Ryan Carroll is an Investment Solutions Representative III at Fidelity Investments. In this role, he assists individuals in creating comprehensive financial plans that align with their unique goals, values, and life stages. His approach focuses on providing clarity and confidence to clients' financial decisions. Ryan has progressed through multiple roles at Fidelity Investments, beginning as a Customer Relationship Advocate in 2023, then advancing through three levels of Investment Solutions Representative from 2024 to the present. Prior to joining Fidelity, he worked as a Mortgage Loan Officer at Caliber Home Loans from 2020 to 2022 and at New American Funding from 2022 to 2023.

Benjamin Engstrand is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he was involved with Engstrand Enterprises, where he provided baseball umpiring instruction, and served as general manager for Official Training Partners LLC, a sports official education consultancy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios that incorporate mutual funds, ETFs, and ETPs.

Kim Nguyen is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. Nguyen holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies, delivering services on a non-discretionary basis.

Levi Darrow is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at PDS Health and educational institutions such as Baylor University and Newport Harbor High. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charities.

Christian Johnson is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with various Fidelity divisions since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, often utilizing sub-advisers and systematic methodologies.

Scott Ross is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently with Charles Schwab in Westlake, TX, where he has worked since 2020. Prior to Schwab, he was with USAA in various financial planning and investment management roles from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary fiduciary advice with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational and research resources.

Thomas Pierce Jr. is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2020, including a role at Morgan Stanley Private Bank, N.A. Prior to that, he held positions at Bank of America and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.