Daniel Holzman is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He partners with clients to understand their goals and develop long-term strategies utilizing Fidelity's resources. Prior to his current position, Daniel served as a Planning Consultant at Fidelity Investments from 2024 to 2025 and as an Investment Consultant there from 2022 to 2024. Before joining Fidelity, Daniel worked as a Brokerage Specialist at Charles Schwab from 2020 to 2022. He also gained experience as a Prime Brokerage Analyst at Interactive Brokers LLC from 2017 to 2020.

Lauren Paine is a financial advisor with J.P. Morgan Securities in Houston, Texas. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her prior roles include positions at Northwestern Mutual and Avalon Wealth Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and an ESG eligibility framework.

David Coney is a financial advisor with Edward Jones in Friendswood, TX, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Amy Jay is a financial advisor at UBS Financial Services in Houston, TX, holding a Series 66 designation with 11 years of industry experience. She previously worked at Merrill from 2012 to 2020 before joining UBS in 2020. Outside of her advisory role, she owns and operates AJ Translation Services LLC, a business providing Spanish to English document translation services. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor financial plans and portfolios. The firm combines institutional trading capabilities with wealth management services and offers both fiduciary financial planning and brokerage functions.

Charles Albright is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, following a 16-year tenure at Citigroup Global Markets. Outside of his advisory work, he is involved in managing a cattle ranch in Lavaca County, Texas. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and a structured discovery process.

Akash Gupta is a financial advisor with Ameriprise based in Houston, TX, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise since 2020 and is also a managing member at Flood, Kallus, Yen & Gupta, PLLC, a CPA firm specializing in tax preparation and consulting. Outside of advisory work, he is involved in CPA services and business ownership through AVM Strategy, Inc. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service which provides tailored retirement income planning and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Cecilia Garcia is a CFP® professional with 20 years of experience in the financial services industry. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Garcia is a co-owner and owner of several financial advice-related businesses and serves on the Board of Directors for Girls Inc. of Greater Houston. Ameriprise is a large institutional firm offering retirement-income planning services for individuals with significant investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated entities.

Joel Konkel is a CFP® with 24 years of industry experience, currently affiliated with Cetera. He has a background spanning multiple firms including Avantax Insurance Agency and Avanatx Investment Services, and he has operated his own tax preparation and planning business as a CPA since 2003. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Monica Mena Cordero is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she held multiple roles associated with Haverford College and briefly worked for Burger King. She is the sole owner of an LLC inherited from her grandmother, which manages rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stella Nkpa is a financial advisor with Wells Fargo Clearing in Katy, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She has been with Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Meeks is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2017, following five years at J.P. Morgan Securities. Outside of his advisory work, he is employed as an overnight sanitation technician at a grocery store in San Antonio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Lee Dudinsky is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 65 licenses and having 42 years of industry experience. His career includes roles at FSC Securities Corporation and Advantage Capital Corporation, as well as over three decades of self-employment. He also acts in a fiduciary capacity for an estate. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Christa Burgett is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously spent 10 years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analyses developed by its Global Investment Committee.

Santos Herrera is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and one year of industry experience. He has been with Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, employing more than 14,000 financial advisors, and offers a combination of brokerage and advisory solutions.

Chad Nichols is a financial advisor at Ameriprise Financial Services with four years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Clarksons Platou Shipping Services USA. He serves as co-trustee and holds power of attorney roles for family members involving investment decisions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with an emphasis on dependable income and tax-aware withdrawal strategies.

David Ho is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at UBS Financial Services for six years and Merrill for ten years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, including discretionary and non-discretionary retirement plan services supported by Wells Fargo Investment Institute research and third-party analytics.

Leon Levinson is a financial advisor with OSAIC in Houston, TX, holding Series 63 and Series 65 licenses and 42 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 17 years and has been involved with Sun Life Assurance Company of Canada since 1983. Levinson also offers life settlements and insurance products, including accident and health insurance, disability insurance, and long-term care insurance. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm uses a model-based investment process featuring asset allocation, portfolio optimization, and third-party manager selection.

Alison Young is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She worked at AllianceBernstein L.P. and Sanford C. Bernstein & Co., LLC from 2015 to 2020 before joining JPMorgan Chase Bank NA and JPMorgan Securities LLC in 2020. Alison serves on the advisory board and finance committee of Planned Parenthood Gulf Coast. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process includes centralized due diligence with both quantitative and qualitative research and incorporates an ESG eligibility framework.

Franklin Breazeale III is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He joined Merrill Lynch in 2011 and provides personalized wealth planning, integrating corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans into long-term financial strategies. His client base includes affluent individuals, couples, and families across Texas and various locations nationwide. Frank holds a bachelor's degree in business administration from The University of Texas at Austin and a master's degree with a concentration in finance from Baylor University. He has earned several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). These credentials reflect his focus on estate planning services, investments, executive compensation, and liquidity strategies. Engaged in his community, Franklin supports local organizations such as Easter Seals and participates in the deep-seated Merrill tradition of community involvement. Outside of his professional work, he enjoys outdoor activities including running, golf, basketball, fishing, football, hiking, hunting, music, and spending time with his wife and two daughters in Kingwood.

Gareth Prescott is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His previous roles include positions at Equitable Advisors, BancFirst, and Texas A&M University Health Science Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.