Richard Planto is a ChFC® credentialed financial advisor with 40 years of industry experience, currently with OSAIC since 2024. His career includes prior roles at Securities America Advisors and Securian Financial Services. Outside of his advisory work, Planto is active in community fundraising and nonprofit boards, including the Alamo Heights Rotary Club, Jewish Federation of San Antonio, and Mission Heritage Partners. OSAIC serves a diverse client base ranging from individual investors to corporations and charitable organizations, offering brokerage and advisory services through a large network of affiliated advisors. The firm’s investment approach includes asset allocation, risk assessment tools, and access to third-party money managers and managed-account programs.

James Moon serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he and his team assist clients in achieving their financial objectives through a holistic, goals-based approach. Leveraging the full banking resources of Bank of America, James provides clients with comprehensive financial solutions encompassing investments, banking, and lending. He partners with senior financial advisors to address the unique financial needs of multi-generational families, business owners, and professionals. Before joining Merrill, James worked as an analyst with J.P. Morgan’s Private Bank in Houston. There, he provided strategic financial and investment advice to private business owners, corporate executives, and family offices while collaborating with the lending team on securities-based and custom collateral loan portfolios. His client focus includes executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. James earned a Bachelor’s degree in Finance from Texas Christian University, graduating Magna Cum Laude. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with the Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. Residing in San Antonio, James is a member of TCU’s Junior Clark Society and the San Antonio Country Club. Outside of work, he enjoys cooking, playing golf, traveling, and spending time with his wife Jillian and their golden retriever Luna.

Jeffrey Marshall is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to support client recommendations.

Steve Martinez is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at USAA Financial Advisors, USAA Financial Planning Services, and Usaa Investment Management Company before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and alternative investment platforms.

George Becknell III is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, primarily with MML Investors Services, Inc. and MassMutual Life Insurance Company. In addition to his advisory role, he is engaged in outside insurance sales specializing in life, disability, health, and group health insurance. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm emphasizes collaborative planning relationships and utilizes approved software tools to analyze client goals, offering a range of investment strategies and specialized planning services.

Jaqueline Bernal is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Bank of America, Mass Mutual Investors Services, MassMutual Life Insurance Company, AXA Advisors, and San Diego Credit Union/LPL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Olivo is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Jason Rice is a CFP® with 25 years of experience in the financial services industry. He has worked with Wells Fargo Clearing since 2016 and has been affiliated with Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. since 2008. Outside of his advisory role, he holds an inherited interest in an estate planning real estate partnership. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Lamil Mc Williams is a financial advisor with Thrivent Investment Management based in San Antonio, TX. He holds Series 63 and Series 66 designations and has previous experience working at Capital Group American Funds for ten years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning that covers a broad range of topics, with options to combine planning and managed-account services under a consolidated billing arrangement.

Austin Burt is a Financial Advisor working within the Merrill Lynch Wealth Management line of business. He contributes to investment decision-making as a member of the investment committee at NWG/VMT & Associates, where he collaborates with colleagues to conduct investment analysis, economic research, and due diligence on private funds. Austin holds a bachelor's degree from Texas A&M University's Mays Business School, where he studied Finance and Entrepreneurship. His professional designation includes Personal Investment Advisor (PIA). He focuses on client areas such as family wealth management strategies, liquidity management, managing new wealth, and portfolio management services. Outside of his professional role, Austin engages in activities including golfing, hunting, reading, running, spending time with family, and tennis.

Xavier Villasenor Jr. is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jacob Schlosser is a financial advisor at Equitable Advisors with four years of industry experience. Prior to joining Equitable Advisors in 2021, he worked in education for over a decade, including roles at Conejo Valley Unified School District and Carden Conejo School. Outside of his advisory work, Schlosser is involved in sports officiating, serving as a contracted coach and referee for Lonestar Field Hockey and as an umpire for NCAA events. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm operates a hybrid referral and implementation model, leveraging external asset managers and providing both advisory and brokerage services.

James Berg is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has a background with Avantax in various advisory and insurance roles spanning from 2005 to 2025, and he also operates a CPA practice specializing in tax preparation and accounting. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and access to third-party money managers.

Sven Liane is a financial advisor at Fidelity with 30 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. In addition to his advisory role, he engages in part-time executive coaching as a sole proprietor. Fidelity, through its Strategic Advisers division, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm integrates proprietary research with quantitative and algorithmic methods and serves as an advisor to multiple registered investment companies and fund-of-funds.

Emily Sanders is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She previously worked at Bank of America and Merrill. Outside of advisory work, she serves on the finance committee of the Lone Star Response Team, a community organization in San Antonio, and is involved in search and rescue operations through Black Hat Collective, LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools but generally does not provide individual security recommendations as part of standalone planning.

Justin Torres is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Victory Capital Services, Inc. and USAA Financial Advisors, Inc. among others. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement plan support, and access to asset management through a hybrid referral and implementation model that utilizes third-party asset managers and LPL programs.

Jaime Legarreta is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at PNC Investments, Compass Bank, BBVA Securities Inc, and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jack Putnam is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Fidelity Investments. Outside of finance, he has experience in the hospitality sector, including roles at Bold City Brewery and The Brick Restaurant. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence to inform recommendations. The firm applies an ESG eligibility framework and delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Blas Catalani II is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He previously worked at Hilltop Securities Inc. for 15 years before joining Wells Fargo Clearing in 2022. Catalani serves on the advisory board for Methodist Healthcare Ministries and is an investment committee member for Endeavors, both based in San Antonio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Terence Powell Jr. is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 65 registrations. He has 28 years of industry experience, including prior roles at Redwood Credit Union and CUSO Financial Services. Outside of advisory work, he performs handyman services involving light household construction projects. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides customized, ongoing tax-aware withdrawal strategies and dependable income recommendations.