Connor Murphy is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2019, including time at Fidelity Investments and New York Life Insurance Co. prior to that. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, focusing on financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm serves individual clients enrolled in the Schwab Wealth Advisory program and does not engage in discretionary trading or direct fee arrangements with clients.

Darrin Wohlk is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Empower, he worked at Fidelity Investments and UPS, among other positions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its financial planning approach.

Rashedul Khan is a financial advisor at Beacon Pointe Advisors, LLC in Denver, CO, with six years of industry experience and a Series 66 designation. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Charles Schwab, and Fidelity. Before entering the financial services industry, he worked in the restaurant business. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-driven investment approach, combining active and passive strategies, and sponsors proprietary investment vehicles while offering a range of wealth management and fiduciary services.

Matthew Peterson is a financial advisor with Principal Financial Services in Denver, Colorado. He holds a Series 66 designation and has two years of industry experience, including roles at Principal Securities, Inc. and Principal Life Insurance Company. Outside of his advisory work, he coordinates sporting events for the University of Missouri alumni group in Denver. Principal Securities provides brokerage and registered investment advisory services to individual investors, retirement plans, trusts, charitable organizations, and corporations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Samuel Remy is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with JPMorgan Chase bank and J.P. Morgan Securities Inc. since 2010. He is based in Denver, Colorado. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and integrates unique institutional capabilities such as in-house research, derivatives services, and specialized lending solutions.

David Hartley is a financial advisor at Hornor, Townsend & Kent, LLC with 20 years of industry experience. He holds the Series 66 designation and has worked at Penn Mutual Life Insurance Company, VALIC Financial Advisors, and Agia. Hartley owns Wealth Wellness LLC and Wealth 4 Wellness, businesses focused on financial planning and retirement planning services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, offering a range of custody, execution, and portfolio management options.

Clayton Holloway is a CFP® professional with 27 years of experience in the financial industry. He has been with Charles Schwab since 1999 and has worked at Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standard asset allocation models and Schwab research tools, recommending specific investments while leaving final trading decisions to clients.

David Seems is a financial advisor with Principal Financial Services in Highlands Ranch, CO. He holds the ChFC® designation and Series 63 license, and has 43 years of industry experience. He is the owner of Business Advisors, LLC, a firm he has operated since 2002, and has worked with Principal Life Insurance Company and Princor Financial Services Corporation since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Thomas Bockenstedt is a financial advisor with Empower Advisory Group and holds a Series 66 designation. He has 12 years of industry experience and has been with Advised Assets Group, LLC since 2014. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm emphasizes long-term portfolio returns and savings rates through an integrated model tied to Empower’s recordkeeping and administrative platforms.

David Janis is a Series 66 licensed financial advisor with 21 years of industry experience. He is currently with Empower Advisory Group and has previously worked at Personal Capital Advisors Corporation, E*Trade Securities LLC, TD Ameritrade, and Scottrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s integrated model is aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Eric Ragland is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds the Series 66 and Series 63 registrations. Prior to joining Empower Advisory Group, he worked at firms including Robinhood Markets, Inc., Farmers Financial Solutions, New York Life Insurance Co., and Fidelity Investments. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm delivers an integrated service model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Quade Yaegel is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for 12 years before joining Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns and collaborates closely with affiliated Empower entities for recordkeeping and product offerings.

Kristen Stockland is a financial advisor with Wealth Enhancement Advisory Services, LLC based in Denver, CO. She holds Series 65 and Series 66 licenses and has nine years of industry experience. Her previous roles include positions at Cardan Capital Partners, LLC and Purshe Kaplan Sterling Investments. Wealth Enhancement Advisory Services manages over $122 billion in assets through a large network of advisors, offering financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

John Suarez is a financial advisor at NewEdge Advisors with 16 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill Lynch from 2010 to 2019. Suarez is also involved with River Basin Distillery, LLC, a distillery business based in New Orleans. NewEdge Advisors serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a variety of portfolio management and consulting services and employs a combination of in-house and third-party investment strategies supported by technology tools and centralized due diligence.

Elizabeth Musarra is a financial advisor at Cerity Partners Retirement Plan Consultants with the PFS™ designation and four years of industry experience. She has worked at Cerity Partners LLC since 2019 and previously was with Karsten Advisors and operated her own practice, Liz Musarra, from 2004 to 2017. Cerity Partners Retirement Plan Consultants advises sponsors of defined contribution and defined benefit plans, providing ERISA fiduciary services, participant advice, plan design, and administrative support. The firm focuses on asset-allocation driven model portfolios, investment policy statement monitoring, and offers educational and fiduciary training services.

Aaron Spencer is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at GWFS Equities, Inc. since 2015. Outside of his advisory role, he serves as Director and President of the Cherry Creek Vista II Homeowners Association. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.

James Clark is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining TIAA-CREF, Clark worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Co. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals associated with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Terrie Martinez is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at GWFS Equities, Advised Assets Groups, World Financial Group, and Transamerica Financial Advisors. Outside of her advisory work, she provides caregiving for a grandchild. Empower Advisory Group delivers financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage and IRA clients, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by sponsors.

Meghan McGuire is a financial advisor at Principal Financial Services with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Principal Securities and Principal Life Insurance since 2022, following prior roles at Transamerica Investors Securities Corporation and AssetMark Financial. McGuire also serves as a bank and trust officer to support and manage Principal retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, businesses, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mandy Tate is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has worked within the Charles Schwab organization since 1999, including roles at Charles Schwab Bank from 2005 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations primarily based on Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab, delivering advice without discretionary trading authority and serving primarily individual clients rather than institutional accounts.