Christian Habecker is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing financial planning and investment advice tailored to various client needs. He brings over seven years of experience in the finance industry, focusing on areas such as college education planning, executive compensation, family wealth management, LGBT wealth planning, managing new wealth, personal retirement planning, small business strategies, women and wealth, and retirement income. Born and raised in Arizona, Christian holds a High School Diploma from Prescott High School and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His professional philosophy centers on helping clients create personalized financial strategies aligned with their goals, aiming to make financial planning straightforward and client-centered. Outside of his professional work, Christian enjoys outdoor activities such as camping, hiking, off-roading, and exploring the Southwest. He also has interests in cars, real estate, and design, and values building lasting relationships with clients to support their financial confidence and security.

John Chambers is a financial advisor at OSAIC based in Scottsdale, AZ, holding a Series 66 designation with 26 years of industry experience. He previously worked at FSC Securities Corporation for 17 years and spent one year at PGIM Investments LLC. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Timothy Sisk is a financial advisor at OSAIC with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including SagePoint Financial, Royal Alliance, and Merrill. Outside of his advisory role, he is the CEO of T Sisk Insurance Services, which offers fixed insurance products such as life, Medicare supplement, dental, and cancer insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services across various programs. The firm employs a model-based investment approach featuring asset allocation, portfolio optimization, and third-party manager options, supported by a wide affiliate network and private-equity ownership.

Brenda Allen is a financial advisor at Osaic Wealth based in Scottsdale, AZ, holding a Series 66 designation with 10 years of industry experience. She has worked at Securities America Inc. and Osaic since 2014. Outside of her advisory role, she volunteers as a Group Director and facilitator for Omaha Rapid Response, leading weekly sessions for The Ultimate Journey, an organization focused on mutual encouragement and spiritual growth. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a multi-advisor platform with brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Rodney Boelter is a financial advisor at OSAIC with 27 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. In addition to his advisory work, he is engaged in insurance brokerage through Clarified Planning. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services via a multi-advisor platform. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supported by various risk and rebalancing tools.

Steven King is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of his advisory work, he is a landowner in Valencia, New Mexico. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models and third-party asset managers, offering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Alton Nguyen is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 65 and Series 63 designations and one year of industry experience. Prior to joining LPL Financial in 2026, he worked at The Vanguard Group, Inc. and Vanguard Marketing Corporation in 2025. He has also held various roles in education from 2012 to 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Brandon Moore is a financial advisor with Robert Baird & Co. in Scottsdale, AZ, holding Series 66, Series 65, and Series 63 licenses and having 12 years of industry experience. His prior roles include positions at Fisher Investments, OppenheimerFunds, and Wells Fargo Clearing. Robert Baird & Co.’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations with a range of financial planning, portfolio management, and brokerage services. The firm utilizes manager-traded and model-traded strategies, tax-management techniques, and ongoing manager selection supported by internal research, and manages approximately $394 billion in regulatory assets as of December 31, 2025.

Rogelio Barrientos is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019. Prior to that, he held roles at Carvana LLC and attended Arizona State University Barrett Honors College. Morgan Stanley Wealth Management serves individual and institutional clients through a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Susan Grant is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Prudential, J.P. Morgan Securities, and Valic Financial Advisors. Her current role at OSAIC follows positions at CoreCap Advisors and Freedom Wealth Management. OSAIC Wealth serves a diverse client base comprising individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing a wide range of investment programs supported by proprietary tools and third-party managers.

Brett Lungaretti is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. He has been with Charles Schwab since 1997 and also has a role at Charles Schwab Bank since 2007. Outside of his advisory work, he occasionally assists with data entry and client interactions for a flooring contracting business owned by his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Michael Lyons is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1998. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and includes capabilities in derivatives and commodities through affiliated entities.

Robert Nichols is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked at LPL Financial since 2001 and has also been affiliated with firms including Raymond James Financial Services Advisors and ONEAZ Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing both proprietary and third-party strategies across discretionary and non-discretionary platforms.

Robert Wade is a CFP® professional with 23 years of industry experience. He has been with LPL Financial since 2005. Wade also holds a role related to investments at Credit Union West. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of adviser representatives. The firm offers a variety of advisory services, including financial planning and access to third-party asset management, supported by extensive operational and research tools.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

David Dobrusin is a financial advisor with LPL Financial in Sun City, AZ, holding CFP® and Series 66 credentials and over 16 years of industry experience. He has worked at Cambridge Investment Research Advisors and operates Dobrusin Financial LLC as well as David J. Dobrusin, CPA, PLLC, providing tax and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

Colbert Chang is currently the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. He is a CERTIFIED FINANCIAL PLANNER™ practitioner with nearly thirty years of experience in the financial industry. His approach focuses on partnering with clients to provide comprehensive and holistic financial planning, utilizing the extensive resources available at Fidelity. His professional background includes positions such as Financial Consultant at Fidelity Investments from 2020 to 2022, Wealth Management Advisor at TIAA-CREF Individual Advisory Services during two periods (2014-2016 and 2019-2020), Private Wealth Advisor at Ron Blue Trust from 2016 to 2019, and Manager-Portfolio Consultant at Charles Schwab & Co. from 1996 to 2014. This experience reflects a broad expertise in wealth management and financial advisory services.

Vlasta Duffy is a financial advisor at Thrivent Investment Management with 25 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Her prior work includes roles at Mutual of Omaha Insurance Company, Equity Services, Inc., National Life Group, and MassMutual Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based analyses without discretionary trading authority. The firm’s planning services cover a broad range of financial topics and can be combined with managed-account programs under a consolidated billing option called “WealthPlan.”

Andrea Wesh is a financial advisor at Merrill with 22 years of industry experience and holds the Series 66 designation. She has been with Merrill since 2001, totaling 25 years at the firm in Scottsdale, Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Thomas Gerboth is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise. His prior roles include positions at Harbour Investments, Thompson Wealth Management, Tandem Wealth Advisors, and Charles Schwab. Outside of advising, he is involved in real estate through Gerboth Ventures LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income stability and tax-aware withdrawal strategies.