Jeremy Tapia is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2022. Prior to that, he spent six years with The Vanguard Group and operated as a self-employed advisor for several years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and market modeling techniques.

Thomas Batson is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Batson serves as a board member and chair of the finance committee for St. Joseph's Healthcare Foundation in Phoenix. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides a range of retail and institutional investment services.

Joseph Debono is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 designations and 28 years of industry experience. Prior to joining OSAIC in 2024, he worked at TD Waterhouse Investor Services Inc for 29 years. He serves as a board member of VOB Youth Soccer, a nonprofit youth soccer league in Smithtown, NY. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using firm-provided tools and third-party solutions.

Antranik Tomassian is a CFP®-certified financial advisor with Vanguard Advisers, based in Scottsdale, AZ, and has 24 years of industry experience. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various tax-aware and customization features.

Mary Frances Ewing is a CFP®-designated financial advisor with Wells Fargo Clearing, bringing 39 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors from 2012 to 2016. Outside of her advisory role, she owns a retail sales business in Scottsdale, AZ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Anindita Dhar is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial in Fountain Hills, AZ. She has worked at LPL Financial since 2012 and was previously associated with Private Portfolio Partners, LLC for nine years. Dhar is also an author and has been writing a book since early 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by LPL Research, third-party subadvisors, and technology-driven strategies.

James Ranweiler is a financial advisor at OSAIC with 17 years of industry experience. He holds the Series 63 designation and previously worked for Woodbury Financial Services, Inc. for 16 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and portfolio management strategies across multiple platforms to support its large network of affiliated advisers.

Daniel Comforti is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding the CFP® designation and securities licenses Series 63 and Series 65. He has six years of industry experience, including prior roles at Alamo Capital and Symmetry Financial Group. Outside of his advisory work, he owns and operates DC SwimFit LLC, a private swim lesson business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu tailored to clients meeting a net-worth threshold and integrates advisory services with other financial products and referral channels.

Peter Colianni is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes nearly two decades at Metlife Securities Inc. before joining Mass Mutual in 2016. Outside of his advisory role, he manages two condominium buildings as an administrator. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by software tools and provides various educational programs.

Roy Chavez Guerra is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 registrations and possessing 25 years of industry experience. He has been affiliated with Charles Schwab since 2000 and with Charles Schwab Bank, SSB since 2008. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Jesus Ramirez is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. Before joining Equitable Advisors in 2020, he worked at Healthier Money and has experience in the food service industry. Ramirez also has an outside business activity related to fixed insurance. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

James Seratt is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and six years of industry experience. Before joining Vanguard in 2019, he worked at Edward Jones for two years. In addition to his advisory role, he assists with administrative tasks at Serco Contracting Incorporated, a construction business, and at Covenant International Church. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large advisor team serving hundreds of thousands of clients.

Alexander Lu is a Senior Financial Advisor with Merrill Lynch Wealth Management, a position he has held since 2015. He works collaboratively with a team that collectively brings over 65 years of industry experience. His professional focus is on understanding the priorities of high-net-worth individuals and families to provide customized financial strategies tailored to their needs. \n\nAlex earned a Bachelor's degree in Economics from the University of Michigan - Ann Arbor and serves on the board of the University of Michigan alumni association in Phoenix. He holds FINRA Series 7 and 66 registrations and is fluent in both English and Mandarin Chinese. His advisory services leverage the investment insights of Merrill Lynch Wealth Management combined with the banking services of Bank of America, addressing areas such as asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning. Alex works closely with team members Steve Gillan, Whitney Fry, and Erica Chavez to serve clients' financial needs.\n\nOutside of his professional role, Alex lives in Phoenix with his family. He values spending quality time with his wife, son, and their dog. Active in his community, he serves on the alumni association board and enjoys recreational activities including basketball, camping, and hiking.

Matthew Donko is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Merrill, UBS Financial Services, and Genter Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Dahr Dietrich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Vanguard in various capacities since 2008, including his current role at Vanguard Advisers since 2017. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and a wide range of Vanguard funds and ETFs.

Thomas Dohogne is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. He has worked at The Vanguard Group since 2021 and held prior roles at AXA/Eauitable Advisors, Velocity Retail Group, Grand Canyon University, Culinary Dropout, and Creighton University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a large team of advisors serving a substantial client base through digital delivery.

William Asher is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022, following two years at Wiegand Financial Group. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios composed mostly of Vanguard funds and ETFs.

Jeffrey Kramer is a financial advisor at Stifel with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary forward-looking models developed by its Investment Strategy Group to support asset allocation and planning analyses.

Thomas Wiegand is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Fountain Hills, AZ. He has 15 years of industry experience and has been with JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Cathleen Bielawski is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 registrations and 27 years of industry experience. Her career includes 32 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company, followed by roles at Sii and Royal Alliance Associates, Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios.