William Smith is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2016 and 2017, respectively. Outside of finance, he streams video games on Twitch and also works as a food delivery driver. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services. The firm is notable for its scale, centralized operations, and a client relationship model that blends advisory guidance with access to affiliated managed accounts.

Patrick Dukemajian is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses. Before joining Morgan Stanley in 2025, he worked as a Bitcoin Mentor for one year. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and secular return estimates, to support its advisory services.

Calvin Vanness is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has worked at Merrill since 2019 and is concurrently involved with Taylor Made Golf Co as a Demo Tech, supporting golf club demonstrations and orders in the Scottsdale and Phoenix areas. Prior to Merrill, he held roles at Bank of America and The University of Arizona. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cary Hearn is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, U.S. Bancorp Investments, and U.S. Bank. Outside of finance, he has experience in entrepreneurial ventures, including a role at Xerophytic Design Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, and various institutional investors.

Tallon Seeger is a financial advisor at Merrill in Chandler, AZ, holding a Series 66 designation with three years of industry experience. Prior to joining Merrill, his work background includes roles in academic support and various service positions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Katikos is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 65 and Series 63 licenses and having 18 years of industry experience. His prior roles include positions at E*TRADE, Charles Schwab, Merrill, and USAA Financial Planning Services. Outside of his advisory work, he is the owner of Kalyvest, LLC, a real estate business based in Scottsdale, AZ. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and structured financial planning services that incorporate firm-approved tools and market modeling techniques.

Justin Larson is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Bank of America and Merrill from 2014 to 2020, before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its oversight of multiple registered investment companies and use of algorithmic methods and AI in research.

Scott Ahrens is a financial advisor with Wells Fargo Advisors in Gilbert, Arizona, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo Advisors since 2020, following prior roles at Wells Fargo Clearing and Allied Outdoor Solutions. Ahrens is also a 50% owner of A.G. Investment Management PLLC, where he is actively involved. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that provides investment and planning services to individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment recommendations supported by proprietary research and tools, serving clients through a network of financial advisors.

David Brown is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 38 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research resources.

Spencer Barlow is a financial advisor with Edward Jones in Tempe, Arizona, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Peccolo III is a Series 66 credentialed financial advisor with Edward Jones in Tempe, Arizona, where he has worked since 2007. He has 19 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Laura Schaal is a financial advisor with LPL Financial in Chandler, AZ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior roles include positions at BMO Bank NA and Oppenheimer. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Kacey Mefford is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, Mefford held roles at H&R Block, Uber, PayPal Inc, and Banner Health. Outside of advising, Mefford is currently associated with Uber. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Timm is a financial advisor with Raymond James Financial in Tempe, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked with Raymond James and its affiliates since 2015. Additionally, he serves as an associate and registered assistant at Buechting Financial, providing client service support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to support client decision-making.

Kyle Mc Coy is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Towne Park LLC and held various roles including a position at Arizona State University. Outside of finance, he has experience in the hospitality sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary strategies developed by internal teams and third-party managers.

Emil Robles is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America and Merrill since 2014. Outside of his advisory role, he serves as the Director of Technology and a committee member for the nonprofit organization Young Catholic Professionals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sonya Baran is an Investment Consultant at Fidelity Investments, a role she has held since 2024. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. Her career in finance began with a position as a Customer Experience Representative at Robinhood from 2021 to 2022. Throughout her career, Sonya has focused on working closely with clients to establish clear financial goals, identify challenges, and develop tailored investment strategies. Her experience encompasses client relationship management and financial consulting within prominent financial services firms. Outside of her professional life, Sonya's interests include cooking and baking, golf, hiking, theater, and yoga.

Scott Van Wyngarden is a financial advisor with LPL Financial in Chandler, AZ, holding Series 66 and Series 63 licenses and eight years of industry experience. His career includes roles at Kestra Advisory Services, Kestra Investment Services, Union Bank/MUFG, and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, supported by model portfolios and third-party subadvisors.

Christopher Marnelos is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Charles Schwab Bank, SSB since 2016 and Charles Schwab & Co., Inc. since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by Schwab’s research and alternative investment due diligence.

Scott Garber is a financial advisor at LPL Financial with 27 years of industry experience and holds a Series 66 designation. His prior roles include positions at Woodbury Financial Services, Questar Asset Management, and Questar Capital Corporation. In addition to his advisory work, Garber is a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions delivered through a large network of advisors, utilizing both proprietary and third-party investment strategies.