Jack Weiss is a Series 66-credentialed financial advisor at Cetera with one year of industry experience. Prior to joining Cetera, he held roles at Renaissance Financials and has been involved with Gainey Ranch Golf Club as an outside service attendant. Beyond his advisory work, he has experience in the golf club industry. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Mary Kelleher is a financial advisor at Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses with two years of industry experience. Her prior work includes roles at MGA Business Consulting and Freedom Mortgage, as well as a period dedicated to full-time education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Christopher Krznarich is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 65 designation and has worked within the firm and its predecessor entities since 2017. Prior to entering financial advising, he was employed at the University of Phoenix for six years. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice with an emphasis on diversified model portfolios and long-term investment strategies.

Anthony McMahan is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. McMahan’s career includes long-term experience within the Wells Fargo organization and its predecessors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kyle Harrison is a financial advisor at Wells Fargo Clearing with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at x2 Solutions, Georgetown University, the Department of Defense (NAVSEA), and the Virgil Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through a large network of advisors and offers a diverse range of brokerage and advisory solutions.

Grace Bentivegna is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2019. Prior to joining Merrill, she worked at Wholesale Floors for one year and spent 11 years as a homemaker. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Riviere is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2014, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Michael works closely with clients to understand their financial situations and priorities, developing personalized strategies that align with their goals and preferences. He holds a California Insurance License. Michael integrates values such as loyalty, duty, respect, selfless service, honor, integrity, and personal courage into his professional and personal life. Outside of work, his interests include family activities, fitness, military service, motorcycles, pets, and scuba diving.

Efrain Ramirez is a financial advisor with Edward Jones in Peoria, AZ, holding a Series 66 designation and two years of industry experience. His prior work includes roles at ADP and USAA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm has over 23,700 financial advisors and manages approximately $1.01 trillion in assets, offering services such as discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Eric Peterson is a financial advisor at Cambridge Investment Research Advisors with Series 66 credentials. He has one year of industry experience, including prior roles at Northern Trust and Avenue North. Outside of financial services, he has experience working in the restaurant industry. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

David Todd is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63 and Series 65 designations and 37 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, delivering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, offering a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Zack Gieszler is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he is the owner and manager of Fairway Fetch LLC, an online retail business for golf equipment and accessories. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gerald Pera is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Asif Ahmed is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2022, he spent a decade at J.P. Morgan Securities. He has also served as a board member at a technology company focused on business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, and it provides advisory services alongside broad retail and institutional investment offerings.

Robert Hobdy Jr. is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior experience includes positions at Morgan Stanley, First Command Financial Planning, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and due diligence on alternative investments.

Nickolas Kontz is a financial advisor with Cetera, holding a Series 66 license and five years of industry experience. His work history includes roles at Renaissance Financial and Minnesota Life Insurance Co. He is also engaged as an insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management and access to various third-party money managers.

David Sardella II is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Charles Schwab, with six years of industry experience. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience at Yelp, Inc. and managing a family-owned pizza and wings business. Outside of finance, he has conducted mystery shopping services for apartment complexes. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains an integrated operational structure supporting a high client coverage ratio per advisor.

Brandon Clemente is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley, Charles Schwab, and AXA Advisors, LLC. Outside of finance, he has worked in the restaurant industry and held various roles at Northern Arizona University and Hampton Inn & Suites. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Zachary Levin is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2021. Prior to joining Morgan Stanley, he was employed at FTI Consulting and Sony Pictures Entertainment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ethan Meade is a Planning Consultant who develops engagement strategies tailored to each client's unique needs and collaborates with clients to construct individualized financial plans aimed at achieving their goals. He has professional experience as a Financial Analyst at RR Donnelley from 2023 to 2026 and as a Service Relationship Professional at Morgan Stanley from 2022 to 2023. Outside of his professional work, Ethan has interests in comedy, football, golf, movies, and traveling.

Jon Gabrielson is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2006. Based in Phoenix, AZ, Mr. Gabrielson's career spans two decades at his current firm. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.