Nina Santich is a financial advisor with LPL Financial in San Pedro, CA, holding Series 65 and Series 63 designations and bringing 34 years of industry experience. She was previously with National Planning Corporation for 18 years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kyle Delicata is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several financial institutions including First Republic Bank and 1st Century Bank. His current role began in 2024 at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Edgar Higareda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America, BMO Bank, Wells Fargo, and other firms across finance and retail sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Fong is a CFP® and ChFC® with 41 years of experience in the financial services industry. He is currently with OSAIC and has held roles at Sagepoint Financial, Planned Wealth Consultants, and as an instructor at the Metropolitan State College of Denver’s PFP Program. Outside of advising, he owns GPF Insurance Services, which focuses on life and fixed annuity insurance sales, and is a member of the Financial Planning Association’s Los Angeles Chapter as well as the South Bay Estate Planning Council. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation, portfolio optimization, and provides a range of investment programs including Unified Managed Accounts and third-party money manager solutions.

Andrew Rimer is a financial advisor at Cetera with 10 years of industry experience and holds the Series 66 designation. He has worked with multiple Cetera entities since 2016 and has been with Cetera directly since 2023. Outside of his advisory work, he also works as a food delivery driver for Uber Eats. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform providing access to affiliated and third-party investment strategies.

David Lindstedt is a CFP® professional with 24 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at UBS Financial Services. Outside of his advisory role, he has pursued occasional freelance modeling and acting work and serves on the board of directors for the Waters Edge Homeowners Association. Wells Fargo Advisors is a national securities firm providing advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs more than 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions with investment approaches grounded in research and diversification principles.

John Shadden is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its related entities since 2009. His current role involves working at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Ezra Hamilton is a financial advisor with Charles Schwab in El Segundo, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab, Ezra worked in education for several years and serves part-time as an ocean lifeguard with California State Parks. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary managed accounts. The firm is noted for its integrated structure and large client base, providing centralized custody, brokerage, and advisory services.

David Isti is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at Karen Codman FSC Securities and Chop Chop. He also serves as an Investment Advisor Representative for Codcrow Inc, assisting in client account management and financial planning. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization across a variety of advisory and brokerage programs.

Bradley Campbell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and integrates research and analytics in its investment approach while offering both brokerage and advisory solutions.

Dora Loaiza is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services, LLC since 2018 and previously at Ares Investor Services LLC and Ares Management LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and strategies, managing over $256 billion in assets through a network of more than 10,000 advisors nationwide.

Kerry Pierce is a CFP® professional with 22 years of experience, currently serving as a financial advisor at Cetera. He has worked with several Cetera entities since 2015 and also has experience at Legend Equities Corporation and First Allied Securities. Outside of his advisory role, he is the owner of a sports bar and grill, One of Us Bar, where he provides strategic direction and leads capital structure design. Cetera is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Laila Marshall Pence is a financial advisor with LPL Financial in Torrance, CA, holding the CFP® designation and Series 63 license. She has 46 years of industry experience and has previously led Pence Wealth Management and Pence Capital Management. Pence is also involved in mortgage and real estate services through Pence Real Estate. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and access to third-party asset management, supported by technology tools and a large network of over 22,800 advisors.

Taylor Dolenga is a financial advisor with Ameriprise in Hermosa Beach, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2021, Dolenga worked in behavioral health services, education administration, legal practice, and the brewing industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating investment research and tax-aware withdrawal strategies.

Kevin Nguyen is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He has worked in various roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Fixed Income, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, Kevin was a Private Client Banker at JP Morgan Chase Bank from 2017 to 2020. Kevin holds a California Insurance License. His approach to financial planning focuses on patience and understanding, aiming to help clients build structured plans for clarity and confidence throughout their financial journeys. Outside of his professional work, Kevin's personal interests include family activities, fitness, food, outdoor adventures, parenthood, and traveling.

Gregory Hetzer is a Series 63-licensed financial advisor with 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at UBS Financial Services from 2001 to 2005. He is based in Rolling Hills Estates, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Vogelsang is a financial advisor with Morgan Stanley in Torrance, CA, holding Series 63 and Series 65 credentials and offering 30 years of industry experience. His career includes roles at Citigroup Global Markets from 1995 to 2009 and Morgan Stanley Smith Barney since 2009, transitioning to Morgan Stanley Private Bank, National Association in 2015. Morgan Stanley Wealth Management provides a comprehensive range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by proprietary tools and models. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Rishabh Jain is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has been affiliated with various Cetera entities since 2018 and previously worked in higher education and at Genpact. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Joshua Dodds is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Prudential and Starbucks. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies.

Vishal Patel is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 credentials and has 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently has ownership in The Orange Vase, LLC since 2020. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, utilizing forward-looking capital market assumptions to create model asset allocations.