Michael Wilhite is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers financial plans using structured discovery processes and firm-approved tools.

Nery Lemus is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors. The firm offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Joseph Suarez is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank, N.A. since 2007. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Natalie Castaneda Becerra is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Flag Solutions LLC and Ilink Business Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Christopher Andrade is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 license and two years of industry experience. He previously served five years in the United States Marine Corps and has been affiliated with Morgan Stanley since 2023. He also has ongoing involvement with the University of Southern California since 2022. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both advisory and brokerage capabilities.

James Rumph II is a financial advisor with Edward Jones in San Pedro, CA, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. His prior roles include positions at J.P. Morgan Chase Bank, TD Ameritrade Investment Management, and Infosys. Outside of advising, he owns an e-commerce business specializing in coffee and tea. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors across a wide range of asset levels. The firm offers a variety of advisory programs and strategies, supported by a large network of financial advisors and branch offices nationwide.

David Brown is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Cetera since 2013 and is currently based in Torrance, CA. Outside his advisory role, he is a minority owner of several real estate income properties. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Ritas Smith is a financial advisor at Osaic Wealth with 36 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at firms including Securities America Inc. and National Planning Corporation. In addition to her advisory role, she operates Ritas Smith & Associates, providing tax planning and preparation services. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis.

Aayush Aggarwal is a financial advisor at Cetera with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and Roth Capital Partners. Outside of his advisory role, he is involved as a landlord with Crestwood Huts, LLC and Redwood Huts, LLC. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Alexa Holm is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS since 2017. Prior to joining UBS, she spent one year at the University of Southern California. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

John Harvey IV is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2016. Outside of his advisory role, he and his spouse co-own several rental properties in Arizona. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Alfred Escamilla is a financial advisor with Cetera and holds a Series 66 designation, bringing 14 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2016. Outside of advising, he owns and operates two assisted living businesses focused on care for older adults. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program structures.

Vincent Macnguyen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Kacy Allen is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. Prior to joining LPL Financial in 2026, Allen worked at Crispigna Financial and Harbour Investments, Inc. for 19 years each. Outside of finance, Allen has been involved with Shadian Landscaping for two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Joshua Jahnke is a financial advisor at Wells Fargo Clearing in El Segundo, CA, holding Series 66 and Series 63 registrations with four years of industry experience. His work history includes roles at Wells Fargo Private Bank, NYLIFE Securities LLC, and New York Life Insurance Company. Wells Fargo Advisors serves individual, corporate, and institutional clients nationwide, offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm employs research and diversification principles in its investment approach and provides both brokerage and advisory solutions.

Christopher Zelaya is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at firms including The Vanguard Group, First Republic Securities, J.P. Morgan Securities, and JP Morgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a range of investment strategies across discretionary and non-discretionary account structures.

Alicia Wong is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models to support client financial strategies.

Steven Barrett is a financial advisor at OSAIC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Premier America Credit Union, LPL Financial, and Xceed Financial Credit Union. Barrett also operates a sole proprietorship, Strategically Balanced Investments & Insurance, providing financial planning, investment, and insurance services. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, affiliate network, and private-equity ownership.

Luis Arzate is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process utilizes centralized due diligence, combining quantitative and qualitative research, and incorporates ESG considerations within a framework that includes broader derivatives and commodities capabilities.

William Edgar is a financial advisor with Merrill in El Segundo, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Merrill since 2017 and is also employed by Bank of America, N.A. since 2019. Outside of his advisory role, Edgar is a consultant and independent contractor driving for Uber and serves as a board member and trustee of the Redondo Beach Moose Lodge. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, and institutional investors.