Guy Nicio is a financial advisor with Integrated Wealth Concepts LLC and holds experience from 1 year in the industry. He is also a partner at Windes Inc., a CPA firm where he has worked since 1998. In addition to his advisory role, Nicio is involved in Windes Inc. as a partner. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolio strategies with a combination of internal management and third-party asset managers.

Pauline Wong is a financial advisor at Kestra Advisory with eight years of industry experience. She holds a Series 66 designation and has worked at Kestra Advisory since 2019, with prior roles at Oxford Guzman Financial Services and Axis IELTS Test Center. Outside of her advisory work, she is the owner of Cornerstone Accounting Services, a tax and accounting firm. Kestra Advisory provides investment advisory and retirement-plan consulting services to a diverse client base, including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, and investment advice, serving clients that include large institutional investors and sovereign wealth funds.

Charlotte Huang is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Bank prior to joining Citigroup. Huang is based in Fountain Valley, California. Citigroup Global Markets serves individual and institutional clients across various segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale, including in-house research and roles as a swap dealer and futures commission merchant.

Sergio Dominguez Florencio is a Series 66 licensed advisor with Goldman Sachs Wealth Services, based in Newport Beach, CA, and has four years of industry experience. His prior work includes roles at Wells Fargo and The Boeing Company, as well as academic positions at California State University, Long Beach and Glendale Community College. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Noah Ross is a financial advisor at Centaurus Financial, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Centaurus Financial, he worked at Mischler Financial Group, Inc. and has experience in both educational and entrepreneurial roles, including involvement with Youngs Beach Shack. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of advisory and brokerage services encompassing financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.

Michael Andrews is a Certified Financial Planner™ (CFP®) with 25 years of industry experience. He is currently with Schwab Wealth Advisory Inc., where he has worked since 2022, and previously held positions at Charles Schwab, USAA Financial Planning Services, and TIAA-CREF. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co., using standardized asset-allocation models and internal research tools to guide investment selection and wealth management.

Steven Williams is a financial advisor at Cerity Partners LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cerity Partners since 2020. His prior experience includes roles at Cantor Fitzgerald & Co. and DWS Investment Management Americas, Inc. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and employs an investment framework focused on client-specific profiles, combining quantitative screening, manager selection, and direct security selection, with access to alternative and private market solutions for qualified clients.

James Eberhardt is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Centaurus Financial since 2003 and also has extensive experience with Pension Services Corporation and United Pension Consultants, Inc. Outside of his advisory roles, he serves as president of Imprimis Financial & Insurance Services, a pension design and consulting firm. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements with a combination of fundamental and technical investment analysis.

Anh Nguyen is a CFP® with 28 years of industry experience, currently serving at Principal Financial Services in Irvine, CA. He has been with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2010. His additional business activity includes selling fixed life insurance, fixed annuities, long-term care insurance, and disability insurance through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ronald Perez is a financial advisor with Lincoln Investment in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He worked at Legend Equities Corporation for 16 years before joining Lincoln Investment in 2017. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through model portfolios and third-party managers, and maintains a fiduciary role in ERISA and retirement advice.

Cathryn Jane Javier is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Ayco/Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm offers tailored investment strategies, Private Family Office services, and specialized wealth programs, leveraging extensive resources across the Goldman Sachs network.

Banqi Yang is a CFP®, CFA®, and holds a Series 66 license with 12 years of industry experience. He is currently with Creative Planning, LLC and previously worked at Goldman Sachs & Co. LLC and The AYCO Company, L.P./Mercer Allied. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of affiliated non-investment businesses such as an affiliated law firm, trust company, and retirement plan recordkeeping services.

Kenneth Di Fiore is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has worked at Goldman Sachs since 2021 and previously spent 14 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm offers tailored wealth solutions and integrates centralized investment resources with a variety of discretionary and non-discretionary managers across its broad range of services.

Rui Hu is a financial advisor at HSBC Securities (USA) Inc. with five years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining HSBC Securities, Rui worked at MML Investors Services LLC and MassMutual Life Insurance Company. He also served as a Bank Officer for HSBC Bank USA, N.A., engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment options. The firm’s investment process incorporates multiple risk profiles and utilizes asset allocation strategies developed in partnership with HSBC Global Asset Management.

Ross Christiansen is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 65 and Series 63 credentials and six years of industry experience. He previously owned Rocketology LLC and currently receives residual income from that business. He also engages in outside insurance sales alongside his advisory role. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies through proprietary and third-party platforms, offering tailored client solutions across a broad range of financial planning and investment services.

Myron Mc Donald is a ChFC®-designated financial advisor with Eagle Strategies (NY Life) based in Irvine, CA, and has two years of industry experience. He has held roles at multiple entities affiliated with New York Life since 2023 and previously worked in education and public administration. Eagle Strategies serves a diverse client base including individual investors and institutional plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Elmer Sarmiento is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 66 credentials and has 14 years of industry experience. His prior roles include positions at J.P. Morgan Securities and JP Morgan Chase from 2012 to 2025. Outside of his advisory work, he owns and operates Run It Back Clawcade LLC, a claw machine rental business in Long Beach, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs that implement multi-asset, multi-manager strategies with internal oversight. The firm combines large institutional scale with unique market roles, including serving as a swap dealer and futures commission merchant, and provides bespoke discretionary solutions for high-net-worth clients.

Daniel Helms is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2022, following a year at JPMorgan Chase & Co. Prior to his financial career, he served in the United States Marine Corps and worked for the Utah County Fire Department. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Jun Tomlinson is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at East West Bank, Cetera Investment Services, Fidelity Investments, Bank of America, Merrill Lynch, Wells Fargo, Keller Williams, JPMorgan Chase, and Tiffany & Co. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with in-house research and unique market roles.

James Barnes is a Series 66-licensed financial advisor with four years of industry experience. He has worked at Equity Services, Inc. since 2021 and previously held roles at National Life Group, MML Investors Services LLC, and MassMutual. Barnes is a managing director and partner at True Path Financial and Insurance Services, where he recruits, trains, and develops advisors alongside personal production. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and manages a combination of discretionary and non-discretionary client accounts.