Stacy Thatcher is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of experience at the firm. She is based in El Segundo, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Brianna Mackie is a Series 66-licensed financial advisor at Charles Schwab with one year of industry experience. She previously worked at Gabelli Funds and has a background that includes education and community involvement with the Borough of Avon by the Sea. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through a combination of advisory, brokerage, custody, and financial planning services. The firm offers a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and emphasizes multi-asset strategic portfolio allocation supported by centralized oversight and alternative investment due diligence.

Yoon Chang is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 24 years of industry experience. He has worked at several firms, including Merrill, Bank of America, and Mass Mutual Investors Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Sergio Garcia is a financial advisor with J.P. Morgan Securities in Long Beach, CA, holding Series 63 and Series 66 designations and bringing 13 years of industry experience. He has worked within various divisions of JPMorgan Chase since 2008 and is also the owner of a private furniture manufacturing and sales business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

William Dramis is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has been with JPMorgan entities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Its advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions to develop model asset allocations.

Brian Beldham is a financial advisor at Cetera with 26 years of industry experience and holds a Series 66 designation. His prior roles include positions at Ares Management Capital Markets and City National Bank. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Nora Nosaka is a financial advisor with Primerica Advisors in Long Beach, CA, holding Series 63 and Series 65 licenses and having seven years of industry experience. She has been with Primerica Advisors since 2019 and has been associated with Primerica Financial Services since 2016. Outside of investment advising, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Peter Swerz is a financial advisor with J.P. Morgan Securities based in El Segundo, CA, holding Series 65 and Series 63 licenses and 13 years of industry experience. His prior roles include positions at Jeffries LLC and Mesirow. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, manager searches, and customized performance reporting. The firm's advisory process integrates quantitative screening and qualitative research, incorporating ESG criteria and broader derivatives and commodities capabilities.

Edward Arcilla Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 12 years of industry experience. He has worked at LPL Financial since 2022 and previously spent eight years at CUNA Brokerage Services, as well as time with SchoolsFirst FCU and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors, combining scale with multiple advisory and non-advisory financial offerings.

Ioan Peia is a financial advisor with Primerica Advisors in Anaheim, CA, holding Series 63 and Series 65 credentials and six years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2019. Outside of his advisory role, he is a member of Organized Chaos Studios LLC and co-founder of the 24/7 National Strategic Prayer Call. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Kyle Tarver is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding the Series 66 designation and two years of industry experience. His prior work includes roles at MassMutual Life Insurance Company, Kaycha Labs, Highgrade Labs of Arizona, Highland Evergreens, and All Risks Ltd. He also maintains an outside insurance sales position as an insurance broker. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing collaborative financial planning engagements and a range of investment programs and educational seminars.

Kristen Kroeger is a financial advisor with Osaic, holding Series 65 and Series 63 licenses and bringing 25 years of industry experience. Her work history includes roles at GenXFinancial, Osaic Wealth, Jhfn Sii, and Signator Investors. Outside of her advisory work, she oversees accounts payable and receivable operations at Cottonwood Church. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment approach with various program options and supports strategies through a complex affiliate network.

Arielle Jaffe is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and possessing 25 years of industry experience. Her career includes roles at Investacorp, Ladenburg Thalmann & Co., and Securities America prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Curtis Kurtz is a financial advisor with Ameriprise in Lakewood, CA, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Ameriprise and its predecessor entities since 1982. Outside of his advisory work, Kurtz serves on the Board of Directors for the YMCA of Greater Long Beach, chairs its Finance Committee, and participates in community organizations including the Rotary Club of Lakewood and Los Altos United Methodist Church. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Evan Ocepek is a CFP® with 15 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked at Woodbury Financial Services Inc. for four years and Western International Securities, Inc. for ten years. Ocepek is a partner at Murphy Financial Services, a DBA investment-related business, and is also licensed as an insurance agent. OSAIC serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services supported by a model-based investment process and a multi-advisor platform. The firm is notable for its scale, affiliate network, and recent consolidation activity.

Jeremy Celentano is a financial advisor with Primerica Advisors in Huntington Beach, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Primerica Financial Services since 1999 and PFS Investments Inc. since 2001. Outside of investment advisory, he is involved in the sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through a large network of advisors using model-driven strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Robert Dominik is a financial advisor at Raymond James & Associates with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for 10 years before joining his current firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research.

Ian Riley is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 designations and has 28 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

Edward Rakosky is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies tailored to the unique financial goals of his clients. His expertise spans a variety of areas including education planning, family wealth management, legacy planning, personal retirement planning, portfolio management, socially responsible and ESG investing, as well as services for endowments, foundations, non-profits, defined benefit plans, small business strategies, and sports and entertainment sectors. Edward holds several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from the State University of New York and a Master's Degree from Pepperdine University. Outside of his professional duties, Edward is involved in his community and currently serves as President of the Saint John Bosco Homerun Club. His personal interests include a wide range of outdoor and athletic activities such as baseball, basketball, biking, football, golfing, racquetball, rock climbing, running, and yoga, as well as spending time with his family.

Chinh Vuong is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has been affiliated with Merrill and Bank of America, N.A. since 2006. Outside of his advisory role, Vuong owns a sole proprietorship unrelated to investment activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.