Marvin Tsao is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Pan Group. He joined Merrill in 2023 and works alongside his mother, who has been with the firm for nearly 20 years. Together, they serve approximately 180 households, including businesses, family trusts, and pension plans. Marvin focuses on family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and individual and corporate investment strategy. Before joining Merrill, Marvin worked as a data scientist at the Jet Propulsion Laboratory, where he conducted near-infrared observations of Jupiter and performed data analysis to produce atmospheric trends and maps. He holds a Bachelor's Degree in Science in Economics from the University of Michigan—Ann Arbor, with a specialization in American Industries. Marvin is a Personal Investment Advisor (PIA). In addition to his professional work, Marvin enjoys chess, bowling, cooking, fishing, gardening, hiking, music, reading, traveling, and spending time with his family. In 2025, Marvin was named to the Forbes "Best-in-State Wealth Management Teams" list as a member of the Pan Group.

Jonathan Lising is a CFP® professional at Edward Jones with 22 years of industry experience, including 14 years at Edward Jones. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns a real estate business based in Huntington Beach, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, as well as affiliated mutual funds and tax-efficient services.

Javier Rojo is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank and Merrill, among other firms. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Falon Harris is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC for five years. Harris is also involved in forming an LLC focused on peer-to-peer car rentals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Malcolm Johnson is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding Series 63 and Series 65 licenses and six years of industry experience. His background includes roles at JPMorgan Chase Bank, Deutsche Bank, and Hybrid Securities Fund I. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michelle Yazawa is a financial advisor at Ameriprise with nine years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial LLC for four years before joining Ameriprise in 2020. Outside of her advisory work, Yazawa serves on the Board of Directors for the North Torrance Youth Musician's Ensemble and operates a part-time photography business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating detailed recommendation reports and ongoing tax-aware withdrawal strategies.

Wilson Yang is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank. His outside activities include managing a small rental income business. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers.

Yiqun Li is a financial advisor at Morgan Stanley with five years of industry experience. Prior to joining Morgan Stanley in 2024, Li worked at J.P. Morgan Securities and First Republic Investment Management Inc. He holds Series 65 and Series 63 registrations. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured approach. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and Corporate Financial Planning agreements.

Andrew Kausteklis is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has 18 years of industry experience and has worked at Wells Fargo Advisors and UBS Financial Services. Outside of his advisory role, he owns and manages a rental property business in Los Angeles. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning solutions tailored to clients meeting certain net-worth criteria, utilizing Wells Fargo research and planning tools.

Opinder Marwah is a financial advisor at OSAIC with 27 years of industry experience. He held a position at Woodbury Financial Services, Inc. for 25 years before joining OSAIC in 2024. Marwah is licensed as a Series 63 and Series 65 professional and also works as a life insurance agent offering fixed insurance products such as term life, disability, and health coverage. OSAIC serves a diverse clientele, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to managed portfolios using various investment tools and third-party platforms.

Marc Thomas is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing financial strategies for high-net-worth individuals, families, and business owners, focusing on areas such as college education planning, family wealth management, LGBT wealth planning, retirement income, and small business strategies. His approach emphasizes a disciplined, goals-based wealth management process, tailored to each client’s unique priorities and circumstances. Marc’s expertise is supported by his registrations with FINRA (Series 7, 9, 63, and 65) and his certification as an Alternative Investments Qualified Advisor. He holds the Personal Investment Advisor (PIA) designation and maintains life insurance licensing through Merrill Life Agency in California. His educational background includes a Bachelor's degree from Indiana University and attendance at the University of South Florida. Committed to community involvement, Marc has served as a volunteer board member for the Families Forward Learning Center. Outside of his professional work, he enjoys baseball, biking, gardening, hiking, running marathons, swimming, tennis, and spending time with his family.

Elliot Chang is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jing Liu is a financial advisor at Merrill with 12 years of industry experience. Liu holds the Series 63 and Series 66 designations and has worked at Bank of America/Merrill since 2017, including a prior role at Shoujun Asset Management Limited. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual, high-net-worth, and institutional clients.

Alexander Apodaca is a financial advisor with LPL Financial and holds a Series 66 designation. He has nine years of industry experience, including six years at CUNA Brokerage Services and twelve years in an advisory role at SchoolsFirst Federal Credit Union. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs and financial planning services. The firm provides both discretionary and non-discretionary management, utilizing model portfolios, third-party research, and technology-driven investment strategies.

Austin Park is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Independent Financial Group, UnionBanc Investment Services, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Yong Joon Cho is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked at several related firms, including Wells Fargo Advisors and UnionBanc Investment Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, delivering both brokerage and advisory solutions.

Alexander Mineros is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMC BANK NA (Southwest) starting in 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Fay Meng is a Series 66-licensed financial advisor with UBS Financial Services in Claremont, CA, bringing 25 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Nilesh Shah is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Bank of America, CanAm Investor Services, and ENAM Holdings P Ltd. Outside of his advisory work, he serves as Joint Secretary for the San Francisco Chapter of the Institute of Chartered Accountants of India, a nonprofit volunteer role focused on chapter member services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Wong is a financial advisor at Morgan Stanley with 37 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and advisory programs supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of its standalone planning program.