James Lang is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include 18 years at LPL Financial and ownership of J.D. Lang & Associates, a legal practice focusing on estate and tax planning. He serves as an officer and director for the Learned Preston Foundation, where he manages legal, accounting, and administrative functions. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm offers financial planning and portfolio management through multiple platforms, utilizing a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investments.

Carlos Arroyo Govea is a financial advisor at Lido with two years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Upstart. Outside of his advisory role, he occasionally works as a delivery driver. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach that incorporates equities, fixed income, alternatives, and options strategies, and it also plays an active role as a sub-adviser to investment funds.

David Lipsey is a financial advisor at Lido with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Investment Institute and Wells Fargo Private Bank. Lido serves a diverse range of clients, including high-net-worth individuals, family offices, charitable organizations, and pension plans, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach that combines various asset classes and strategies, and is noted for its active sub-advisory role and comprehensive affiliated capabilities.

Marya Young is a financial advisor with Lido Advisors, LLC, holding a Series 63 designation and bringing 24 years of industry experience. Her career includes roles at Private Wealth Strategies, Lincoln Investment, Shore Morgan Young Wealth Strategies, and Osaic FA, Inc. Outside of advising, she is the owner and president of Design for Elegance, a furniture design business. Lido Advisors serves a diverse client base including high-net-worth individuals, family offices, charitable organizations, and pension plans. The firm employs an integrated wealth-management approach that incorporates tactical and defined-risk option strategies while offering a broad range of affiliated services such as trust, tax, and insurance.

Spencer Miller is a Private Wealth Advisor and co-founder and senior partner of The Miller | Asher Group within Merrill Private Wealth Management. He focuses on meeting the comprehensive financial needs of current and former private business owners, their families, and uniquely successful individuals. Spencer leverages extensive ultra-high-net-worth resources across the firm to provide expertise in global financial strategies, pre- and post-liquidity event planning, estate and family legacy planning, philanthropic planning, and offers access to structured credit through Bank of America. His approach includes utilizing advanced value acceleration methods for businesses, assisting with business sales, mergers, acquisitions, ESOP strategies, and recapitalization services by implementing process-driven solutions tailored to evolving client needs. Spencer leads The Miller | Asher Group’s wealth management and client strategy committees and holds the Certified Private Wealth Advisor® (CPWA) designation from the Investments & Wealth Institute, taught in conjunction with the University of Chicago Booth School of Business, as well as the Certified Exit Planning Advisor (CEPA) designation. Spencer earned his bachelor's degree from the University of California system and completed an accredited certificate program at the University of Chicago. Outside of his professional work, he and his family reside in Agoura Hills, California. They actively support UCLA academics and athletics. Spencer’s personal interests include basketball, football, reading, soccer, swimming, traveling, and spending time with his family.

William Dixon is a financial advisor at Lido with three years of industry experience. He holds a Series 65 designation and has worked previously at Northwestern Mutual and Duke University. Lido serves a diverse range of clients including high-net-worth individuals, family offices, charitable organizations, and pension plans. The firm uses an integrated wealth-management approach that employs various asset classes and tactical option strategies, while also providing extensive affiliated services such as trust, tax, and insurance.

Jeremy Curtis is a CFP® professional with six years of industry experience. He is currently an advisor at Lido Advisors, LLC, where he has worked since 2026. His prior experience includes roles at Strata Wealth Advisors, Guardian Life Insurance Company, The Curtis Law Firm, Lightstone Wealth Planning Solutions, Avidian Wealth Solutions, New York Life Insurance Company, and Integrated Wealth Counsel. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, corporations, and pension plans. The firm offers comprehensive wealth-management services with an integrated investment approach that includes equities, fixed income, alternatives, and tactical option strategies, and it is notable for its active sub-advisory role and extensive affiliated service capabilities.

Douglas Scotti is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2007. Outside of his advisory role, he manages Scotti's Original Springs, LLC, a business involved in trademark management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with unique market roles, including in-house research, swap dealing, and futures commission merchant services.

Christian Tiscareno is a Series 66-licensed financial advisor with ten years of industry experience. He currently works at Lido Advisors, LLC, having joined in 2025, and previously held positions at BluePointe Capital Management, Fisher Investments, and Securities America. Outside of his advisory work, he serves as a chapter leader for the Gates Millennium Scholars Alumni Association in the Silicon Valley/San Francisco area and has contributed to FindMyVote.org, a website aimed at helping voters locate polling places and voter registration information. Lido advises a diverse client base that includes high-net-worth individuals, family offices, trusts, charitable organizations, and pension plans, offering investment management, financial planning, family office services, and referrals to affiliated trust, tax, insurance, and brokerage services. The firm manages approximately $42.5 billion in assets and employs an integrated wealth-management approach that incorporates tactical and defined-risk option strategies across multiple asset classes.

Richard Ratner is a financial advisor at Hightower Advisors in Los Angeles, holding a Series 65 designation with five years of industry experience. Prior to joining Hightower Advisors, he worked at CBRE, Inc for 13 years. He serves as a board member of the Cedar Sinai Board of Governors. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, with an emphasis on discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting.

Roy Elliott Jr. is a financial advisor at Lido with 24 years of industry experience and holds a Series 66 credential. His prior experience includes positions at First Republic Investment Management, Wells Fargo Clearing, and Morgan Stanley. He serves as a non-voting board member of Oncology and Kids, a nonprofit focused on supporting children affected by cancer. Lido provides wealth management and financial planning services to a broad client base, including high-net-worth individuals, family offices, and institutional investors. The firm employs an integrated investment approach that includes tactical option strategies and sub-advisory roles, while offering a range of affiliated trust, tax, insurance, and brokerage services.

Marcus Braun is a financial advisor at Lido with three years of industry experience. He holds the Series 66 designation and has previously worked at UBS Financial Services and Equitable Advisors. Braun is involved with Credit Abuse Resistance Education (CARE) Los Angeles, where he educates students and underserved communities on financial literacy, and serves on the Finance Committee of the Notre Dame Club of Los Angeles. Lido advises a diverse range of clients including high-net-worth individuals, family offices, trusts, and charitable organizations, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with active sub-advisory roles and operates multiple affiliated entities delivering comprehensive financial solutions.

Shannon Sahli is a financial advisor at Lido with two years of industry experience. She holds a Series 65 designation and previously worked at JetBlue Airways and Starbucks. Lido serves a diverse client base, including high-net-worth individuals, family offices, charitable organizations, and pension plans. The firm uses an integrated wealth-management approach combining multiple asset classes and option strategies, while also providing a broad range of affiliated services such as trust, tax, insurance, and brokerage.

Ryan Cosgrove is a financial advisor at Lido with seven years of industry experience. He holds a Series 65 designation and previously worked at Financial Engines Advisors L.L.C., LifeTyme Financial Advisors, and Alpha Squared Capital. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, charitable organizations, and pension plans, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach utilizing a range of asset classes and options strategies, and it is notable for its active sub-advisory role and affiliated in-house capabilities.

Daniel Weitzman is a CFP® professional with five years of industry experience. He has been with Lido Advisors, LLC since 2019 and previously worked at RAI Wealth Management and VACA. Outside of financial advisory roles, he spent two years at Catering by Greg. Lido serves a diverse client base including high-net-worth individuals, family offices, charitable organizations, and institutional investors, offering investment management, financial planning, and family office services. The firm manages approximately $42.5 billion in assets and employs an integrated wealth-management approach that includes tactical option strategies and sub-advisory roles for investment funds.

Sebastian Ferro Sequedo is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC, Bank of America, N.A., Merrill, and Julius Baer International Ltd. Sebastian is based in Beverly Hills, CA. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer activities, and bespoke discretionary solutions for very large relationships.

Leah Melendez is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 15 years. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and a large institutional platform.

Anmol Multani Kohal is a financial advisor with Lincoln Investment, holding a Series 66 credential and two years of industry experience. Prior to joining Lincoln Investment in 2025, he worked at Equitable Advisors and ZS Associates. He also serves as an Associate Planner in training at The Rawls Company, focusing on business succession planning. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management with advisor-led and firm-managed models, and access to third-party managers, supported by an in-house Investment Management & Research team.

Garrett Gabriel is a financial advisor at Lido with a Series 65 designation and four years of industry experience. His prior work includes roles at Spectrum Financial Group and Cephas Partners. Lido serves a diverse clientele including high-net-worth individuals, family offices, trusts, charitable organizations, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach that combines tactical option strategies and diversified asset allocation, and it acts as sub-adviser to notable investment funds such as the VanEck U.S. Equity Buffer ETF.

Daniella Amore is a CFP® and Series 65-registered financial advisor with four years of industry experience. She currently works at Lido Advisors, LLC and previously held roles at Exchange Capital Management and Eddie Bauer. She is also a Notary Public in Michigan, providing services on an ad-hoc basis for existing clients. Lido serves a wide range of clients including high-net-worth and ultra-high-net-worth individuals, family offices, and institutional entities, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach and distinguishes itself through active sub-advisory roles, options-based strategies, and extensive affiliated capabilities.