Ethan Lagasse is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and The Spot. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, using a range of investment tools and third-party platforms to construct and manage portfolios across multiple asset classes.

Shane Terry is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and bringing 30 years of industry experience. He has been with LPL Financial since 2015. Outside of his advisory role, he is involved with Terry Capital, Inc., a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Marangola is a CFP® and ChFC® with 26 years of experience in the financial industry. He is currently affiliated with LPL Financial and also serves as president and owner of Marangola Financial Group, Inc., where he provides financial advice and income tax return preparation. His career includes prior experience at OSAIC and FSC Securities Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Karina Mendoza is a Series 66-licensed financial advisor at UBS Financial Services with seven years of industry experience. She has worked at UBS since 2019 and previously had brief tenures at Merrill Lynch. Outside of her advisory roles, she was involved with YMCA San Diego County for five years and San Diego State University for four years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Edward Creed is a financial advisor at Ameriprise with 37 years of industry experience. He has held roles within Ameriprise and Ameriprise Financial Services, Inc. since 2005. He holds a Series 63 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm integrates proprietary research and algorithmic tools with a selective investment approach influenced by its affiliated product ecosystem.

Christopher Gregson is a financial advisor with LPL Enterprise holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles in roofing and insurance services, and he maintains involvement with Emerald Street Capital and I-Surance Insurance Services. Gregson also acts in a fiduciary capacity for a family trust and will. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients by offering financial planning, advisory, and brokerage services through an integrated platform that includes insurance products and access to third-party asset managers.

Russell Fujii is a financial advisor with Edward Jones in Carlsbad, CA, holding a Series 66 credential and possessing 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he serves as a trustee for a family living trust. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large national network of advisors and offers a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and specialized services.

Joshua Billauer is a financial advisor with Wells Fargo Clearing in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Billauer also serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Jason O Reilly is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at HSBC Bank USA, HSBC Securities (USA) Inc., Wells Fargo, and Citibank. He has also served as a bank officer for HSBC Bank (USA) N.A., where he engaged in the sale of bank-related products and services alongside his registered representative duties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Naief Al Chaikh is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He previously worked at Ameriprise and Comerica Securities, Inc., where he spent nine years. Al Chaikh is also engaged in outside business activities related to investment platforms connected to Comerica Bank. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and multiple portfolio management options.

David Cynkin is a financial advisor with UBS Financial Services in La Jolla, CA, holding a Series 66 designation and two years of industry experience. His background includes roles at UBS since 2023 and academic positions at the University of Oregon from 2019 to 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and fiduciary services.

Julia Farag is a financial advisor with Cetera in San Diego, CA, holding a Series 66 designation and one year of industry experience. She has previously worked at Fonte Financial Advisors and served as a philanthropist before joining Cetera. Outside of her advisory role, she serves as vice president of the nonprofit board of directors for the Kai Elua Outrigger Canoe Club. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and consulting services through a nationwide network of independent advisors, utilizing multiple program structures and third-party managers.

Tracie Dasilva is a Wealth Management Advisor associated with Merrill Lynch Wealth Management. She contributes to personal planning and wealth management with a focus on integrity, transparency, and client education to foster long-term multigenerational relationships. While specific details about her individual experience, education, or community involvement were not provided, Tracie's role situates her within a practice that emphasizes comprehensive, client-centric strategies tailored to personal goals and values.

James Roeske is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch. He began his career in wealth management in 2000 and has since developed relationships with a diverse clientele. In 2016, James was appointed Resident Director of the La Jolla office, taking on responsibilities that include training and coaching Merrill financial advisors and supporting experienced advisors in identifying appropriate products and services for their clients. James holds several professional credentials, including the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the CFP Board, the Certified Investment Management Analyst (CIMA) certification from the Investments & Wealth Institute, and is recognized as a Personal Investment Advisor (PIA). He earned a Bachelor of Science degree from Saint Mary's College of California. His client focus areas encompass executive compensation, family wealth management strategies, portfolio management services, ESG investing, tax minimization, retirement income, and other financial planning services. Residing in San Francisco and La Jolla with his wife and two children, James is active in his local community, particularly with La Jolla's public school system. He is a member of the La Jolla Historical Society and contributes to La Jolla Elementary. Outside of work, James enjoys boating, boxing, football, running, skiing, swimming, tennis, traveling, and volleyball.

Ryan Montes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at several firms, including E*Trade Financial Corporation, Morgan Stanley, Charles Schwab, TD Ameritrade, Massachusetts Mutual Life Insurance Co, and Edward Jones. Montes is based in Carlsbad, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Iola Xiao is a Financial Advisor at Merrill Lynch Wealth Management and The ROK Advisory Group since 2023. She has 15 years of experience in the financial services industry, providing personalized guidance to individuals and families. Iola is fluent in Mandarin Chinese and speaks basic Cantonese, facilitating communication with a diverse clientele. Iola follows a disciplined process that begins with understanding clients' needs and goals, enabling her to create flexible financial strategies adaptable to changing market conditions. She leverages investment insights from Merrill and banking and lending solutions from Bank of America. Iola holds the Certified Divorce Financial Analyst (CDFA) designation and the Personal Investment Advisor (PIA) credential. Based in San Diego, Iola enjoys spending time with her son, Tyler, and engaging in activities such as traveling and golfing.

Morgan Seymour is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has been with Merrill since 2019 and worked previously at San Diego State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Ariana Jordan is a financial advisor with Wells Fargo Clearing in Rancho Santa Fe, CA. She holds a Series 66 designation and has nine years of industry experience, including a prior role at Investment Technology Group. Jordan has been with Wells Fargo Clearing since 2017. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, supporting a large network of financial advisors and offering both brokerage and advisory solutions.

Daniel La Page is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2004. Outside of his advisory role, he owns a rental property in Cottontown, Tennessee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm uses an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, and participant education.

Cheryl Giustiniano is a CFP® professional with 33 years of experience in financial advising. She is currently affiliated with LPL Financial and has previously worked at Giustiniano Wealth Strategies, Cavanaugh Financial Group, D Canada Financial, and Raymond James Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, with access to model portfolios, third-party research, and various portfolio management services.