Sandra Fitchjian is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Merrill since 1980, totaling 46 years at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Coley Davis IV is a financial advisor at OSAIC with eight years of industry experience and holds a Series 66 designation. He has worked with Cooper Financial Group since 2018 and previously held roles at Securities America Advisors and C.B. Financial Insurance Services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Cory Schmelzer is a CFP® with 29 years of industry experience, currently with Osaic since 2023. He previously held roles at San Diego Wealth Management, Sagepoint Financial, and several other firms dating back to 1997. Outside of financial advising, he is involved in property management and real estate sales through multiple LLCs and serves as a board member for the Alta La Jolla HOA. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by a range of tools and programs, including discretionary strategies and third-party managers.

David Tam is a financial advisor at Raymond James Financial with 23 years of industry experience. He previously worked for Edward Jones for 22 years before joining Raymond James in 2025. Tam serves as president of TWMSD LLC, a support company for Tam Wealth Management in San Diego. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary, tailored planning and consulting using risk profiling and analytical tools, supporting clients through various advisory programs.

Daniel Brecher is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Citigroup Global Markets. Outside of his advisory work, he owns and operates Brecher Family LLC, a nonprofit farm and animal rescue based in San Diego. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Richard Ward is a Certified Financial Planner (CFP®) with 19 years of experience, all spent at Edward Jones since 2007. He serves as an independent board member of Cask NX, LLC in San Diego. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients with a range of investment advisory programs, managing over $1 trillion in assets through a nationwide network of financial advisors.

Alex Cole is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2013, including over a decade with Morgan Stanley Private Bank, N.A. based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by proprietary tools and models, managing approximately $2.74 trillion in client assets.

Adam Sinkoff is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Carson Butts is a Series 66 licensed financial advisor with J.P. Morgan Securities in La Jolla, CA. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to joining J.P. Morgan, his career included roles at WestPac Wealth Partners, MicroAge, Vanta, Insight Enterprises, H-E-B, and UPS. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes access to derivatives and commodities capabilities.

Robert Molinari is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has previously worked at Commonwealth Financial Network and Tower Square Securities, Inc. Outside of his advisory role, he serves as an advisor to OmniClient, Inc., a consulting firm in Poway, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment programs delivered through a large network of advisers using various strategies including model portfolios and third-party management.

Randall Kilpatrick is a financial advisor at Morgan Stanley with 42 years of industry experience. He has held roles at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, following 12 years at Citigroup Global Markets. Kilpatrick holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and comprehensive financial planning services supported by firm-approved tools and methodologies.

Isaac Hansen is a financial advisor with Cambridge Investment Research Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His prior work includes roles at LPL Financial, Trilogy Capital, Trilogy Financial Services, and National Planning Corporation. He serves as a board member of the Western Pension & Benefits Council, focusing on pension education. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platforms.

Amy Soo Donk is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and has been with LPL Financial since 2017. Her prior work includes roles at Cloak & Petal, Red O Restaurant, and Covance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mark Ruyle is a financial advisor at Edward Jones with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley and Allstate Insurance Co. Ruyle is based in La Jolla, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branches.

Amer Mistry is a Certified Financial Planner (CFP®) with 21 years of industry experience, currently serving as an advisor at Edward Jones since 2006. He is based in San Diego, CA. Outside of his advisory role, Mistry serves on the finance subcommittee of Mama's Kitchen, a nonprofit organization in San Diego. Edward Jones is a full-service wealth management firm that serves individual and institutional clients with a broad range of advisory programs and investment options. The firm is noted for its extensive network of advisors and branch offices, as well as its affiliated capabilities including a trust company and proprietary mutual funds.

Jennifer Miller is a financial advisor at Morgan Stanley in La Jolla, CA, holding Series 63 and Series 66 licenses with 15 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Lee Guzman is a financial advisor with Morgan Stanley in San Diego, CA, holding the Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Noah Dutcher is a financial advisor at Equitable Advisors in San Diego, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he has held various roles in the restaurant and hospitality sectors. Outside of finance, he is involved with the San Diego Yacht Club. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party advisory programs.

Nicole Davis is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has been with LPL Financial since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Huy La is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and nine years of industry experience. He has been with Merrill and Bank of America since 2017. Outside of advising, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.