Gerald Heavey is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

Jordi Teixido Teixido is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and previously worked at Santander International for ten years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Patcharapa Chiwarak is a financial advisor at Morgan Stanley in San Diego, CA, with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following prior roles at Charles Schwab Bank and Charles Schwab & Co., Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Michael Wasserman is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves as a school board trustee for Cold Spring School and is a committee member of the nonprofit organization Hillel of Santa Barbara, which focuses on enhancing Jewish life on the college campus. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances.

Veronica Ramos Flores is a financial advisor with UBS Financial Services in San Diego, holding a Series 66 designation and two years of industry experience. She previously worked at Banco Santander International for twelve years. Outside of her advisory role, she serves as grantor and trustee for a wealth planning entity in San Diego. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Floyd Fielder is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 credential and 27 years of industry experience. He previously worked at Merrill for 10 years before joining LPL Financial in 2009. In addition to his advisory role, he is involved in mortgage brokerage services through Home and Loan Finders. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, employing both proprietary and third-party strategies, and supports advisors with advanced operational and research tools.

Amanda Brown is a financial advisor at Wells Fargo Advisors with 24 years of industry experience and holds a Series 66 designation. She has worked at various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Amanda Whitney is a financial advisor at Cetera with six years of industry experience. She holds Series 63 and Series 65 licenses. Her prior roles include positions at OSAIC, Guide My Finances, Woodbury Financial Services, and various independent firms. Whitney also serves as an insurance agent selling fixed insurance products and operates a securities-related business providing financial planning and investment advisory services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary strategies.

Karen Brady is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 63 and Series 65 credentials. Prior to joining LPL Financial in 2023, she worked at Wedbush Morgan Securities for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment solutions including model portfolios, third-party asset management, and institutional platforms.

Analisa Mcguffie is a financial advisor with UBS Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining UBS in 2022, she held roles at Quality Controlled Manufacturing Inc. and the University of Arizona. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans and portfolio management.

Gilda Aceves is an International Wealth Advisor with Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies for a select group of high net worth clients, focusing on areas such as family wealth management, international wealth management, managing new wealth, portfolio management services, and women and wealth. Gilda holds a Bachelor's Degree from San Diego State University and the Personal Investment Advisor (PIA) designation. She emphasizes a one-on-one approach to create financial strategies tailored to each client's long-term goals. In addition to her professional work, Gilda is actively involved in community volunteer activities and enjoys personal interests including cooking, music, reading, running, tennis, traveling, and spending time with her family.

Daniel Rice is a CFP® with 26 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at California Health Benefit Exchange and Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base that includes individual investors, employer-sponsored retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering services such as financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.

Christopher Quinley is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA, where he has worked since 2011. He has 20 years of industry experience, including five years at Ameriprise prior to joining LPL. Quinley is also co-owner and president of Liang & Quinley Tax Management and co-owner of Bruno Skorheim LLP, both of which provide tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with model portfolios, third-party subadvisors, and various investment platforms while maintaining a broad range of related financial services.

Leonel Aceituno is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked at Unionbanc Investment Services from 2013 to 2024 and Union Bank from 2008 to 2017. He holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jessica Hardy is a financial advisor at Cetera with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Cetera since 2019, following prior roles at Foresters Financial Services and Foresters Advisory Services. Outside of her advisory work, she serves as the 2nd Vice President of Education for Curie Elementary PTA and volunteers with the PTA Garden Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.

Michael Zeiter is a financial advisor with Osaic Wealth, Inc. in La Jolla, CA, holding a Series 63 designation and 24 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Outside of his advisory work, he owns a rental property. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessment, and multiple third-party platforms to manage portfolios across various investment types.

Charity Schulz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. She has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Heather Gabbara is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014, including roles at JPMorgan Chase Bank, N.A. since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory with brokerage and investment management capabilities.

Tito Gutierrez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, he worked at JPMorgan Chase Bank, N.A. starting in 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Francisco Davila is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2013 and also works with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.