Jake Harrison is a Series 66-licensed financial advisor with Ameriprise, based in Carlsbad, CA, and has nine years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Ameriprise provides retirement-income planning services primarily for clients with at least $1,000,000 in net investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored, written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Anthony Richardson is a financial advisor with LPL Financial in San Diego, CA, holding Series 63, Series 65, and Series 66 licenses and nine years of industry experience. His prior roles include positions at Grove Point Investments, CUSO Financial Services, Charles Schwab & Co., and TD Ameritrade Institutional. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Matthew Molstre is a financial advisor with Thrivent Investment Management in Del Mar, CA, holding a Series 66 registration and with 20 years of industry experience. He has been with Thrivent Financial and its investment management affiliate since 2003 and 2005, respectively. Thrivent Investment Management delivers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based planning and modeling tools covering diverse topics, with an option to combine planning and managed-account services under a consolidated billing program called “WealthPlan.”

Fernando Vivanco is a Series 66-licensed financial advisor with Merrill in San Diego, CA, with nine years of industry experience. He has been associated with both Merrill and Bank of America since 2011. Outside of his advisory role, Vivanco is involved in personal music production and songwriting, where he plays instruments, writes songs, and posts music on various streaming platforms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Kaleah Yearwood is a Series 66-credentialed financial advisor at Merrill with three years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and held positions in insurance, credit union services, and public safety. Outside of finance, she is employed part-time at a fashion boutique in San Diego. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and investment strategies to Bank of America fiduciary clients, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations through model-based and discretionary approaches.

Vicente Cesar Gonzalez is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to joining Primerica Advisors, he worked at GA-ASI and has been self-employed. Outside of his advisory role, he is the owner of StarryBell, LLC, a non-investment-related business. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies managed by third parties and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Jeramy Larson is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials with 20 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a three-year tenure at Citigroup Global Markets. Outside of his advisory work, Larson co-owns a photography business with his spouse. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs a structured planning process using proprietary tools and models, managing approximately $2.74 trillion in client assets.

Mary Hoffman is a financial advisor at Edward Jones with eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at Vistage Worldwide. Mary holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs with a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

Eugene Plahotnii is a financial advisor at UBS Financial Services with nine years of industry experience. He holds the Series 66 designation and has worked at firms including Wells Fargo Clearing, Avantax Advisory Services, FSC Securities Corp, and ATS Advanced Trustee Strategies. Eugene is based in San Diego, CA. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor client plans. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant operations and market-making activities.

Cesar Fierro is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including TD Ameritrade, Independent Financial Group, and Wells Fargo Clearing. Charles Schwab & Co., Inc. serves a large client base ranging from high- to ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, supported by centralized custody, research, and alternative investment programs.

Aaron Mayer is a financial advisor with LPL Enterprise in San Diego, CA, holding Series 65 and Series 63 licenses and five years of industry experience. He previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, Mayer serves as a hockey coach for the Ray & Joan Kroc Center and the San Diego Saints Hockey Club. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities, utilizing a model-driven investment approach and offering access to third-party asset managers and wrap programs.

Jeremy Alexander is a financial advisor with Equitable Advisors in San Diego, CA, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. He has spent much of his career at various iterations of Equitable Advisors and AXA Advisors since 2007. In addition to his financial services career, he is an active member of the California Bar and maintains a non-practicing law license. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, nonprofit organizations, and other institutional clients. The firm utilizes both proprietary and third-party advisory models to tailor services according to client needs and risk tolerance.

John Foltz is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, Cantella & Co., and Cambridge Investment Research. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided primarily by investment adviser representatives using various customizable strategies.

Joseph Irace is a Financial Consultant at Fidelity Investments, where he partners with individuals and families to provide holistic financial planning. His approach focuses on aligning financial strategies with clients' personal goals, utilizing Fidelity's platform and resources to support wealth building and protection. Joseph has held several roles within Fidelity Investments, including Investment Consultant and Central Relationship Manager, before becoming a Financial Consultant in 2025. His prior experience includes positions at Cetera Financial Group, CION Investments, PGIM Investments, and Merrill Edge, giving him a broad perspective on financial services and investment solutions. He holds a California Insurance License. Outside of work, Joseph enjoys fitness, social events with friends, hiking, music, spending time with pets, and reading.

Troy Pangelinan is a CFP® professional with two years of experience in the financial advisory industry. He currently works with San Diego Wealth, part of Osaic, and has prior experience with F.A.I.T.H. Driven Planning and service in the United States Air Force. Outside of advising, he supports financial advisors as a paraplanner by assisting with financial life planning, investment research, and economic analysis. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with an emphasis on asset allocation, portfolio optimization, and risk management, supporting both discretionary and advisor-managed strategies.

Robert Nachtsheim is a CFP® with one year of industry experience. He has worked at LPL Financial since 2018 and previously held a position at JPMorgan Chase from 2014 to 2018. He is based in San Diego, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and third-party asset management, supported by advanced advisor tools and a broad platform of financial services.

Riley Cavanaugh is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked briefly at Raymond James Financial and Raymond James Financial Services, Inc. Outside of his advisory role, he operates the Cavanaugh Group, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nayra Ramirez is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 1992. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages substantial assets and offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Jamie Smith is a financial advisor with Equitable Advisors in San Diego, CA, holding a Series 66 designation and 23 years of industry experience. Jamie has been with Equitable Advisors since 2003, including its prior affiliation with Axa Advisors. Outside of advisory work, Jamie is involved in an outside fixed business. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm delivers services through a network of Investment Adviser Representatives and employs a range of advisory models, including third-party program sponsors and discretionary portfolio advisory within selected programs.

Claire Neville is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, she worked at Warner Bros. Discovery and CNN International. She serves on the board of Neville's Automotive Co., an automotive and transportation business based in Oceanside, California. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through various advisory and brokerage services.