Mohamed Abdalnaby is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019. His prior experience includes roles at Target, Axa Advisors, Naeem Brokerage, and Beltone Financial Holding. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Bryce Darland is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise and Cetera Investors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

R Forrest is a financial advisor at UBS Financial Services with 26 years of industry experience. He has held his current position at UBS since 2014 and holds Series 63 and Series 66 credentials. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Jessica Combe is a financial advisor at Ameriprise in Aliso Viejo, CA, holding a Series 66 designation with three years of industry experience. She previously worked at Morgan Stanley for eight years and at Ameriprise Financial Services Inc. for four years. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, primarily focusing on assets held in Ameriprise Managed Accounts.

David Sedrak is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2017, including a tenure at Morgan Stanley Private Bank beginning in 2018. Prior to that, he was with UBS Financial Services from 2015 to 2017. Outside of his advisory work, Sedrak owns and operates a retail and online store business. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by proprietary tools and models. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Heidi Stangl is a CFP®-credentialed financial advisor with 10 years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank for eight years before joining RBC Capital Markets in Newport Beach, CA. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Trishia Olivas is a Financial Advisor at Merrill Lynch Wealth Management with over 14 years of experience in the financial services industry. She collaborates closely with individuals, families, and business owners to provide financial clarity and confidence. Trishia works with clients to understand their unique goals and circumstances, creating personalized strategies to meet their financial objectives. Her expertise includes assisting women navigating life transitions such as divorce, widowhood, or career changes, as well as supporting business owners managing personal and business financial planning. She also guides families in balancing saving for education, retirement, and wealth transfer. Trishia adopts a collaborative approach, working alongside other trusted advisors to ensure cohesive financial plans. Trishia holds a Bachelor's Degree from the University of California System and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). Outside of work, she enjoys hiking, music, reading, running, spending time with family, traveling, and yoga.

Kun Er Lu is a financial advisor with LPL Financial in Rancho Mission Viejo, CA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, retirement consulting, and brokerage services supported by model portfolios and research from multiple sources.

Ying Wang is a financial advisor at Ameriprise with 18 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Ameriprise in 2023, she worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC from 2013 to 2023. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency strategies to deliver written, non-discretionary retirement recommendations through a centralized consulting team.

Melanie Lee is Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2020. Her role involves partnering with individuals and families to simplify financial planning and develop customized plans aligned with clients' goals and objectives. Prior to her current position, she served as a Financial Consultant at Fidelity Investments from 2020 to 2024 and as a Financial Advisor at Kinetic Financial from 2016 to 2020. She holds a California Insurance License. Outside of her professional responsibilities, Melanie enjoys camping, family activities, fitness, golf, pets, and traveling.

Charles Goffin is a financial advisor with Wells Fargo Clearing in Mission Viejo, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he serves as a trustee for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Crismon is a financial advisor at Merrill with five years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at JPMorgan Chase Bank NA for 12 years. Outside of finance, he owns and manages a travel agency, Terra Tour and Travel Advisors, LLC, which has been in operation for over 45 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Theodosios Drivas is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has worked in various roles at firms including Leapfin, Narvar, Clifton Larson Allen, and White Nelson Diehl Evans. Drivas also supports lead advisors with comprehensive financial planning, including retirement readiness, estate planning, and investment strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Dylan Massey is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Mercer and Murow Development Consultants and has experience in a variety of roles including at California Polytechnic State University and Seattle Boat Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, along with trading, account administration, and custody support.

Shannon Giesecke is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc since 2004. Outside of her advisory role, she serves as the manager of an LLC established for estate planning purposes related to family-owned commercial storage facilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Douglass Cosgrove is a financial advisor with UBS Financial Services in Laguna Niguel, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with UBS Financial Services and its predecessor, Paine Webber, since 1994. Outside of his advisory role, he serves as a reserve police officer for the Huntington Beach Police Department. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm provides a wide range of services including fee-based financial planning, portfolio management, and institutional trading capabilities.

Robert Reckinger is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and previously worked at UBS Financial Services for 11 years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Jason Reyes is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2000, also serving at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Russo is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with substantial investable assets, combining research and modeling techniques to provide tax-efficient withdrawal strategies and Social Security claiming advice. The firm delivers advisory, brokerage, and insurance solutions through a broad institutional platform.

Nicholas Kolesar is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with Merrill since 2009 and has been affiliated with Bank of America since 2002. Kolesar serves as a director for the Boys & Girls Club of Greater Scottsdale and the Central Arizona Estate Planning Counsel, both charitable organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.