Nora Okamoto is a financial advisor with Bankers Life Advisory Services, Inc. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., as well as experience outside finance managing Bagel Cafe Inc. in California. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis methods to create tailored portfolios aligned with clients’ goals and risk tolerances.

Kaiwen Liu is a CFP® with seven years of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC. His prior roles include positions at Whittier Trust Company, Goldman Sachs & Co. LLC, and The Ayco Company, L.P./Mercer Allied. MAI Capital Management provides discretionary and non-discretionary investment management and integrated wealth services to individuals, families, sports professionals, trusts, and institutional clients. The firm employs a customized investment approach across various strategies and offers additional services such as retirement plan consulting, trust administration, and insurance administration.

Allison Chema is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and five years of industry experience. She has been with Ayco, a Goldman Sachs Company, since 2019. Her prior roles include positions related to education and student housing. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and integrated strategies, offering tailored solutions such as Executive Wealth and Private Family Office support.

Peiyi Wang is a financial advisor at HSBC Securities (USA) Inc. in Irvine, CA, holding a Series 66 designation with three years of industry experience. Prior to joining HSBC in 2023, Wang was CEO of Alty International Inc., a service company related to real estate agency services, where she retained a share but no longer has an active role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary investment options supported by strategic and tactical asset allocation developed with HSBC Global Asset Management.

Kenneth Sotherlund is a Series 65 licensed advisor with Guardian Life and Park Avenue Securities, based in Irvine, CA. He has one year of industry experience and previously worked at Aflac and The Billing Connection, Inc. He is also involved in outside insurance sales. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and advisory solutions, combining advisor-led discretionary management with model-based strategies and digital advisory tools.

Zupei Yu is a CFA® charterholder with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Located in Irvine, CA, Zupei previously worked at Edward Jones and Transpacific Financial Inc. from 2018 to 2025, and also has experience at Cal State Fullerton. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Laura Mai is a financial advisor at Citizens Securities, Inc. with 15 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and E*TRADE Capital Management LLC. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory services include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Vijaykrishna Sadagopan is a financial advisor at Eagle Strategies (NY Life) based in Newport Beach, CA, with one year of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at NYLIFE Securities LLC, New York Life Insurance Co, Papa Inc, Dreem Inc., and Qualcomm Life Inc. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and emphasizes non-discretionary asset management and fiduciary responsibilities to retirement investors.

Xianli Zhou is a CFP®-certified financial advisor with Transamerica Financial Advisors, bringing nine years of industry experience. Zhou has held roles at Transamerica Financial Advisors since 2016 and has additional experience in semiconductor manufacturing with ASML and Cymer LLC. Outside of advising, Zhou is involved in tax preparation services. Transamerica Financial Advisors serves a diverse client base that includes individual investors, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, combining proprietary and third-party investment models with both discretionary and non-discretionary program options.

Analiese Lauro is a financial advisor at Goldman Sachs Wealth Services with eight years of industry experience. She holds a Series 66 designation and previously worked at The Ayco Company, L.P./Mercer Allied and Financial Partners Credit Union. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers specialized programs such as Private Family Office services and Executive Wealth programs, leveraging integrated resources across the Goldman Sachs ecosystem to deliver customized investment solutions.

David Martinez is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Outside of his advisory role, Martinez owns several businesses focused on tax preparation, legal document services, and insurance sales. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base that includes individuals, families, small businesses, corporations, trusts, and foundations. The firm offers comprehensive financial planning and portfolio management with both discretionary and non-discretionary arrangements, employing a range of analytical approaches and specialized advisory services.

Gordon Wang is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 65 and Series 63 credentials and five years of industry experience. His work history includes roles at Yu Yan Lin and USA GSD Aesthetics Corporation alongside his ongoing association with Transamerica Financial Advisors and World Financial Group. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm provides advisory and broker-dealer services through proprietary and third-party model portfolios, offering both discretionary and non-discretionary program choices.

Michael Martinelli is a financial advisor at Centaurus Financial, Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2017, following prior roles at Mass Mutual Investors Services and MetLife Securities. In addition to his advisory work, Martinelli is involved in fixed life insurance and owns Martinelli Financial Services. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, and institutions, offering financial planning and portfolio management through platforms like CLASSIC Plus. The firm manages assets via both discretionary and non-discretionary arrangements, employing various analytical approaches and providing specialized advisory services.

Jordan Freund is a financial advisor at Mariner with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at firms including Beacon Pointe Advisors, UBS Financial Services, and RBC Wealth Management. Mariner serves a diverse range of clients including individuals, pension and profit-sharing plans, trusts, and charitable organizations with services spanning investment management, financial planning, and retirement plan consulting. The firm employs customized discretionary portfolios supported by an Investment Committee and integrates tax and accounting services alongside traditional portfolio management.

Mohammad Rahimi is a financial advisor at TIAA-CREF with seven years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2024. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through various managed account programs, operating within a vertically integrated structure that includes affiliated funds.

Britton Hammock is a financial advisor at Equity Services, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at National Life Group, Northwestern Mutual, and VS Associates. Outside of his advisory role, he is involved as an insurance agent with True Path Financial and Insurance Services. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently employs third-party asset managers and model portfolios, balancing long-term strategies with options for shorter-term trading and specialized instruments.

Kara Duckworth is a CFP® with 14 years of industry experience and is currently with Mercer Global Advisors Inc. She previously led Duckworth Wealth Advisors, Inc. from 2013 to 2017 before joining Mercer Global Advisors. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, while offering a range of portfolio management and planning services.

Henry Terrell is a ChFC® and holds a Series 66 license, with 53 years of industry experience. He has been with Guardian Life and its affiliated entities since 1991 and has operated his own insurance services business since 1987. His work includes insurance sales covering long-term care, group, individual, and disability insurance. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary programs, third-party solutions, and a digital advisory platform.

Saunders Carlson is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and two years of industry experience. Prior to joining Goldman Sachs, Saunders held positions at Cresset Capital, CoreWeave, and worked in the foodservice sector with Woodgrain Bagel and Deli, SALT Bistro, Shine, and Lucky Pie Pizza. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers tailored investment strategies supported by proprietary research, integrating resources across the Goldman Sachs network to deliver comprehensive wealth management solutions.

Brian Payne is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He currently serves as Treasurer on the board of the Educational Freedom Foundation and is involved in teaching homeschool classes through the Pacific Coast Learning Center. Brian’s background also includes roles in health and dental insurance agencies and residential real estate. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm provides advisory and broker-dealer services with a range of investment programs, combining proprietary and third-party model portfolios, and manages both discretionary and non-discretionary assets.