Susan Brauner is a financial advisor at Osaic with 44 years of industry experience. She holds a Series 63 designation and has worked at Securities America Advisors Inc and The Brauner Company, where she has served as a co-trustee of the company’s profit sharing plan. Brauner is also licensed as an insurance agent specializing in term insurance and fixed annuities. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement consulting, and access to multiple third-party money managers and wrap programs. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Kuanyee Lee is a financial advisor at Charles Schwab with Series 66 credentials and two years of industry experience. Prior to her current role, she held positions in music education and youth orchestras. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, offering both non-discretionary investment guidance and access to discretionary separately managed accounts.

Xiang Li is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019 and previously spent six years at First Republic Bank. Li holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jose Navarro is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016 and Wells Fargo Bank NA since 2015. Outside of his advisory role, Navarro's spouse owns and operates a business that manufactures and sells candles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute and third-party databases to support its investment strategies.

Juan Garcia is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013, also working with JPMorgan Chase Bank since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering services on a non-discretionary basis where clients retain final decision-making authority.

Steven Eggers is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank since 2010 and 2015, respectively. Outside of advising, he owns and manages a rental property with his wife. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that includes firm-approved tools and scenario modeling but typically does not offer individual security recommendations as part of standalone planning.

Fadela Hamidat is currently a Planning Consultant at Fidelity Investments, a role she has held since 2026. She brings a client-focused approach to her work, emphasizing understanding individual needs and providing thoughtful planning support to help clients realize their future visions. Her professional experience includes positions as an Investment Consultant at Charles Schwab from 2025 to 2026, Private Client Banker at JP Morgan Chase from 2021 to 2025, and Relationship Banker at JP Morgan Chase from 2019 to 2021. This background has equipped her with insights across various facets of financial planning and client relationship management. Fadela holds a California Insurance License. Outside of her professional interests, she enjoys activities such as hiking, traveling, and exploring culinary experiences.

Christopher Villaflor is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Bank of America N.A. and Bank of America Merrill Lynch since 2022. Prior to that, he held positions at U.S. Bank and worked in various roles including at Whole Foods and in academia. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Elisabeth Dellinger is a financial advisor with Fisher Investments, holding a Series 65 designation and 12 years of industry experience. She has been with Fisher Investments since 2004. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates, and is noted for its centralized investment decision process and diverse client base.

Xuan Tran is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 66 designations and possessing 12 years of industry experience. Prior to joining LPL Financial in 2019, Tran worked for Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Tran is also a commissioned notary in the state of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios supported by LPL Research and third-party subadvisors, as well as retirement plan consulting and brokerage services.

Erick Liu is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms, including Bank of America, Merrill, and J.P. Morgan. In addition to his advisory role, Liu serves as an Enlisted Second Class Petty Officer in the U.S. Navy Reserve. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research from Wells Fargo Investment Institute and third-party sources to guide diversified investment strategies and offers a range of brokerage and advisory solutions.

Phillip Chatoff is a financial advisor with Primerica Advisors based in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His professional background includes roles at Abusix, Inc. and Bigmachines alongside his long tenure with Primerica Financial Services and PFS Investments Inc. Outside of investment-related activities, he is involved with Blue Heron Senior Services, LLC and serves as a digital coach. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and provides a tiered wrap-fee structure, focusing on a range of investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Michael Do is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work history includes roles at Bank of America and various positions outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Shantell Bryant is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Personal and Workplace Advisors since 2018. Prior to joining Fidelity, she was self-employed for 12 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles to registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various investment products.

Lev Revutsky is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is engaged in writing activities unrelated to investment. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Muhammad Haq is a financial advisor at UBS Financial Services in San Jose, CA, holding a Series 66 designation with 25 years of industry experience. He has been with UBS since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Leiby is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 registrations and 26 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized recommendations through its Institutional Consulting Services program.

Pariss Minor is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, Minor worked at Morgan Stanley and Fidelity Investments. Outside of finance, Minor has experience in the hospitality and service industries, including a role at In-N-Out Burger. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Nhi Giang is a financial advisor with Morgan Stanley in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Nhi has worked at Morgan Stanley since 2019 and previously held positions at Mex Group Worldwide Limited, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Jeffrey Better is a financial advisor at OSAIC with 42 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation for 41 years. Outside of advising, he serves as a board member for the Omega Foundation, a charitable organization focused on fundraising, and acts as co-trustee for a relatives' living trust. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer customized portfolio management across various investment products.