Eric Cheng is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Raymond James & Associates, Oppenheimer & Co. Inc, JP Morgan Securities LLC, Bank of America, and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using Wells Fargo research and planning tools.

Megan Thompson is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management, where she leads the Thompson Group. She provides comprehensive financial guidance to clients, serving as a trusted resource and problem solver. Megan works with individuals and families across multiple states, offering wealth management strategies aligned with their goals. Since beginning her career in 2006 and joining Merrill in 2012, Megan has developed expertise in areas such as legacy planning, managing new wealth, retirement income, tax minimization, ESG investing, and small business strategies. She approaches financial planning as a means to reduce complexity and enhance quality of life for her clients. Megan holds the Personal Investment Advisor (PIA) designation. A graduate of The Ohio State University with a bachelor's degree, Megan is involved in the community as a board member of Teneral Cellars and a member of the Women's President Organization. Outside of work, she enjoys traveling, skiing, and spending time with her husband and their two French bulldogs.

Vianney Verzola is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked in various roles including at the University of the Pacific Office of Admissions and Pacific Summer High School Institute. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Bret Cameto is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to his current roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm‑approved tools and processes. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct client relationships and corporate financial planning agreements.

Dwight Carlson is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with UBS since 1993. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans and provides a broad range of financial services including discretionary portfolio management and fee-based financial planning.

Richard Corcoran is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 24 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Outside of his advisory role, he serves as Treasurer for the Piedmont Recreational Facilities Organization, which supports the development and improvement of public recreational facilities in Piedmont. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Kimy Smith is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative, annual planning process with firm-approved software tools and offers a range of programs including estate settlement and employer-sponsored planning.

Essam Ibrahim is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2023, with a prior tenure at AIG Financial Advisors beginning in 2005. Outside of advising, he owns a mortgage brokerage business and provides tax preparation services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of advisory and brokerage services supported by a model-driven investment process and maintains a complex affiliate network along with multiple lending and cash-management programs.

Aaron Sellers is a financial advisor at UBS Financial Services with nine years of industry experience. He holds a Series 66 designation and has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Nanette Flanagan is a financial advisor with RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers customized investment strategies through a range of advisory programs and integrates both in-house and third-party investment managers to implement portfolios tailored to clients’ risk profiles.

Tyler Folk is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo Bank, N.A. since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party data to support its investment approach.

Megan Linford is an Investment Consultant at Fidelity Investments, where she partners with individuals and their families to create, implement, and monitor financial plans aimed at achieving their personal financial goals. She has held several roles at Fidelity Investments, including Planning Consultant from 2022 to 2023 and Relationship Manager from 2018 to 2022. Prior to joining Fidelity, Megan worked as a Financial Advisor at Merrill Lynch from 2017 to 2018. She holds a California Insurance License. Outside of her professional work, Megan is interested in family activities, golf, spending time at the lake, parenthood, and caring for pets.

Kathryn Tuemmler is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, bringing four years of industry experience. She has been with Cambridge Investment Research entities since 2021 and has additional work history in education and health-related fields. Outside of her advisory role, she is involved as an author, educator, podcast host, and speaker through Intersect Financial, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm operates multiple management platforms and maintains proprietary model strategies through its Founders Gate Capital brand.

Jeffrey Gale is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and Corporate Financial Planning agreements.

Hector Medina is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. He has worked at Merrill since 2019 and is currently associated with Bank of America, N.A. Outside of his advisory role, he owns and operates a tattoo business and works as a delivery driver for Amazon Flex. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jason Pera is a CFP® with 23 years of industry experience, currently serving at OSAIC since 2024. He previously worked at Woodbury Financial Services, Inc. for 17 years and at Equitable Advisors for one year. Pera is a board member of the St. Isidore School Foundation, where he helps organize fundraising events and participates on the investment sub-committee. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering both brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process emphasizing asset allocation, portfolio optimization, and risk management, with a platform notable for its scale, affiliate network, and range of program offerings.

Raymond Noyce is a financial advisor at RBC Capital Markets with 21 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Kenneth Haas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. His prior work includes roles at Wells Fargo Investments, LLC and Deutsche Bank Securities Inc. over a combined 10 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third parties.

Mohammad Qureshi is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Charles Schwab, TD Ameritrade, and Global Philanthropy Advisors. Outside of his advisory role, he owns and operates a used car wholesale business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Lawrence Kolka is a CFP®-credentialed financial advisor with Edward Jones, based in Walnut Creek, CA, and has 23 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products supported by a large nationwide network of financial advisors and branch offices.