Scott Pence is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked with Ameritas Investment Corp., Ameritas Life Insurance Corp., and David White & Associates since 2008. Pence is also licensed as an independent insurance agent to sell fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers various asset management and financial planning services and employs model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Erik Ralston is a financial advisor at Cresset Asset Management, LLC with 18 years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Chase Bank, J.P. Morgan Securities, and First Republic Investment Management. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse client base, including individuals, high-net-worth families, charitable organizations, and corporations. The firm employs a diversified, asset-allocation-driven approach combining active and passive strategies, supported by a structured due-diligence program and management of private funds across multiple asset classes.

Timothy Rich is a CFP® professional with 28 years of experience in the financial services industry. He is currently with Osaic Advisory Services, LLC and has prior experience at Arbor Point Advisors and Securities America. Outside of his advisory work, Mr. Rich is involved in a musical project as a bass player with Last One Picked. Osaic Advisory Services, LLC serves a diverse client base, including individuals, retirement plans, corporations, and charitable organizations, offering investment management and financial planning through multiple program models with custody primarily through Schwab and Fidelity.

Duy Tieu is a CFA® charterholder and holds a Series 66 license, with nine years of industry experience. He has been with CIBC Private Wealth Advisors, Inc. since 2016 and previously worked at Citigroup Global Markets from 2012 to 2016. Based in San Francisco, CA, he operates within a firm of 173 advisors. CIBC Private Wealth Advisors provides investment advisory and wealth management services to a diverse client base, including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm employs a structured investment process involving internal teams and committees to create customized portfolio solutions and is notable for its higher assets under management per advisor and its involvement with investment company clients.

Jessa Shirman is a financial advisor at Citigroup Global Markets with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup since 2017. Outside of her advisory role, she works as a driver for ride-sharing services in San Francisco. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees and supports a wide range of investment products, including alternatives and digital assets.

Joseph Branley is a financial advisor at Empower Advisory Group with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Fidelity Investments and Fidelity Personal and Workplace Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms and focusing on long-term portfolio returns and annual rebalancing.

Alexander Brugger is a financial advisor at IEQ Capital, LLC with eight years of industry experience. He has held roles at IEQ Capital since 2019 and previously worked at First Republic Investment Management and First Republic Securities Company. Brugger holds a Series 66 designation. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, and non-profit organizations. The firm emphasizes a macroeconomic research-driven investment process and offers a range of services including discretionary SMA management, family-office support, OCIO engagements, and access to digital assets through Fidelity Digital Asset Services.

Steven Koury is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Citi since 2017 and previously was affiliated with Waddell & Reed and various insurance carriers. Outside of his advisory role, he serves as a parent volunteer board member and treasurer of the Burlingame Soccer Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Edward Pope is a financial advisor with RBC Rochdale, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His career includes roles at Rochdale Investment Management and Rim Securities since 2012, as well as prior experience at Fisher Investments from 2006 to 2012. RBC Rochdale serves a diverse client base including high net worth individuals, institutions, and government entities, offering discretionary and non-discretionary portfolio management among other services. The firm employs an active, multi-strategy investment process combining quantitative and fundamental analysis, utilizing proprietary tools and working with third-party sub-advisors to tailor portfolios.

Kenneth Malamud is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds a Series 66 designation and has been with HSBC Bank USA, N.A. since 2016, transitioning to HSBC Securities in 2023. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with multiple program types including client-directed and fully discretionary options. The firm uses a structured investment process with five model risk profiles and partners with affiliated and third-party providers for fund selection and management.

Quentin Wong is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked extensively within various HSBC entities since 2013. Outside of his advisory role, he is an owner of several rental properties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm uses multiple model risk profiles and combines strategic with tactical asset allocation, supported by affiliated and third-party providers for fund selection and portfolio monitoring.

Justin Bass is a financial advisor with MAI Capital Management, LLC, holding a Series 65 credential and 13 years of industry experience. He previously worked at TRUE Capital Management for eight years before joining MAI Capital Management in 2022. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of investment strategies and offers trust and insurance administrative services, with reported assets under management of $72.3 billion as of May 2026.

William Evans is a financial advisor with Centaurus Financial, Inc. in Pleasanton, CA, holding the ChFC® and Series 63 designations and bringing 25 years of industry experience. Prior to joining Centaurus Financial in 2024, he worked for Farmers Insurance Group and Farmers Financial Solutions for over two decades. Outside of financial services, he also assists as a bartender at Porky’s Pizza Palace, a family-owned restaurant. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm’s advisors offer financial planning, portfolio management, and specialized consulting with both discretionary and non-discretionary arrangements, utilizing a mix of fundamental and technical analysis.

Nicholas Chang is a financial advisor at IEQ Capital, LLC with a Series 65 designation and experience at multiple firms, including Thruline and MacDougall Advisors. He has been in the industry since 2018. Outside of finance, he was involved with Dark Matter Coffee in 2022. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm focuses on separately managed accounts and integrates both liquid and private alternative investments through a centralized research process.

Robert Hanson is a financial advisor at IEQ Capital, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Parallel Advisors, LLC and Franklin Templeton Investments. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, and non-profit organizations. The firm’s investment approach is guided by centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a mix of liquid strategies, third-party Independent Managers, and private alternative investments.

Lan Shaw is a CFP® and Series 66-registered financial advisor with 19 years of industry experience. He is currently with Integrated Wealth Concepts LLC and has prior experience at Vision Private Wealth, Vision Financial Planning, Commonwealth Financial Network, and Edward Jones. Shaw is the sole owner of Vision Financial Planning, a private entity involved in securities, advisory, and insurance business. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm provides discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income, and combines enterprise scale with a range of model and wrap-fee program options.

Craige Bertero is a financial advisor at Corient with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Chase Bank, Columbia Pacific Wealth Management, and CIPW Service Company. He serves as a board member of Proper Voltage, a company that sells industrial-grade batteries. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, and corporate entities. The firm employs a goals-based, team approach that integrates proprietary strategies with third-party solutions and specialized offerings such as family office and trustee services.

Roger Lam is a financial advisor with Hightower Advisors in San Ramon, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior experience includes roles at Wells Fargo Bank, UBS Financial Services, and founding Lam Trading. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and various types of organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a range of investment vehicles.

Elton Lai is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo, Morgan Stanley, and Merrill. Outside of his advisory role, he is developing a mobile wellness application that uses AI to analyze meals and raise awareness of potential long-term glucose impacts. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on asset-allocation models and internal research tools, with trades executed only upon client authorization.

Suayip Teymur is a financial advisor with Bankers Life Advisory Services, Inc. holding a Series 66 designation. He has one year of industry experience, including prior roles at Kuveyt Turk Portfoy Yonetimi A.S and several positions within Bankers Life and its affiliated entities. Before entering the financial industry, he worked at Jewelic Jewelry and held academic roles at San Francisco State University and Istanbul University. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, as well as retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored investment strategies aligned with clients’ goals and risk tolerance.