Andy Hawkey is a CFP® professional with 35 years of industry experience, currently serving as an advisor at OSAIC since 2002. He previously spent over two decades at Pim Financial Services, Inc. Outside of his advisory role, Hawkey is a licensed life insurance agent and occasionally works with third-party specialists to evaluate life insurance and fixed annuity options for clients. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, and is notable for its scale, complex affiliate network, and private-equity ownership.

David Liebowitz is a financial advisor with UBS Financial Services in Danville, CA, holding a Series 63 designation and bringing 33 years of industry experience. His career includes roles at Bank of America, Merrill, Morgan Stanley, Citigroup Global Markets, Wells Fargo Clearing, and Prudential Equity Group. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services across a broad range of investment products and capital markets activities.

Francesco Jones is a financial advisor at Merrill with 14 years of experience at the firm and a total of 10 years in the industry. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies from internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mc Rae Grace is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab, Grace worked at Equitable Advisors for two years and has a varied background including roles outside of finance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Kimberly Damiani is a Certified Financial Planner® with 14 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. She has worked at Raymond James since 2023 and previously held roles at Summit Financial Group and Securian Financial Services. Damiani serves on the board and investment committee of the Three Valleys Community Foundation, contributing to the foundation’s investment oversight. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers non-discretionary planning tailored to client goals, supported by analytical tools and a range of advisory programs.

James Dyer is a financial advisor at Merrill with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1993, as well as at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaime Fukumae is a Certified Financial Planner® with 28 years of experience and currently affiliated with Cambridge Investment Research Advisors. His prior experience includes eight years at LPL Financial, and he has operated his own CPA tax practice since 1987. He is also involved in community activities as a board member of the East Bay Youth Athletic League. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary strategies.

Kevin Wilson is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2023, he worked at Voya Financial Advisors for seven years and has also been involved in entrepreneurial ventures, including Proclaim Promotions from 2000 to 2021. He is licensed as an independent insurance agent and has experience managing properties through his role at 2727 Alamo Court, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple investment programs through a large network of independent advisors.

William Finnegan is a financial advisor with OSAIC based in Lafayette, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Royal Alliance Associates, Sii, Double Diamond Financial, Coinbase Capital Markets Corp, and Osaic FS, Inc. Outside of his advisory work, he serves as an assistant boys' basketball coach at Oceanside Schools. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various portfolio management solutions. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed investment strategies across multiple custodial and program arrangements.

Tracy Parker is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 30 years of industry experience. She has worked at Merrill since 1996. Outside of her advisory role, she is involved in managing a family-run LLC related to cellular site properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brendan Stone is a financial advisor with LPL Financial in Walnut Creek, CA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Fremont Bank, Bank of America, Merrill, and Allen Lund Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Matthew Tekeste is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. Prior to joining the firm, he worked at California State University Channel Islands and Blenders in the Grass. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Christopher Bott is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial and Royal Alliance Associates, Inc. Outside of financial advising, he provides First Aid and CPR training through ABC Emergency Management Seminars. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of brokerage and advisory services, employing model-based asset allocation and portfolio optimization to support its multi-advisor platform.

Gabriel Jay is a CFP®-certified financial advisor with 25 years of industry experience, currently serving at UBS Financial Services since 2008. Based in Walnut Creek, CA, he holds the Series 66 designation. Outside of his advisory role, he serves as Treasurer on the board of directors for the Fore Our Schools Foundation, a nonprofit focused on fundraising for Moraga schools. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial solutions including discretionary portfolio management and alternative products.

Brandon Harper is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities for 10 years. Outside of his advisory role, he owns a private rental property. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Vita Sechrest is a Senior Financial Advisor with Merrill Lynch Wealth Management based in the Walnut Creek office and a member of The Sechrest Group. She began her career with Merrill Lynch in 2017 as a Private Wealth Associate in the Chicago office, supporting high-net-worth individuals, families, and businesses. Vita and The Sechrest Group provide services focused on comprehensive wealth planning and retirement plans, assisting plan sponsors, committees, and participants with plan design, oversight, investment management, and participant education. Vita holds several professional designations including Certified Private Wealth Advisor® (CPWA®), Certified Divorce Financial Analyst® (CDFA®), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). She earned a Bachelor of Business Administration degree in Marketing and a Master of Science degree in Finance from the University of Notre Dame. Vita serves on the Board of Directors of The Hofmann Foundation. Her professional expertise encompasses family office-style services such as wealth management, investment advisory, retirement planning, philanthropic consulting, and personal banking. Vita also has a client focus on areas including college education planning, endowments and foundations, defined benefit and contribution plans, new wealth management, retirement income, and services tailored for women and sports and entertainment professionals. Outside of work, Vita's personal interests include football, golfing, skiing, spending time with her family, and traveling.

Stan Barrett is a financial advisor at Wells Fargo Clearing with a Series 66 designation. He has been in the industry since 2026, with prior experience at NYLIFE Securities LLC and New York Life Insurance Company. Outside of finance, he is involved with Synapse Bodywork, Inc., a business he has been associated with since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Peter Green is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Citigroup Global Markets and Wells Fargo. Outside of his advisory work, he is involved in coaching water polo at the high school and club levels. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their approach combines quantitative and qualitative due diligence, includes an ESG eligibility framework, and leverages affiliates for implementation and portfolio services.

Gordon Clakley is a financial advisor with Raymond James & Associates in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2006 and previously worked at Moors & Cabot Inc and Wells Fargo Investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm provides financial planning, investment consulting, and institutional fiduciary services, utilizing various portfolio management styles and offering municipal advisory and market-making services.

Arnulfo Tumbaga is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 66 designations with 28 years of industry experience. His prior work includes multiple terms at Morgan Stanley as well as a period at UBS Financial Services Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and methodologies.