Anthony Dadci is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 66 licenses and 9 years of industry experience. His work history includes roles at Bank of America, Wells Fargo Clearing Services, and Wells Fargo Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Marquez Parnell is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including First Republic Bank and Wells Fargo Bank. Outside of finance, he owns and operates Fudgel LLC, a company that decorates clothing locally in the Bay Area. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Keith Woodland is a financial advisor with Morgan Stanley Wealth Management in San Francisco, holding Series 63 and Series 65 designations and having 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Outside of his advisory work, he is a sole proprietor involved in rental property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning solutions that utilize firm-approved tools and methodologies, serving clients both directly and through corporate financial planning agreements.

Peter Nestor is a financial advisor at Morgan Stanley with seven years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley since 2018. Prior to that, he worked at Marcus & Millichap and TalentRocket, and he also has experience from Santa Clara University. Outside of his advisory role, he is involved in a recreational customer service business. Morgan Stanley Wealth Management offers a wide array of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides various investment and planning services through a large network of advisors.

Jason Lammert is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. since 2025. Outside of his advisory work, Mr. Lammert is involved in youth sports coaching, serving as an assistant swim coach at Miramonte High School, and he is the CEO of a private tutoring company focused on middle and high school students. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering financial planning and wealth management services supported by firm-approved planning tools and a structured discovery process.

Louis Mc Cabe is a financial advisor at UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior work includes roles at Goldman Sachs & Co. LLC and PricewaterhouseCoopers LLP. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Michael Meniktas is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves on the board of directors for Hog Island Oyster Company, an oyster farming and oyster bar business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services supported by proprietary research and tailored investment strategies.

David Salazar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over five years of experience in the financial services industry, having joined Merrill Lynch in 2018. Prior to that, David worked at Morgan Stanley’s Private Wealth Management office in San Francisco and Barclays Global Investments and Solutions division in London. His practice focuses on serving small business owners, employees of publicly traded companies, and high net worth families. David holds a Bachelor’s degree in Finance with a minor in Economics from the University of San Francisco, where he graduated Cum Laude. He also has earned the Personal Investment Advisor (PIA) designation. He is a member of the Phi Delta Theta Fraternity and supports community organizations such as LightHouse for the Blind and Visually Impaired. In his client relationships, David emphasizes understanding clients’ priorities and tailoring financial strategies that address their unique needs and aspirations. He focuses on clear communication regarding investment risks and strives to provide sensible, confident guidance. Outside of his professional work, David enjoys golfing, fishing, traveling, and exploring California’s wine regions.

Baran Alaeehosseini is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2023 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maximilian Ortiz is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Silicon Valley Bank, and Hall Capital Partners LLC. Ortiz has also served as a relationship manager at SVB Wealth LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Maria Cecilia Gapunuan is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial Inc. and AIG Financial Advisors, Inc. In addition to her advisory role, she is a licensed insurance agent assisting clients with group insurance service issues. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with access to discretionary strategies and third-party managers.

Spencer Griffith is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works directly with clients to understand their financial goals and develop strategies tailored to pursue those objectives. His services encompass a broad range of areas including general investing, retirement planning, and saving for unforeseen circumstances. Additionally, he can facilitate access to specialists from Bank of America concerning banking, credit, home financing, and small business solutions. Spencer's expertise covers Divorce Transition Planning, Executive Compensation, Equity Compensation Services, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, and Retirement Income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the California State University System.

Shouquan Huang is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 registrations and bringing nine years of industry experience. Prior to joining UBS in 2020, he worked at TalentWave and JPMorgan Chase Bank. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment solutions.

Marco Salerno is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 14 years of industry experience. He has been with Morgan Stanley and its affiliated private bank entities since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside guidance from its Global Investment Committee.

Daniel Henke is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following a prior role at Equitable Advisors. Based in San Francisco, CA, his background includes work at prominent financial firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Annie Etchegoyhen is a Managing Director and Private Wealth Advisor with Merrill Private Wealth Management in Palo Alto, California. She has been with the firm since 2001, beginning her career in the finance department of a major technology firm before transitioning to wealth management. Annie holds a B.S. in Finance from the University of San Diego and is a certified Personal Investment Advisor (PIA). Annie works closely with individuals and families who have complex wealth management needs, including principals in venture capital and private equity, senior executives, business owners, and multi-generational families. She focuses on understanding each client's interests and intentions to provide customized strategies in areas such as liquidity event planning, business structuring, tax-efficient investing, trust and estate planning, customized credit, and philanthropy. Annie has received national recognition for her work, including being named among Forbes' "Best in State Wealth Advisors" and "America's Top Women Wealth Advisors," as well as being listed in Working Mother's "Top Wealth Advisor Moms." She is committed to her community as an Ambassador for Lucile Packard Children's Hospital and has volunteered with the Boys & Girls Club of America. In her free time, Annie enjoys sports and activities with her family.

Habib Ngom is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. Ngom holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Tushar Zalpuri is a Senior Financial Advisor with Merrill Lynch Wealth Management, utilizing the investment resources of Merrill Lynch and the banking services of Bank of America to support various aspects of clients' financial lives. Since joining Merrill Lynch in 2015, he has focused on working with high net worth individuals, households, business owners, and professionals throughout the Bay Area to develop and maintain personalized financial strategies. His client services include corporate executive services, family wealth management, legacy planning, retirement income, and socially responsible investing. Tushar holds a bachelor's degree in economics with a minor in communications from the University of California, Davis. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in Hindi, Spanish, and English, he also participates in professional organizations such as the Serra Alumni Board, UC Davis Men's Rugby, and Zeta Psi Fraternity, Inc. Originally from San Mateo, California, Tushar now resides in San Francisco. While at UC Davis, he was a member of the rugby team that won the D1AA National Championship in 2015. In his spare time, he enjoys running marathons, attending local sporting events, basketball, football, spending time with family, traveling, and watching movies.

Grant Silverman is a CFP® professional with nine years of industry experience, currently affiliated with Cetera. His career includes roles at Northwestern Mutual and managing his own business, Silverman Financial. In addition to financial advising, he is active in insurance sales, focusing on life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Daniel Gallisa is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 16 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models as part of its advisory services.