Trevor Bright is a Series 66-licensed financial advisor with 23 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020, and previously held positions at LPL Financial, Fidelity, and Merrill. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, combining strategic asset allocation and alternative investment options within an integrated operational structure.

Saeed Dehghany is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Wells Fargo in various capacities since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes ESG considerations within a non-discretionary program where clients retain final decision-making authority.

Christopher Genetti is a financial advisor with Charles Schwab in Santa Clara, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He previously worked at Scottrade Inc. for nine years before joining Charles Schwab in 2018. Outside of his advisory role, he serves as a club officer for Los Gatos Toastmasters, contributing to member education and training. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by strategic asset allocation models and alternative investment due diligence.

Thomas Boscardin is a financial advisor at Edward Jones in Los Gatos, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Local Eyes LLC, 90 Degrees West, and Don't Panic Production LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of financial advisors and branch offices.

Jaime Rojas Gonzalez is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments in 2025 and as a Financial Services Professional at New York Life from 2023 to 2025. His approach to financial advising involves open conversations to understand clients' situations and priorities, ensuring their goals are central to every discussion. Jaime reviews existing financial plans, explores potential options, and provides recommendations collaboratively to help clients make informed decisions with clarity and long-term confidence. He holds a California Insurance License. Outside of his professional work, Jaime's personal interests include fitness, hiking, movies, and music.

Gabriela De Oliveira is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan and HSBC in various capacities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Adriana Torres is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. She previously worked at One Main Financial and Bank of America. Based in San Jose, CA, she has been with Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Ernest Lau is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 20 years of industry experience. His work history includes multiple terms at Wells Fargo Clearing and Fidelity Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of financial professionals.

Jeff Liao is a Branch Leader at Fidelity Investments, a role he has held since 2022. In this position, he focuses on delivering Fidelity's Standards of Care by supporting and inspiring his team to exceed their goals and by striving to provide a world-class client experience consistently. Prior to his current role, Jeff served as Vice President and Branch Manager at HSBC Securities (USA) from 2018 to 2022. He holds a California Insurance License, which complements his expertise in financial planning and client service. Outside of his professional responsibilities, Jeff's personal interests include bowling, cars, food, golf, hiking, and motorcycles.

Jabra Ghanayem is a Planning Consultant at Fidelity Investments, where he focuses on developing sustainable financial plans through a deep understanding of clients' needs. He has been with Fidelity since 2021, progressing from Investment Solutions Representative to Relationship Manager before assuming his current role in 2024. Prior to joining Fidelity, Jabra worked as a Financial Professional at Equitable Advisors from 2019 to 2021. He holds a California Insurance License, supporting his expertise in financial planning and insurance services. Outside of his professional work, Jabra enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, playing golf, and reading.

Hsin Yi Vivian Hsieh is a financial advisor at Charles Schwab with a Series 66 designation and seven years of industry experience. Her work history includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., TD Ameritrade, and Morgan Stanley. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing multi-asset model portfolios and a centralized operational structure.

Steven Xu is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 23 years of industry experience. Prior to joining Schwab in 2025, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC for a combined 10 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts delivered via a large-scale, integrated platform.

Bao Lieu is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at NYLife Securities LLC and New York Life Insurance Company. Before his financial career, he was employed in education at HCMC University of Pedagogy, Tran Phu Highschool, and Nguyen Tri Phuong Middle School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Apostolos Kiriazis is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding a Series 66 designation and six years of industry experience. He has been with JPMorgan Chase Bank and its affiliates since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Anthony Barnao is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing wealth management strategies tailored to individual client needs. He works with high net-worth individuals and households, helping them navigate the evolving financial landscape to pursue their long-term goals. His client focus areas include college education planning, family wealth management strategies, personal retirement planning, and retirement income. Anthony holds a Bachelor's Degree from Baylor University and has earned the Personal Investment Advisor (PIA) designation. He emphasizes a personalized approach, developing financial strategies collaboratively with clients to align with their specific objectives. In addition to his professional role, Anthony participates in community service, dedicating time to volunteer with local organizations. Outside of work, he interests include adventure sports, baseball, camping, fishing, hunting, and spending time with his family.

Ryan Michaels is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 license with no prior industry experience before joining the firm. His background includes self-employment and operating THAT Entertainment LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies, with extensive client assets under management.

Eric Zhang is a financial advisor with Morgan Stanley in Cupertino, CA, holding the Series 66 designation and one year of industry experience. His prior work includes roles at KPMG and Ernst and Young, as well as a position in the University of California, Santa Barbara Sustainability Office. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment forecasts to support its financial planning process.

Deborah Krumwiede is a financial advisor with LPL Financial in Santa Clara, CA, holding Series 63 and Series 65 designations and 31 years of industry experience. Her career includes roles at Cetera, Technology Credit Union, Wescom Financial Services, and Osaic FA, Inc. She is also involved with Technology Credit Union as of 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisory services through a large network of investment adviser representatives.

Lucas Orme is an Investment Consultant at Fidelity Investments, where he has been serving clients since 2024. Prior to his current role, he worked as a Financial Representative at Fidelity Investments from 2023 to 2024. In his capacity as an Investment Consultant, Lucas focuses on helping individuals and families make informed financial decisions through personalized, goal-driven planning tailored to their unique circumstances. Lucas holds a California Insurance License, enabling him to provide comprehensive financial guidance. He emphasizes building enduring client relationships based on trust, transparency, and open communication. Lucas collaborates closely with clients to develop customized financial plans that adapt as their lives change.

Bao Chau Nguyen Sun is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in working with families, individual investors, and business owners to define and help achieve their financial goals. Sun collaborates with Merrill Lynch Wealth Management specialists and Bank of America banking specialists to provide retirement planning services, focusing on lifetime income streams, education savings, estate planning, insurance, and asset preservation. Since joining Merrill Lynch Wealth Management in 1996, Sun has gained experience in family wealth management strategies, education planning, divorce transition planning, socially responsible investing, tax minimization, and retirement income. She works closely with clients and their trusted advisors such as attorneys and accountants to ensure individualized attention and solutions tailored to their unique financial circumstances. Sun holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). She earned a master's degree from the University of Oregon and a bachelor's degree from Hanyang University. Sun is fluent in English and Korean. Outside of her professional work, she enjoys cooking, golfing, swimming, and spending time with her family, and she is involved in community volunteer activities.