Alissa Lee is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. since 1997. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Aaron Jang is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2012. He is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Daniel Gong is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. His prior work includes roles at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade, Inc. He has been with Charles Schwab and related entities since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, multi-asset model portfolios, and access to alternative investments within an integrated operational structure.

Qizhen Xie is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the ChFC® and Series 66 designations and has worked within Morgan Stanley’s Private Bank and Smith Barney divisions since 2018. Prior to joining Morgan Stanley, he was associated with Amazing Wealth Insurance Agency. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and integrates its planning services with a broad spectrum of retail and institutional offerings.

Zvart Potoukian is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Potoukian serves as a board member for the adoption agency St. Nick's Kids Inc. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Rene Francois Cervantes is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds a Series 66 designation and has been with Cambridge since 2016. In addition to his advisory role, he serves as a director at Matterport, Inc., a high-tech firm, and works as a Certified Public Accountant providing accounting and bookkeeping services. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm provides both proprietary and third-party investment strategies across multiple platforms, with options for discretionary and non-discretionary management tailored to client objectives.

Hendra Iskandar is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2009. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Ken Rosenberg is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Anna Tu is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Tu has been affiliated with Wells Fargo Bank, N.A. since 1993. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Tyler Montano is a financial advisor with Ameriprise in Santa Clara, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at NYLife Securities LLC and New York Life Insurance Co from 2017 to 2022. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations through a centralized consulting team.

John Wong is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and methodologies.

Jonathan Young is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and having 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, following two years at Ameriprise Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Cathy Liu is a financial advisor with J.P. Morgan Securities in Palo Alto, CA. She holds Series 63 and Series 65 designations and has nine years of industry experience. Prior to joining J.P. Morgan Securities, she worked at Washington University in St. Louis for four years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Sok Loh is a financial advisor with Morgan Stanley in San Jose, California, holding Series 63 and Series 66 designations and 20 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Brian Wong is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2008 and 2010, respectively. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational systems.

Shahrzad Keshavarz Adeli is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and three years of industry experience. Her work history includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as prior experience at Tiffany & Co. Outside of finance, she is involved with bestofluxuryworld. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Carol Underwood is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 16 years of industry experience. She previously worked at Securities America Advisors and METLIFE Securities Inc. Outside her advisory role, she is involved in insurance sales, providing clients with insurance and fixed indexed annuity products. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Ryan Wypiszynski is a financial advisor with Mass Mutual Investors Services in Sunnyvale, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He worked at Thrivent Investment Management Inc and Thrivent Financial for a decade before joining Mass Mutual Investors Services and MassMutual in 2026. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, structuring financial planning as annual collaborative engagements using firm-approved analytical tools.

Jezza Pimentel is a financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley since 2019 and previously held roles at JPMorgan Chase Bank NA, JPMorgan Securities LLC, and BancWest Investment Services. Pimentel holds a Series 66 designation and is based in Palo Alto, CA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Ashley Mccrary is a Series 66 licensed financial advisor with Morgan Stanley in San Jose, CA, where she has worked since 2013. She has 10 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.